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Insurance agencies in Newaygo County, MI

Competitor counts, household spending and official business counts for insurance agencies in Newaygo County, MI, set against other counties and the U.S.

Groundwork market score · out of 100

Score 63 out of 100: Upper middle

Ranked #699 of 2,272 scored counties
#7 of 73 scored counties in Michigan

Listings
20
3 chain locations (15%)
Official establishments
11
Businesses with payroll, 2023
Household spending a year
$34.8M
On vehicle insurance · $1,772 a household
Spending per listing
$1.7M
39% above the U.S.
Listings per 10k households
10.2
35% below the U.S.
Population, 2025
51,622
+3.1% since 2020

See the insurance agencies around any address in Newaygo County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Newaygo County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $1,772 per household (9% below the U.S. average), households in Newaygo County spend about $34.8M a year on vehicle insurance. That works out to $1.7M per agency, 39% above the U.S. figure of $1.3M.

There are 20 insurance agencies on map listings in Newaygo County as of September 2026. Of those, 3 are chain locations, or 15%, against 21% across the U.S. That comes to 10.2 for every 10,000 households, 35% below the U.S. rate of 15.6.

In 2023, official counts showed 11 businesses with payroll in Newaygo County classed as insurance agencies and brokerages. That is one for every 1,786 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $72K has gone to businesses classed as insurance agencies and brokerages in Newaygo County.

Population estimates put the population change in Newaygo County from 2020 to 2025 at +3.1%, in step with the U.S. (+3.1%). Newaygo County scores 63 (upper middle) on the Groundwork market score for insurance agencies, ranking #699 of 2,272 scored counties and #7 of 73 scored counties in Michigan.

How Newaygo County compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Newaygo County, MI compared with Michigan and the U.S.
MeasureNewaygo CountyMichiganU.S.
Listings per 10k households10.213.515.6
Spending per listing$1.7M$1.2M$1.3M
Households per official establishment1,7861,108966
Official establishment growth, 2019–2023n/a−3.9%−1.0%
Population growth, 2020–2025+3.1%+0.6%+3.1%
Spending per household on vehicle insurance$1,772$1,558$1,957
Median household income$63,304$72,875$80,734
Groundwork market score6333

Official counts and lending

Businesses

Official establishments, 2019 to 2023
12 → 11
Employees, 2023
56
Annual payroll, 2023
$4.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
203 chain locations
Listings at the U.S. rate for this spending
28The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$72K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Newaygo County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Newaygo County

Population, 2025 estimate
51,622+3.1% since 2020
Households
19,651
Median age
42.9
Homes lived in by their owners
87%
Vehicles per household
2.0
Land area
839 sq. mi.
People per square mile
61
Median household income
$63,304+25.8% vs. 2015–2019, before inflation
Average household income
$79,003
Median home value
$186,700
Jobs located here
10,466
Daytime population
41,120Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Newaygo County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Newaygo County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Michigan

Every Michigan market ranked →

The highest-scoring counties in Michigan for insurance agencies, numbered among those based in Michigan, with Newaygo County marked.

Top counties in Michigan

Counties in Michigan ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Oceana County, MI7365.8$3.1M+1.7%#374 of 2,272
2Antrim County, MI6998.1$2.1M+5.3%#498 of 2,272
3Manistee County, MI6865.7$3M+2.3%#516 of 2,272
4Kalkaska County, MI6756.4$2.7M+4.3%#541 of 2,272
5Gladwin County, MI6787.1$2.3M+2.8%#553 of 2,272
6Allegan County, MI63429.2$2M+2.1%#686 of 2,272
7Newaygo County, MI632010.2$1.7M+3.1%#699 of 2,272
8Barry County, MI61249.8$1.9M+2.2%#755 of 2,272
9Missaukee County, MI6058.5$2M+1.4%#774 of 2,272
10Cass County, MI58188.5$2.1M+0.2%#831 of 2,272

Other business types in Newaygo County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Newaygo County, MI?

As of September 2026, map listings count 20 insurance agencies in Newaygo County. 3 of them (15%) are chain locations. The listings count insurance agencies. Official counts show 11 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Newaygo County, MI spend on vehicle insurance?

About $34.8M a year, or $1,772 per household. That is 9% below the U.S. average (an index of 91, where 100 is the U.S. average). Spread across the 20 insurance agencies on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 19,651 households in Newaygo County and national spending patterns by income.

How does Newaygo County, MI compare with the U.S. for insurance agencies?

Newaygo County has 10.2 insurance agencies per 10,000 households, 35% below the U.S. rate of 15.6. Spending per agency is $1.7M, 39% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Newaygo County would have about 28, against 20 on map listings. There is one business with payroll in the industry for every 1,786 households, against one for every 966 across the U.S.

How fast is Newaygo County, MI growing?

Population estimates put Newaygo County at 51,622 people in 2025, up 3.1% since 2020, in step with the U.S. (+3.1%). It has 19,651 households. Median household income in Newaygo County is $63,304, 22% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.8%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Newaygo County scores 63 for insurance agencies (upper middle), #699 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Newaygo County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Newaygo County

Screening a site or an acquisition in Newaygo County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Newaygo County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.