Groundwork

Real estate · County · Mississippi

Mortgage brokers and lenders in Madison County, MS

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Madison County, MS, set against other counties and the U.S.

Groundwork market score · out of 100

Score 30 out of 100: Lower middle

Ranked #786 of 887 scored counties
#14 of 18 scored counties in Mississippi

Listings
35
10 chain locations (29%)
Official establishments
20
Businesses with payroll, 2023
Household spending a year
$708.4M
On rent and homeowner costs · $16,130 a household
Housing spending per listing (U.S. = 100)
52
48% below the U.S.
Listings per 10k households
8.0
86% above the U.S.
Population, 2025
116,298
+6.5% since 2020

See the mortgage brokers and lenders around any address in Madison County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Madison County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for mortgage brokers and lenders in Madison County is 30 (lower middle), #786 of 887 scored counties and #14 of 18 scored counties in Mississippi. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 35 mortgage brokers and lenders in Madison County. 10 of them (29%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 8.0, 86% above the U.S. rate of 4.3.

Households in Madison County spend about $708.4M a year on rent and homeowner costs, or $16,130 per household, 3% below the U.S. average. Housing spending per office is 48% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Madison County was 20 in 2023. That is one for every 2,196 households, against one for every 4,897 across the U.S. Between 2020 and 2025, the population of Madison County grew 6.5%, faster than the U.S. (+3.1%).

How Madison County compares

The same measures for Mississippi and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Madison County, MS compared with Mississippi and the U.S.
MeasureMadison CountyMississippiU.S.
Listings per 10k households8.03.24.3
Housing spending per listing (U.S. = 100)52111100
Households per official establishment2,1968,8114,897
Official establishment growth, 2019–2023n/a+46.1%+9.5%
Population growth, 2020–2025+6.5%−0.1%+3.1%
Spending per household on rent and homeowner costs$16,130$13,696$16,661
Median household income$83,441$56,447$80,734
Groundwork market score3041

Official counts and lending

Businesses

Official establishments, 2019 to 2023
12 → 20
Employees, 2023
111
Annual payroll, 2023
$10.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
3510 chain locations
Listings at the U.S. rate for this spending
18The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Madison County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Madison County

Population, 2025 estimate
116,298+6.5% since 2020
Households
43,917
Median age
40.0
Homes lived in by their owners
71%
Vehicles per household
1.9
Land area
714 sq. mi.
People per square mile
156
Median household income
$83,441+16.2% vs. 2015–2019, before inflation
Average household income
$121,926
Median home value
$311,100
Jobs located here
63,928
Daytime population
124,659Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Madison County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Madison County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Mississippi

Every Mississippi market ranked →

The highest-scoring counties in Mississippi for mortgage brokers and lenders, numbered among those based in Mississippi, with Madison County marked.

Top counties in Mississippi

Counties in Mississippi ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1DeSoto County, MS60304.295+6.3%#257 of 887
2Jackson County, MS59132.3164+3.0%#261 of 887
3Harrison County, MS53334.090+4.0%#392 of 887
4Forrest County, MS5282.7130+1.1%#396 of 887
5Rankin County, MS49284.785+3.2%#465 of 887
6Hancock County, MS4763.0125+1.6%#490 of 887
7Pearl River County, MS4773.2110+5.6%#492 of 887
8Jones County, MS4552.0172−1.0%#524 of 887
9Lafayette County, MS41126.361+6.6%#611 of 887
10Lauderdale County, MS3962.1161−3.2%#628 of 887
14Madison County, MS30358.052+6.5%#786 of 887

Other business types in Madison County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Madison County, MS?

There are 35 mortgage brokers and lenders on map listings in Madison County as of September 2026. 10 of them (29%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 20 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Madison County, MS spend on rent and homeowner costs?

About $708.4M a year, or $16,130 per household. That is 3% below the U.S. average (an index of 97, where 100 is the U.S. average). For the 35 mortgage brokers and lenders on map listings, housing spending per office is 48% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 43,917 households in Madison County and national spending patterns by income.

How does Madison County, MS compare with the U.S. for mortgage brokers and lenders?

Madison County has 8.0 mortgage brokers and lenders per 10,000 households, 86% above the U.S. rate of 4.3. The index of housing spending per office is 52, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Madison County would have about 18, against 35 on map listings. There is one business with payroll in the industry for every 2,196 households, against one for every 4,897 across the U.S.

How fast is Madison County, MS growing?

Population estimates put Madison County at 116,298 people in 2025, up 6.5% since 2020, faster than the U.S. (+3.1%). It has 43,917 households. The median household income in Madison County is $83,441 a year, 3% above the U.S. median of $80,734. That rose 16.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Madison County scores 30 for mortgage brokers and lenders (lower middle), #786 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Madison County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Madison County

Screening a site or an acquisition in Madison County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Madison County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.