Groundwork

Real estate · Metro area · Virginia

Mortgage brokers and lenders in the Roanoke, VA metro area

The mortgage brokers and lenders in the Roanoke, VA metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 27 out of 100: Lower middle

Ranked #360 of 373 scored metro areas
#9 of 9 scored metro areas based in Virginia

Listings
60
14 chain locations (23%)
Official establishments
33
+29.2% since 2019
Household spending a year
$1.9B
On rent and homeowner costs · $14,707 a household
Housing spending per listing (U.S. = 100)
83
17% below the U.S.
Listings per 10k households
4.6
7% above the U.S.
Population, 2025
316,547
+0.4% since 2020

See the mortgage brokers and lenders around any address in the Roanoke metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Roanoke metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for mortgage brokers and lenders in the Roanoke metro area is 27 (lower middle), #360 of 373 scored metro areas and #9 of 9 scored metro areas based in Virginia. That puts it in the bottom quarter of metro areas.

As of September 2026, map listings count 60 mortgage brokers and lenders in the Roanoke metro area. 14 of them (23%) are chain locations, against 21% across the U.S. That is 4.6 per 10,000 households, 7% above the U.S. rate of 4.3.

At $14,707 per household (12% below the U.S. average), households in the Roanoke metro area spend about $1.9B a year on rent and homeowner costs. Housing spending per office is 17% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 33 businesses with payroll classed as mortgage brokers and real estate lenders in the Roanoke metro area in 2023, up 29.2% from 2019. That is one for every 3,985 households, against one for every 4,897 across the U.S. Between 2020 and 2025, the population of the Roanoke metro area grew 0.4%, slower than the U.S. (+3.1%).

How the Roanoke metro area compares

The same measures for Virginia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Roanoke, VA metro area compared with Virginia and the U.S.
MeasureRoanoke metro areaVirginiaU.S.
Listings per 10k households4.64.14.3
Housing spending per listing (U.S. = 100)83104100
Households per official establishment3,9853,9554,897
Official establishment growth, 2019–2023+29.2%+24.1%+9.5%
Population growth, 2020–2025+0.4%+2.8%+3.1%
Spending per household on rent and homeowner costs$14,707$16,844$16,661
Median household income$68,761$93,170$80,734
Groundwork market score2745

Official counts and lending

Businesses

Official establishments, 2019 to 2023
33+29.2% over the period
Employees, 2023
212
Annual payroll, 2023
$16.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
6014 chain locations
Listings at the U.S. rate for this spending
50The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Roanoke metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Roanoke metro area

Population, 2025 estimate
316,547+0.4% since 2020
Households
131,510
Median age
43.5
Homes lived in by their owners
69%
Vehicles per household
1.9
Land area
1,868 sq. mi.
People per square mile
169
Median household income
$68,761+21.5% vs. 2015–2019, before inflation
Average household income
$94,709
Median home value
$251,400
Jobs located here
158,052
Daytime population
332,123Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Roanoke metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Roanoke metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Virginia

Every Virginia market ranked →

The highest-scoring metro areas in Virginia for mortgage brokers and lenders, numbered among those based in Virginia (a market based in another state is listed without a number), with the Roanoke metro area marked.

Top metro areas in Virginia

Metro areas in Virginia ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Kingsport-Bristol, TN-VA63292.2159+2.3%#71 of 373
1Lynchburg, VA59232.2167+2.9%#106 of 373
2Staunton-Stuarts Draft, VA54142.7140+3.2%#150 of 373
3Blacksburg-Christiansburg-Radford, VA53202.8131−0.1%#156 of 373
Washington-Arlington-Alexandria, DC-VA-MD-WV521,0804.6107+3.3%#166 of 373
4Richmond, VA472304.397+5.5%#210 of 373
5Winchester, VA-WV41295.278+6.5%#260 of 373
6Charlottesville, VA39455.087+3.1%#274 of 373
7Harrisonburg, VA35234.683+3.5%#317 of 373
8Virginia Beach-Chesapeake-Norfolk, VA-NC333014.395+0.9%#333 of 373
9Roanoke, VA27604.683+0.4%#360 of 373

Other business types in the Roanoke metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Roanoke, VA metro area?

The Roanoke metro area has 60 mortgage brokers and lenders on map listings as of September 2026. 14 of them (23%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 33 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 29.2% from 2019.

How much do households in the Roanoke, VA metro area spend on rent and homeowner costs?

About $1.9B a year, or $14,707 per household. That is 12% below the U.S. average (an index of 88, where 100 is the U.S. average). For the 60 mortgage brokers and lenders on map listings, housing spending per office is 17% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 131,510 households in the Roanoke metro area and national spending patterns by income.

How does the Roanoke, VA metro area compare with the U.S. for mortgage brokers and lenders?

The Roanoke metro area has 4.6 mortgage brokers and lenders per 10,000 households, 7% above the U.S. rate of 4.3. The index of housing spending per office is 83, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Roanoke metro area would have about 50, against 60 on map listings. There is one business with payroll in the industry for every 3,985 households, against one for every 4,897 across the U.S. The official count rose 29.2% from 2019 to 2023, against +9.5% for the U.S.

How fast is the Roanoke, VA metro area growing?

Population estimates put the Roanoke metro area at 316,547 people in 2025, up 0.4% since 2020, slower than the U.S. (+3.1%). It has 131,510 households. The median household income in the Roanoke metro area is $68,761 a year, 15% below the U.S. median of $80,734. That rose 21.5% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Roanoke metro area scores 27 for mortgage brokers and lenders (lower middle), #360 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Roanoke metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Roanoke metro area

Screening a site or an acquisition in the Roanoke metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Roanoke metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.