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Insurance agencies in Allegan County, MI

How Allegan County, MI compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 63 out of 100: Upper middle

Ranked #686 of 2,272 scored counties
#6 of 73 scored counties in Michigan

Listings
42
8 chain locations (19%)
Official establishments
31
+6.9% since 2019
Household spending a year
$83.2M
On vehicle insurance · $1,828 a household
Spending per listing
$2M
58% above the U.S.
Listings per 10k households
9.2
41% below the U.S.
Population, 2025
123,188
+2.1% since 2020

See the insurance agencies around any address in Allegan County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Allegan County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 42 insurance agencies in Allegan County. Of those, 8 are chain locations, or 19%, against 21% across the U.S. That is 9.2 per 10,000 households, 41% below the U.S. rate of 15.6.

At $1,828 per household (7% below the U.S. average), households in Allegan County spend about $83.2M a year on vehicle insurance. That is about $2M of household spending for each agency on map listings, 58% above the U.S. figure of $1.3M.

Official counts show 31 businesses with payroll classed as insurance agencies and brokerages in Allegan County in 2023, up 6.9% from 2019. That is one for every 1,468 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $433K have gone to businesses classed as insurance agencies and brokerages in Allegan County.

Population estimates put the population change in Allegan County from 2020 to 2025 at +2.1%, slower than the U.S. (+3.1%). For insurance agencies, Allegan County has a Groundwork market score of 63 (upper middle): #686 of 2,272 scored counties and #6 of 73 scored counties in Michigan.

How Allegan County compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Allegan County, MI compared with Michigan and the U.S.
MeasureAllegan CountyMichiganU.S.
Listings per 10k households9.213.515.6
Spending per listing$2M$1.2M$1.3M
Households per official establishment1,4681,108966
Official establishment growth, 2019–2023+6.9%−3.9%−1.0%
Population growth, 2020–2025+2.1%+0.6%+3.1%
Spending per household on vehicle insurance$1,828$1,558$1,957
Median household income$83,283$72,875$80,734
Groundwork market score6333

Official counts and lending

Businesses

Official establishments, 2019 to 2023
29 → 31+6.9% over the period
Employees, 2023
131
Annual payroll, 2023
$8.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
428 chain locations
Listings at the U.S. rate for this spending
66The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
2
Amount
$433K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Allegan County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Allegan County

Population, 2025 estimate
123,188+2.1% since 2020
Households
45,522
Median age
41.4
Homes lived in by their owners
87%
Vehicles per household
2.0
Land area
825 sq. mi.
People per square mile
147
Median household income
$83,283+32.3% vs. 2015–2019, before inflation
Average household income
$103,889
Median home value
$267,100
Jobs located here
42,851
Daytime population
107,584Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Allegan County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Allegan County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Michigan

Every Michigan market ranked →

The highest-scoring counties in Michigan for insurance agencies, numbered among those based in Michigan, with Allegan County marked.

Top counties in Michigan

Counties in Michigan ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Oceana County, MI7365.8$3.1M+1.7%#374 of 2,272
2Antrim County, MI6998.1$2.1M+5.3%#498 of 2,272
3Manistee County, MI6865.7$3M+2.3%#516 of 2,272
4Kalkaska County, MI6756.4$2.7M+4.3%#541 of 2,272
5Gladwin County, MI6787.1$2.3M+2.8%#553 of 2,272
6Allegan County, MI63429.2$2M+2.1%#686 of 2,272
7Newaygo County, MI632010.2$1.7M+3.1%#699 of 2,272
8Barry County, MI61249.8$1.9M+2.2%#755 of 2,272
9Missaukee County, MI6058.5$2M+1.4%#774 of 2,272
10Cass County, MI58188.5$2.1M+0.2%#831 of 2,272

Other business types in Allegan County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Allegan County, MI?

There are 42 insurance agencies on map listings in Allegan County as of September 2026. 8 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 31 businesses with payroll classed as insurance agencies and brokerages in 2023, up 6.9% from 2019.

How much do households in Allegan County, MI spend on vehicle insurance?

About $83.2M a year, or $1,828 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). Spread across the 42 insurance agencies on map listings, it comes to $2M per agency. It is estimated from the incomes of the 45,522 households in Allegan County and national spending patterns by income.

How does Allegan County, MI compare with the U.S. for insurance agencies?

Allegan County has 9.2 insurance agencies per 10,000 households, 41% below the U.S. rate of 15.6. Spending per agency is $2M, 58% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Allegan County would have about 66, against 42 on map listings. There is one business with payroll in the industry for every 1,468 households, against one for every 966 across the U.S. The official count rose 6.9% from 2019 to 2023, against −1.0% for the U.S.

How fast is Allegan County, MI growing?

Population estimates put Allegan County at 123,188 people in 2025, up 2.1% since 2020, slower than the U.S. (+3.1%). It has 45,522 households. The median household income in Allegan County is $83,283 a year, 3% above the U.S. median of $80,734. That rose 32.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Allegan County scores 63 for insurance agencies (upper middle), #686 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Allegan County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Allegan County

Screening a site or an acquisition in Allegan County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Allegan County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.