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Insurance agencies in Roanoke city, VA

Competitor counts, household spending and official business counts for insurance agencies in Roanoke city, VA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 43 out of 100: Lower middle

Ranked #1,346 of 2,272 scored counties
#81 of 97 scored counties in Virginia

Listings
55
14 chain locations (25%)
Official establishments
49
−5.8% since 2019
Household spending a year
$89.6M
On vehicle insurance · $2,057 a household
Spending per listing
$1.6M
30% above the U.S.
Listings per 10k households
12.6
19% below the U.S.
Population, 2025
99,111
−0.8% since 2020

See the insurance agencies around any address in Roanoke city

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Roanoke city. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Roanoke city comes to about $89.6M a year: $2,057 per household, 5% above the U.S. average. That is about $1.6M of household spending for each agency on map listings, 30% above the U.S. figure of $1.3M.

There are 55 insurance agencies on map listings in Roanoke city as of September 2026. 14 of them (25%) are chain locations, against 21% across the U.S. That is 12.6 per 10,000 households, 19% below the U.S. rate of 15.6.

In 2023, official counts showed 49 businesses with payroll in Roanoke city classed as insurance agencies and brokerages, down 5.8% from 2019. That is one for every 889 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Roanoke city declined 0.8%, against +3.1% for the U.S. The Groundwork market score for insurance agencies in Roanoke city is 43 (lower middle), #1,346 of 2,272 scored counties and #81 of 97 scored counties in Virginia.

How Roanoke city compares

The same measures for Virginia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Roanoke city, VA compared with Virginia and the U.S.
MeasureRoanoke cityVirginiaU.S.
Listings per 10k households12.612.515.6
Spending per listing$1.6M$2M$1.3M
Households per official establishment8891,234966
Official establishment growth, 2019–2023−5.8%−7.4%−1.0%
Population growth, 2020–2025−0.8%+2.8%+3.1%
Spending per household on vehicle insurance$2,057$2,545$1,957
Median household income$55,378$93,170$80,734
Groundwork market score4383

Official counts and lending

Businesses

Official establishments, 2019 to 2023
52 → 49−5.8% over the period
Employees, 2023
237
Annual payroll, 2023
$23.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
5514 chain locations
Listings at the U.S. rate for this spending
71The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Roanoke city, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Roanoke city

Population, 2025 estimate
99,111−0.8% since 2020
Households
43,575
Median age
39.8
Homes lived in by their owners
52%
Vehicles per household
1.6
Land area
43 sq. mi.
People per square mile
2,313
Median household income
$55,378+25.2% vs. 2015–2019, before inflation
Average household income
$80,578
Median home value
$190,500
Jobs located here
69,862
Daytime population
125,030Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Roanoke city?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Roanoke city. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Virginia

Every Virginia market ranked →

The highest-scoring counties in Virginia for insurance agencies, numbered among those based in Virginia, with Roanoke city marked.

Top counties in Virginia

Counties in Virginia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Louisa County, VA98106.4$5M+13.6%#1 of 2,272
2Stafford County, VA97265.0$6.1M+8.3%#3 of 2,272
3King William County, VA9768.2$3.9M+9.5%#5 of 2,272
4King George County, VA9698.9$3.4M+10.5%#10 of 2,272
5Rockingham County, VA95164.9$6.2M+6.6%#13 of 2,272
6Frederick County, VA95226.2$4.7M+8.8%#15 of 2,272
7Orange County, VA95117.4$4M+10.1%#17 of 2,272
8Spotsylvania County, VA95448.4$3.6M+10.5%#19 of 2,272
9Dinwiddie County, VA9465.6$5.8M+3.6%#22 of 2,272
10Caroline County, VA9475.8$5.3M+11.3%#23 of 2,272
81Roanoke city, VA435512.6$1.6M−0.8%#1,346 of 2,272

Other business types in Roanoke city

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Roanoke city, VA?

As of September 2026, map listings count 55 insurance agencies in Roanoke city. 14 of them (25%) are chain locations. The listings count insurance agencies. Official counts show 49 businesses with payroll classed as insurance agencies and brokerages in 2023, down 5.8% from 2019.

How much do households in Roanoke city, VA spend on vehicle insurance?

About $89.6M a year, or $2,057 per household. That is 5% above the U.S. average (an index of 105, where 100 is the U.S. average). Spread across the 55 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 43,575 households in Roanoke city and national spending patterns by income.

How does Roanoke city, VA compare with the U.S. for insurance agencies?

Roanoke city has 12.6 insurance agencies per 10,000 households, 19% below the U.S. rate of 15.6. Spending per agency is $1.6M, 30% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Roanoke city would have about 71, against 55 on map listings. There is one business with payroll in the industry for every 889 households, against one for every 966 across the U.S. The official count fell 5.8% from 2019 to 2023, against −1.0% for the U.S.

How fast is Roanoke city, VA growing?

Population estimates put Roanoke city at 99,111 people in 2025, down 0.8% since 2020, against +3.1% for the U.S. It has 43,575 households. Median household income in Roanoke city is $55,378, 31% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.2%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Roanoke city scores 43 for insurance agencies (lower middle), #1,346 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Roanoke city. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Roanoke city

Screening a site or an acquisition in Roanoke city?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Roanoke city. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.