Groundwork

Metro area profile · Michigan

Bay City, MI metro area market data

Population, household spending and competition for 56 business types in the Bay City metro area, each scored against other metro areas.

Population, 2025
102,123
−1.6% since 2020
Households
45,103
Median household income
$61,763
+26.5% vs. 2015–2019, before inflation
Median home value
$152,200
Jobs located here
31,089
Highest market score
64
Dentists and orthodontists, #91 of 387 scored metro areas

A site report maps the competitors on map listings around any address in the Bay City metro area by name and distance, and the households and spending within reach. Or open the report at the center of the Bay City metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

An estimated 102,123 people live in the Bay City metro area, in 45,103 households. Population estimates put the population change in the Bay City metro area from 2020 to 2025 at −1.6%, against +3.1% for the U.S. The median household income in the Bay City metro area is $61,763 a year, 23% below the U.S. median of $80,734. That rose 26.5% from the 2015–2019 survey, before inflation.

Set against the U.S., households in the Bay City metro area spend the most on vehicle maintenance and repairs (an index of 104, where 100 is the U.S. average) and the least on child care and other personal services (58).

The highest Groundwork market scores in the Bay City metro area are for dentists and orthodontists (64); clothing and shoe stores (63); and clothing, shoe and laundry businesses (63). The Bay City metro area ranks #91 of 387 scored metro areas for dentists and orthodontists.

The Bay City metro area is made up of one county, Bay County. For its number of households, the Bay City metro area has the most map listings, relative to the U.S., for electricians (60% above the U.S. rate) and the fewest for real estate agents and brokers (61% below the U.S. rate).

All 56 business types in the Bay City metro area

Highest Groundwork market score first. Each score compares the Bay City metro area with other metro areas for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Bay City, MI metro area, highest Groundwork market score first, with its rank among metro areas, listings, listings per 10,000 households, spending per listing and official establishments
Business typeScoreRank among metro areasListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Dentists and orthodontists64#91 of 387429.3$1.4M14132
Clothing and shoe stores63#103 of 387449.8$1.8M14413
Clothing, shoes and laundry63#106 of 3876113.5$1.3M15018
Spas and skin care62#74 of 387276.0$1.5M1706
Coffee shops and cafes62#94 of 387296.4$5.4M14610
Restaurants and cafes61#119 of 38735077.6$447K120153
Real estate agents and brokers60#84 of 3875412.0Index only19811
Real estate60#89 of 3877216.0Index only18722
HVAC and plumbing59#118 of 387184.0$6.2M12920
Sit-down restaurants58#120 of 38714933.0$1M15871
Veterinarians58#133 of 38492.0$3.7M1378
Martial arts and dance studios56#129 of 387153.3$2.2M1094
Car washes and detailing55#163 of 387153.3$3M1197
Yoga, Pilates and fitness studios52#146 of 34771.6$4.7M1166
Gyms, studios and classes52#166 of 3875111.3$646K9810
Salons, barbers and spas52#170 of 38716536.6$244K11531
Doctors, dentists and clinics51#178 of 38730367.2$192K126164
Nail salons51#179 of 387153.3$2.7M161Under 3
Mortgage brokers and lenders50#180 of 37392.0Index only1664
Pizza50#189 of 387296.4$5.4M10671
Home repair trades49#199 of 3874710.4$2.4M9740
Barbershops48#204 of 387153.3$2.7M142Under 3
Gyms48#216 of 387296.4$1.1M876
Optometrists and eye care48#216 of 386132.9$4.5M14311
Roofing and gutters47#213 of 381112.4$10.1M1197
Fast food and sandwich shops47#216 of 3875512.2$2.8M9371
Tire shops47#224 of 386173.8$2.6M1067
Collision repair and body shops46#226 of 381143.1$3.2M10410
Pet businesses45#232 of 387408.9$839K9519
Primary care and pediatrics44#245 of 387255.5$2.3M13094
Auto repair and car care44#246 of 38716737.0$270K10065
Auto repair shops44#254 of 38710022.2$450K10145
Lawn, cleaning and pest control42#240 of 387327.1$1.6M9457
Chiropractors40#262 of 386235.1$2.5M10615
Child care and preschools40#262 of 387173.8$887K8918
Bakeries and dessert shops40#279 of 387419.1$3.8M9213
Physical therapy38#287 of 386357.8$1.7M6912
Pet stores37#288 of 38281.8$4.2M933
House cleaning37#291 of 37581.8$6.3M9921
Gas stations34#297 of 3876013.3$1.9M8134
Hair salons34#347 of 38710623.5$380K8821
Insurance agencies33#287 of 3876314.0$1.1M8936
Funeral homes31#304 of 377122.7$570K849
Landscaping and lawn care31#314 of 385235.1$2.2M7536
Electricians28#350 of 383184.0$6.2M5113
Pet grooming and boarding25#357 of 386214.7$1.6M638
Grocery stores24#349 of 387296.4$8.8M9519
Oil change and quick lube22#269 of 29061.3$7.5M555
Convenience stores22#356 of 387429.3$6.1M7716
Grocery and convenience stores17#373 of 38710022.2$2.6M7535
Home inspectors5#242 of 24351.1Index only44Under 3
Dry cleanersNot scoredNot scored40.9$20.1M128Under 3
Property managementNot scoredNot scored40.9Index only2633
LaundromatsNot scoredNot scored30.7$26.8M2145
Pest controlNot scoredNot scored10.2$50.5MToo fewUnder 3
Urgent care and walk-in clinicsNot scoredNot scored00.0None listedNone listedUnder 3

