Groundwork

County profile · Florida

Clay County, FL market data

Population, household spending and competition for 56 business types in Clay County, each scored against other counties.

Population, 2025
239,593
+9.4% since 2020
Households
83,707
Median household income
$87,820
+33.6% vs. 2015–2019, before inflation
Median home value
$312,500
Jobs located here
60,502
Highest market score
88
Grocery stores, #71 of 2,070 scored counties

A site report maps the competitors on map listings around any address in Clay County by name and distance, and the households and spending within reach. Or open the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

An estimated 239,593 people live in Clay County, in 83,707 households. Between 2020 and 2025, the population of Clay County grew 9.4%, faster than the U.S. (+3.1%). The median household income in Clay County is $87,820 a year, 9% above the U.S. median of $80,734. That rose 33.6% from the 2015–2019 survey, before inflation.

Set against the U.S., households in Clay County spend the most on vehicle insurance (an index of 134, where 100 is the U.S. average) and the least on memberships, classes and admissions (81).

The highest Groundwork market scores in Clay County are for grocery stores (88), grocery and convenience stores (87) and insurance agencies (84). Clay County ranks #71 of 2,070 scored counties for grocery stores.

Clay County is part of the Jacksonville metro area. For its number of households, Clay County has the most map listings, relative to the U.S., for landscaping and lawn care companies (52% above the U.S. rate) and the fewest for collision repair and body shops (58% below the U.S. rate).

All 56 business types in Clay County

Highest Groundwork market score first. Each score compares Clay County with other counties for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Clay County, FL, highest Groundwork market score first, with its rank among counties, listings, listings per 10,000 households, spending per listing and official establishments
Business typeScoreRank among countiesListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Grocery stores88#71 of 2,070364.3$14.6M15724
Grocery and convenience stores87#77 of 2,40211013.1$4.8M14140
Insurance agencies84#143 of 2,272809.6$2.8M21961
Collision repair and body shops83#38 of 1,327111.3$7.4M23915
Gas stations83#102 of 2,3589411.2$2.7M11553
Funeral homes82#49 of 1,472101.2$1.2M1816
Coffee shops and cafes80#104 of 2,063546.5$6.3M16940
Convenience stores80#174 of 2,261667.9$8M10116
Restaurants and cafes79#157 of 2,40567780.9$499K135303
Sit-down restaurants78#177 of 2,40538045.4$889K134117
Pizza77#145 of 2,090586.9$5.8M115143
Bakeries and dessert shops76#148 of 1,889607.2$5.6M13640
Electricians72#134 of 1,160172.0$14.9M12464
Car washes and detailing72#186 of 1,451293.5$2.8M11111
Dry cleaners71#60 of 50781.0$20.7M1327
Pet grooming and boarding71#219 of 1,461384.5$2.1M8316
Child care and preschools71#240 of 1,611404.8$1M10243
Auto repair shops71#319 of 2,37814917.8$543K12271
Laundromats70#152 of 78591.1$18.4M1477
HVAC and plumbing69#242 of 1,707526.2$4.9M10375
Gyms69#258 of 1,792516.1$1.3M10120
Yoga, Pilates and fitness studios68#115 of 777131.6$5.1M12620
Fast food and sandwich shops68#454 of 2,22211613.9$2.9M95143
Chiropractors67#288 of 1,490354.2$2.8M11721
House cleaning66#152 of 847212.5$6.2M9746
Clothing and shoe stores66#501 of 2,0879511.3$1.7M13758
Auto repair and car care66#505 of 2,40125930.9$312K116120
Home repair trades64#414 of 2,05710412.4$2.4M100162
Mortgage brokers and lenders63#205 of 887253.0Index only13615
Pest control61#211 of 699141.7$9.3M9117
Pet businesses61#627 of 2,20011113.3$722K8255
Clothing, shoes and laundry61#687 of 2,21014717.6$1.1M12872
Roofing and gutters58#415 of 1,177354.2$7.2M8623
Physical therapy58#511 of 1,422435.1$2.3M9529
Veterinarians58#548 of 1,485404.8$2M7429
Property management57#335 of 910344.1Index only7023
Optometrists and eye care57#499 of 1,302354.2$2.8M9014
Landscaping and lawn care56#561 of 1,493617.3$2.1M73104
Hair salons55#930 of 2,33918822.5$424K9954
Lawn, cleaning and pest control54#730 of 1,7719611.5$1.4M81167
Gyms, studios and classes53#924 of 2,08812514.9$534K8135
Pet stores52#446 of 974232.7$3.5M7710
Home inspectors51#190 of 41550.6Index only10113
Spas and skin care50#893 of 1,7698410.0$950K10826
Tire shops49#805 of 1,530394.7$2.1M8322
Martial arts and dance studios48#748 of 1,334617.3$1.1M5415
Oil change and quick lube46#291 of 47981.0$10.1M749
Barbershops44#863 of 1,356586.9$1.4M738
Salons, barbers and spas43#1,583 of 2,38540147.9$199K94124
Nail salons41#935 of 1,328637.5$1.3M7631
Dentists and orthodontists41#1,263 of 1,88611313.5$871K8976
Real estate agents and brokers40#1,609 of 2,17629034.6Index only84149
Real estate40#1,640 of 2,22935442.3Index only86236
Primary care and pediatrics37#1,241 of 1,6568610.3$1.1M64193
Doctors, dentists and clinics36#1,868 of 2,39478693.9$125K82345
Urgent care and walk-in clinicsNot scoredNot scored10.1$98.4MToo few12

