Food and drink · Small-town market · Iowa
Restaurants and cafes in the Spirit Lake, IA area
How the Spirit Lake, IA area compares with other small-town markets and the U.S. for restaurants and cafes: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 34 out of 100: Lower middle
Ranked #432 of 538 scored small-town markets
#15 of 15 scored small-town markets based in Iowa
- Listings
- 142
- 39 chain locations (27%)
- Official establishments
- 66
- +17.9% since 2019
- Household spending a year
- $35.3M
- On food away from home · $3,991 a household
- Spending per listing
- $249K
- 33% below the U.S.
- Listings per 10k households
- 160.5
- 46% above the U.S.
- Population, 2025
- 18,077
- +1.7% since 2020
See the restaurants and cafes around any address in the Spirit Lake area
The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Spirit Lake area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
For restaurants and cafes, the Spirit Lake area has a Groundwork market score of 34 (lower middle): #432 of 538 scored small-town markets and #15 of 15 scored small-town markets based in Iowa. That puts it in the bottom quarter of small-town markets.
Map listings as of September 2026 show 142 restaurants and cafes in the Spirit Lake area. 39 of them (27%) are chain locations, against 34% across the U.S. Per 10,000 households, that is 160.5, 46% above the U.S. rate of 109.8.
Households in the Spirit Lake area spend about $35.3M a year on food away from home, or $3,991 per household, 2% below the U.S. average. That works out to $249K per restaurant, 33% below the U.S. figure of $371K.
The official count of businesses with payroll classed as restaurants and other eating places in the Spirit Lake area was 66 in 2023, up 17.9% from 2019. That is one for every 134 households, against one for every 209 across the U.S. Since fiscal 2022, 4 SBA-backed loans worth $472K have gone to businesses classed as restaurants and other eating places in the Spirit Lake area. Population estimates show the Spirit Lake area grew 1.7% from 2020 to 2025, slower than the U.S. (+3.1%).
How the Spirit Lake area compares
The same measures for Iowa and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Spirit Lake area | Iowa | U.S. |
|---|---|---|---|
| Listings per 10k households | 160.5 | 103.1 | 109.8 |
| Spending per listing | $249K | $377K | $371K |
| Households per official establishment | 134 | 245 | 209 |
| Official establishment growth, 2019–2023 | +17.9% | +3.4% | +6.0% |
| Population growth, 2020–2025 | +1.7% | +1.5% | +3.1% |
| Spending per household on food away from home | $3,991 | $3,880 | $4,070 |
| Median household income | $75,432 | $75,059 | $80,734 |
| Groundwork market score | 34 | 57 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 66+17.9% over the period
- Employees, 2023
- 849
- Annual payroll, 2023
- $22.6M
- One-person businesses, 2023
- 3Businesses with no payroll
- Map listings, September 2026
- 14239 chain locations
- Listings at the U.S. rate for this spending
- 95The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 4
- Amount
- $472K
SBA-backed loans to businesses classed as restaurants and other eating places in the Spirit Lake area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Spirit Lake area
- Population, 2025 estimate
- 18,077+1.7% since 2020
- Households
- 8,845
- Median age
- 48.9
- Homes lived in by their owners
- 77%
- Vehicles per household
- 2.0
- Land area
- 381 sq. mi.
- People per square mile
- 47
- Median household income
- $75,432+25.8% vs. 2015–2019, before inflation
- Average household income
- $102,164
- Median home value
- $270,700
- Jobs located here
- 10,412
- Daytime population
- 20,071Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Spirit Lake area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.
Or open the report at the center of the Spirit Lake area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardRestaurants and cafes across Iowa
Every Iowa market ranked →The highest-scoring small-town markets in Iowa for restaurants and cafes, numbered among those based in Iowa, with the Spirit Lake area marked.
Top small-town markets in Iowa
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Le Mars, IA | 75 | 94 | 91.1 | $439K | 0.0% | #52 of 538 |
| 2Oskaloosa, IA | 72 | 67 | 76.6 | $471K | −1.2% | #65 of 538 |
| 3Marshalltown, IA | 72 | 135 | 87.1 | $419K | −0.5% | #69 of 538 |
| 4Fort Dodge, IA | 63 | 141 | 91.7 | $386K | −0.4% | #143 of 538 |
| 5Pella, IA | 62 | 137 | 102.9 | $383K | +2.3% | #154 of 538 |
| 6Storm Lake, IA | 59 | 85 | 112.6 | $336K | −1.7% | #180 of 538 |
| 7Clinton, IA | 49 | 210 | 107.7 | $341K | −0.9% | #269 of 538 |
| 8Ottumwa, IA | 47 | 140 | 100.0 | $346K | −0.3% | #294 of 538 |
| 9Spencer, IA | 46 | 67 | 92.0 | $389K | −0.8% | #302 of 538 |
| 10Carroll, IA | 44 | 96 | 109.1 | $345K | −2.0% | #336 of 538 |
| 15Spirit Lake, IA | 34 | 142 | 160.5 | $249K | +1.7% | #432 of 538 |
Other business types in the Spirit Lake area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
- Restaurants and cafes34
- Sit-down restaurants40
- Fast food and sandwich shops47
- Pizza36
- Coffee shops and cafes35
- Bakeries and dessert shops38
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many restaurants and cafes are in the Spirit Lake, IA area?
There are 142 restaurants and cafes on map listings in the Spirit Lake area as of September 2026. 39 of them (27%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 66 businesses with payroll classed as restaurants and other eating places in 2023, up 17.9% from 2019. Official counts also show 3 one-person businesses without payroll.
How much do households in the Spirit Lake, IA area spend on food away from home?
About $35.3M a year, or $3,991 per household. That is 2% below the U.S. average (an index of 98, where 100 is the U.S. average). Spread across the 142 restaurants and cafes on map listings, it comes to $249K per restaurant. It is estimated from the incomes of the 8,845 households in the Spirit Lake area and national spending patterns by income.
How does the Spirit Lake, IA area compare with the U.S. for restaurants and cafes?
The Spirit Lake area has 160.5 restaurants and cafes per 10,000 households, 46% above the U.S. rate of 109.8. Spending per restaurant is $249K, 33% below the U.S. figure of $371K. At the national ratio of restaurants and cafes to household spending, the Spirit Lake area would have about 95, against 142 on map listings. There is one business with payroll in the industry for every 134 households, against one for every 209 across the U.S. The official count rose 17.9% from 2019 to 2023, against +6.0% for the U.S.
How fast is the Spirit Lake, IA area growing?
Population estimates put the Spirit Lake area at 18,077 people in 2025, up 1.7% since 2020, slower than the U.S. (+3.1%). It has 8,845 households. The median household income in the Spirit Lake area is $75,432 a year, 7% below the U.S. median of $80,734. That rose 25.8% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Spirit Lake area scores 34 for restaurants and cafes (lower middle), #432 of 538 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Spirit Lake area. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for restaurants and cafes · All 56 business types in the Spirit Lake area
Screening a site or an acquisition in the Spirit Lake area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Spirit Lake area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.