Groundwork

Auto · Small-town market · New Mexico

Insurance agencies in the Clovis, NM area

The insurance agencies in the Clovis, NM area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 46 out of 100: Lower middle

Ranked #293 of 537 scored small-town markets
#10 of 13 scored small-town markets based in New Mexico

Listings
32
8 chain locations (25%)
Official establishments
22
−12.0% since 2019
Household spending a year
$47.6M
On vehicle insurance · $1,827 a household
Spending per listing
$1.5M
18% above the U.S.
Listings per 10k households
12.3
21% below the U.S.
Population, 2025
65,270
−3.3% since 2020

See the insurance agencies around any address in the Clovis area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Clovis area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Clovis area spend about $47.6M a year on vehicle insurance, or $1,827 per household, 7% below the U.S. average. That works out to $1.5M per agency, 18% above the U.S. figure of $1.3M.

There are 32 insurance agencies on map listings in the Clovis area as of September 2026. 8 of them (25%) are chain locations, against 21% across the U.S. That is 12.3 per 10,000 households, 21% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Clovis area was 22 in 2023, down 12.0% from 2019. That is one for every 1,183 households, against one for every 966 across the U.S.

Population estimates put the population change in the Clovis area from 2020 to 2025 at −3.3%, against +3.1% for the U.S. The Groundwork market score for insurance agencies in the Clovis area is 46 (lower middle), #293 of 537 scored small-town markets and #10 of 13 scored small-town markets based in New Mexico.

How the Clovis area compares

The same measures for New Mexico and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Clovis, NM area compared with New Mexico and the U.S.
MeasureClovis areaNew MexicoU.S.
Listings per 10k households12.315.415.6
Spending per listing$1.5M$1.2M$1.3M
Households per official establishment1,1831,109966
Official establishment growth, 2019–2023−12.0%+0.3%−1.0%
Population growth, 2020–2025−3.3%+0.3%+3.1%
Spending per household on vehicle insurance$1,827$1,890$1,957
Median household income$55,690$64,059$80,734
Groundwork market score4646

Official counts and lending

Businesses

Official establishments, 2019 to 2023
22−12.0% over the period
Employees, 2023
116
Annual payroll, 2023
$5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
328 chain locations
Listings at the U.S. rate for this spending
38The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Clovis area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Clovis area

Population, 2025 estimate
65,270−3.3% since 2020
Households
26,036
Median age
33.8
Homes lived in by their owners
62%
Vehicles per household
1.9
Land area
3,852 sq. mi.
People per square mile
17
Median household income
$55,690
Average household income
$72,535
Median home value
$162,000
Jobs located here
24,031
Daytime population
63,938Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Clovis area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Clovis area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across New Mexico

Every New Mexico market ranked →

The highest-scoring small-town markets in New Mexico for insurance agencies, numbered among those based in New Mexico, with the Clovis area marked.

Top small-town markets in New Mexico

Small-town markets in New Mexico ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Taos, NM78106.4$3.1M+0.3%#58 of 537
2Alamogordo, NM722811.4$1.7M+3.7%#91 of 537
3Las Vegas, NM68117.9$2.6M−3.2%#114 of 537
4Española, NM641610.2$2.1M−1.0%#142 of 537
5Deming, NM641010.8$1.7M−0.2%#147 of 537
6Ruidoso, NM551111.0$1.8M−2.3%#215 of 537
7Los Alamos, NM541214.6$1.4M0.0%#226 of 537
8Gallup, NM522210.3$1.7M−6.1%#243 of 537
9Carlsbad-Artesia, NM513314.0$1.4M+0.3%#257 of 537
10Clovis, NM463212.3$1.5M−3.3%#293 of 537

Other business types in the Clovis area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Clovis, NM area?

As of September 2026, map listings count 32 insurance agencies in the Clovis area. 8 of them (25%) are chain locations. The listings count insurance agencies. Official counts show 22 businesses with payroll classed as insurance agencies and brokerages in 2023, down 12.0% from 2019.

How much do households in the Clovis, NM area spend on vehicle insurance?

About $47.6M a year, or $1,827 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). Spread across the 32 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 26,036 households in the Clovis area and national spending patterns by income.

How does the Clovis, NM area compare with the U.S. for insurance agencies?

The Clovis area has 12.3 insurance agencies per 10,000 households, 21% below the U.S. rate of 15.6. Spending per agency is $1.5M, 18% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Clovis area would have about 38, against 32 on map listings. There is one business with payroll in the industry for every 1,183 households, against one for every 966 across the U.S. The official count fell 12.0% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Clovis, NM area growing?

Population estimates put the Clovis area at 65,270 people in 2025, down 3.3% since 2020, against +3.1% for the U.S. It has 26,036 households. Median household income in the Clovis area is $55,690, 31% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Clovis area scores 46 for insurance agencies (lower middle), #293 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Clovis area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Clovis area

Screening a site or an acquisition in the Clovis area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Clovis area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.