Household spending in the Bay City metro area

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Bay City, MI metro area by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$45M$998104
Gasoline and other fuels$116.2M$2,57699
Food away from home$156.3M$3,46685
Groceries$255.1M$5,65689
Personal care products and services$40.3M$89389
Child care and other personal services$15.1M$33458
Memberships, classes and admissions$32.9M$73074
Medical and dental services$58.1M$1,288100
Pets$33.5M$74482
Clothing, shoes and related services$80.3M$1,78187
Vehicle insurance$70.7M$1,56780
Home repairs, maintenance and insurance$110.9M$2,45881
Lawn care, cleaning and other household services$50.5M$1,12079
Rent and homeowner costs$584M$12,94978

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in the Bay City metro area

Population, 2025 estimate
102,123−1.6% since 2020
Households
45,103
Median age
45.0
Homes lived in by their owners
77%
Vehicles per household
1.8
Land area
442 sq. mi.
People per square mile
233
Median household income
$61,763+26.5% vs. 2015–2019, before inflation
Average household income
$79,153
Median home value
$152,200
Jobs located here
31,089
Daytime population
93,442Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Bay City metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of the Bay City metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Questions

How fast is the Bay City, MI metro area growing?

Population estimates put the Bay City metro area at 102,123 people in 2025, down 1.6% since 2020, against +3.1% for the U.S. It has 45,103 households. Against the 2015–2019 survey, median household income rose 26.5%, before inflation.

How much do households in the Bay City, MI metro area spend?

Households in the Bay City metro area spend about $584M a year on rent and homeowner costs, $255.1M on groceries and $156.3M on food away from home. Relative to the U.S., household spending in the Bay City metro area runs highest on vehicle maintenance and repairs (an index of 104, where 100 is the U.S. average) and lowest on child care and other personal services (58).

Which business types have the highest market scores in the Bay City, MI metro area?

Of the business types scored in the Bay City metro area, dentists and orthodontists (64); clothing and shoe stores (63); and clothing, shoe and laundry businesses (63) have the highest Groundwork market scores. For dentists and orthodontists, that ranks #91 of 387 scored metro areas.

How does the Bay City, MI metro area compare with the U.S.?

Median household income in the Bay City metro area is $61,763, 23% below the U.S. median of $80,734. The population fell 1.6% from 2020 to 2025, against +3.1% for the U.S. The median home value is $152,200, against $332,700 for the U.S. Against the U.S., map listings per household run highest for electricians (60% above the U.S. rate) and lowest for real estate agents and brokers (61% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 51 of the 56 business types have a score in the Bay City metro area, each ranked against other metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Bay City metro area. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

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Screening a site or an acquisition in the Bay City metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Bay City metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.