Auto · Small-town market · New Mexico
Insurance agencies in the Alamogordo, NM area
The insurance agencies in the Alamogordo, NM area, the household spending behind them and how the market ranks against other small-town markets.
Groundwork market score · out of 100
Score 72 out of 100: Upper middle
Ranked #91 of 537 scored small-town markets
#2 of 13 scored small-town markets based in New Mexico
- Listings
- 28
- 6 chain locations (21%)
- Official establishments
- 12
- Businesses with payroll, 2023
- Household spending a year
- $46.5M
- On vehicle insurance · $1,899 a household
- Spending per listing
- $1.7M
- 32% above the U.S.
- Listings per 10k households
- 11.4
- 27% below the U.S.
- Population, 2025
- 70,368
- +3.7% since 2020
See the insurance agencies around any address in the Alamogordo area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Alamogordo area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in the Alamogordo area spend about $46.5M a year on vehicle insurance, or $1,899 per household, 3% below the U.S. average. That works out to $1.7M per agency, 32% above the U.S. figure of $1.3M.
The Alamogordo area has 28 insurance agencies on map listings as of September 2026. Chain locations make up 21% of them, against 21% across the U.S. Per 10,000 households, that is 11.4, 27% below the U.S. rate of 15.6.
The official count of businesses with payroll classed as insurance agencies and brokerages in the Alamogordo area was 12 in 2023. That is one for every 2,040 households, against one for every 966 across the U.S.
Between 2020 and 2025, the population of the Alamogordo area grew 3.7%, faster than the U.S. (+3.1%). For insurance agencies, the Alamogordo area has a Groundwork market score of 72 (upper middle): #91 of 537 scored small-town markets and #2 of 13 scored small-town markets based in New Mexico. That puts it in the top quarter of small-town markets.
How the Alamogordo area compares
The same measures for New Mexico and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Alamogordo area | New Mexico | U.S. |
|---|---|---|---|
| Listings per 10k households | 11.4 | 15.4 | 15.6 |
| Spending per listing | $1.7M | $1.2M | $1.3M |
| Households per official establishment | 2,040 | 1,109 | 966 |
| Official establishment growth, 2019–2023 | n/a | +0.3% | −1.0% |
| Population growth, 2020–2025 | +3.7% | +0.3% | +3.1% |
| Spending per household on vehicle insurance | $1,899 | $1,890 | $1,957 |
| Median household income | $55,876 | $64,059 | $80,734 |
| Groundwork market score | 72 | 46 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 12
- Employees, 2023
- 41
- Annual payroll, 2023
- $1.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 286 chain locations
- Listings at the U.S. rate for this spending
- 37The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Alamogordo area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Alamogordo area
- Population, 2025 estimate
- 70,368+3.7% since 2020
- Households
- 24,480
- Median age
- 38.8
- Homes lived in by their owners
- 67%
- Vehicles per household
- 1.9
- Land area
- 6,613 sq. mi.
- People per square mile
- 10
- Median household income
- $55,876+33.1% vs. 2015–2019, before inflation
- Average household income
- $74,572
- Median home value
- $162,700
- Jobs located here
- 16,220
- Daytime population
- 63,281Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Alamogordo area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Alamogordo area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across New Mexico
Every New Mexico market ranked →The highest-scoring small-town markets in New Mexico for insurance agencies, numbered among those based in New Mexico, with the Alamogordo area marked.
Top small-town markets in New Mexico
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Taos, NM | 78 | 10 | 6.4 | $3.1M | +0.3% | #58 of 537 |
| 2Alamogordo, NM | 72 | 28 | 11.4 | $1.7M | +3.7% | #91 of 537 |
| 3Las Vegas, NM | 68 | 11 | 7.9 | $2.6M | −3.2% | #114 of 537 |
| 4Española, NM | 64 | 16 | 10.2 | $2.1M | −1.0% | #142 of 537 |
| 5Deming, NM | 64 | 10 | 10.8 | $1.7M | −0.2% | #147 of 537 |
| 6Ruidoso, NM | 55 | 11 | 11.0 | $1.8M | −2.3% | #215 of 537 |
| 7Los Alamos, NM | 54 | 12 | 14.6 | $1.4M | 0.0% | #226 of 537 |
| 8Gallup, NM | 52 | 22 | 10.3 | $1.7M | −6.1% | #243 of 537 |
| 9Carlsbad-Artesia, NM | 51 | 33 | 14.0 | $1.4M | +0.3% | #257 of 537 |
| 10Clovis, NM | 46 | 32 | 12.3 | $1.5M | −3.3% | #293 of 537 |
Other business types in the Alamogordo area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Alamogordo, NM area?
Map listings as of September 2026 show 28 insurance agencies in the Alamogordo area. 6 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 12 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in the Alamogordo, NM area spend on vehicle insurance?
About $46.5M a year, or $1,899 per household. That is 3% below the U.S. average (an index of 97, where 100 is the U.S. average). Spread across the 28 insurance agencies on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 24,480 households in the Alamogordo area and national spending patterns by income.
How does the Alamogordo, NM area compare with the U.S. for insurance agencies?
The Alamogordo area has 11.4 insurance agencies per 10,000 households, 27% below the U.S. rate of 15.6. Spending per agency is $1.7M, 32% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Alamogordo area would have about 37, against 28 on map listings. There is one business with payroll in the industry for every 2,040 households, against one for every 966 across the U.S.
How fast is the Alamogordo, NM area growing?
Population estimates put the Alamogordo area at 70,368 people in 2025, up 3.7% since 2020, faster than the U.S. (+3.1%). It has 24,480 households. Median household income in the Alamogordo area is $55,876, 31% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 33.1%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Alamogordo area scores 72 for insurance agencies (upper middle), #91 of 537 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Alamogordo area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Alamogordo area
Screening a site or an acquisition in the Alamogordo area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Alamogordo area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.