Household spending in Clay County

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Clay County, FL by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$80.9M$966101
Gasoline and other fuels$257.7M$3,079119
Food away from home$337.7M$4,03499
Groceries$526.6M$6,291100
Personal care products and services$79.8M$95395
Child care and other personal services$41M$49084
Memberships, classes and admissions$66.7M$79781
Medical and dental services$98.4M$1,17691
Pets$80.1M$957105
Clothing, shoes and related services$165.4M$1,97696
Vehicle insurance$220.3M$2,632134
Home repairs, maintenance and insurance$253.6M$3,030100
Lawn care, cleaning and other household services$130M$1,553110
Rent and homeowner costs$1.3B$15,81995

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in Clay County

Population, 2025 estimate
239,593+9.4% since 2020
Households
83,707
Median age
41.3
Homes lived in by their owners
76%
Vehicles per household
2.0
Land area
605 sq. mi.
People per square mile
376
Median household income
$87,820+33.6% vs. 2015–2019, before inflation
Average household income
$105,935
Median home value
$312,500
Jobs located here
60,502
Daytime population
185,545Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Clay County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

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Clay County is part of the Jacksonville, FL metro area.

Questions

How fast is Clay County, FL growing?

Population estimates put Clay County at 239,593 people in 2025, up 9.4% since 2020, faster than the U.S. (+3.1%). It has 83,707 households. Against the 2015–2019 survey, median household income rose 33.6%, before inflation.

How much do households in Clay County, FL spend?

Households in Clay County spend about $1.3B a year on rent and homeowner costs, $526.6M on groceries and $337.7M on food away from home. Relative to the U.S., household spending in Clay County runs highest on vehicle insurance (an index of 134, where 100 is the U.S. average) and lowest on memberships, classes and admissions (81).

Which business types have the highest market scores in Clay County, FL?

Of the business types scored in Clay County, grocery stores (88), grocery and convenience stores (87) and insurance agencies (84) have the highest Groundwork market scores. For grocery stores, that ranks #71 of 2,070 scored counties.

How does Clay County, FL compare with the U.S.?

Median household income in Clay County is $87,820, 9% above the U.S. median of $80,734. The population rose 9.4% from 2020 to 2025, against +3.1% for the U.S. The median home value is $312,500, against $332,700 for the U.S. Against the U.S., map listings per household run highest for landscaping and lawn care companies (52% above the U.S. rate) and lowest for collision repair and body shops (58% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 55 of the 56 business types have a score in Clay County, each ranked against other counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Clay County. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

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Screening a site or an acquisition in Clay County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.