Groundwork

County profile · Florida

Putnam County, FL market data

Population, household spending and competition for 56 business types in Putnam County, each scored against other counties.

Population, 2025
77,734
+5.9% since 2020
Households
31,360
Median household income
$47,934
+27.3% vs. 2015–2019, before inflation
Median home value
$160,300
Jobs located here
17,308
Highest market score
84
Insurance agencies, #137 of 2,272 scored counties

A site report maps the competitors on map listings around any address in Putnam County by name and distance, and the households and spending within reach. Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

An estimated 77,734 people live in Putnam County, in 31,360 households. Between 2020 and 2025, the population of Putnam County grew 5.9%, faster than the U.S. (+3.1%). The median household income in Putnam County is $47,934 a year, 41% below the U.S. median of $80,734. That rose 27.3% from the 2015–2019 survey, before inflation.

Set against the U.S., households in Putnam County spend the most on vehicle insurance (an index of 118, where 100 is the U.S. average) and the least on memberships, classes and admissions (51).

The highest Groundwork market scores in Putnam County are for insurance agencies (84), chiropractors (75) and bakeries and dessert shops (75). Putnam County ranks #137 of 2,272 scored counties for insurance agencies.

Putnam County is part of the Palatka area. For its number of households, Putnam County has the most map listings, relative to the U.S., for convenience stores (2.4 times the U.S. rate) and the fewest for real estate businesses (64% below the U.S. rate).

All 56 business types in Putnam County

Highest Groundwork market score first. Each score compares Putnam County with other counties for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Putnam County, FL, highest Groundwork market score first, with its rank among counties, listings, listings per 10,000 households, spending per listing and official establishments
Business typeScoreRank among countiesListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Insurance agencies84#137 of 2,272216.7$3.5M27618
Chiropractors75#129 of 1,49061.9$4.9M2043
Bakeries and dessert shops75#155 of 1,889113.5$8.6M2086
Collision repair and body shops72#174 of 1,32761.9$4.2M1384
Spas and skin care67#301 of 1,769165.1$1.4M1643
Dentists and orthodontists67#340 of 1,886175.4$1.7M17514
Clothing and shoe stores67#469 of 2,087278.6$1.8M1434
House cleaning66#151 of 84761.9$6.5M1015
Clothing, shoes and laundry65#541 of 2,2104012.8$1.2M1404
Car washes and detailing64#363 of 1,45192.9$2.8M1124
Hair salons64#484 of 2,3393812.1$604K14012
Pet businesses64#517 of 2,200288.9$793K9010
Sit-down restaurants62#672 of 2,40511737.3$811K12237
Auto repair shops61#699 of 2,3785517.5$463K10416
Restaurants and cafes61#724 of 2,40522973.0$414K11287
Barbershops60#444 of 1,35682.6$2.9M152Under 3
Gyms59#557 of 1,792113.5$1.4M110Under 3
Real estate59#611 of 2,2294313.7Index only21834
Pizza59#687 of 2,090206.4$4.7M9343
Salons, barbers and spas59#689 of 2,3857624.2$302K14218
Auto repair and car care59#809 of 2,4019630.6$265K9926
Pet grooming and boarding58#528 of 1,46192.9$2.5M97Under 3
Gyms, studios and classes58#672 of 2,088206.4$788K119Under 3
Coffee shops and cafes57#744 of 2,063268.3$3.6M996
Electricians56#441 of 1,16061.9$12.4M10319
Optometrists and eye care56#513 of 1,30282.6$3.7M117Under 3
Physical therapy56#550 of 1,422113.5$2.7M1119
Real estate agents and brokers56#734 of 2,1763812.1Index only19624
Funeral homes54#613 of 1,472134.1$395K588
Home repair trades54#822 of 2,057258.0$3M12261
Veterinarians53#674 of 1,485113.5$2M747
Gas stations53#1,040 of 2,3584614.7$1.8M7734
Fast food and sandwich shops52#1,077 of 2,2223711.8$2.6M8443
Landscaping and lawn care51#675 of 1,493144.5$2.8M9441
HVAC and plumbing51#809 of 1,707154.8$5M10429
Lawn, cleaning and pest control51#812 of 1,771247.7$1.6M9653
Martial arts and dance studios49#701 of 1,33482.6$2M98Under 3
Tire shops49#800 of 1,530113.5$2.3M93Under 3
Grocery stores49#1,054 of 2,070216.7$7.9M8512
Doctors, dentists and clinics49#1,227 of 2,39414847.2$198K13066
Nail salons45#830 of 1,328134.1$1.8M106Under 3
Child care and preschools42#1,035 of 1,611134.1$770K7720
Laundromats39#517 of 78551.6$9.8M79Under 3
Primary care and pediatrics35#1,286 of 1,656278.6$1.1M6140
Grocery and convenience stores33#1,870 of 2,4029028.7$1.8M5424
Convenience stores29#1,841 of 2,2616119.5$2.7M3512
Pest controlNot scoredNot scored41.3$9.7M957
Pet storesNot scoredNot scored41.3$5.6M1233
Roofing and guttersNot scoredNot scored41.3$18.6M22013
Home inspectorsNot scoredNot scored31.0Index only52Under 3
Dry cleanersNot scoredNot scored20.6$24.6MToo fewUnder 3
Oil change and quick lubeNot scoredNot scored20.6$12.7MToo few3
Mortgage brokers and lendersNot scoredNot scored10.3Index onlyToo fewUnder 3
Property managementNot scoredNot scored10.3Index onlyToo few6
Yoga, Pilates and fitness studiosNot scoredNot scored10.3$15.8MToo fewUnder 3
Urgent care and walk-in clinicsNot scoredNot scored00.0None listedNone listedUnder 3

Household spending in Putnam County

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Putnam County, FL by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$25.5M$81285
Gasoline and other fuels$84.8M$2,703104
Food away from home$94.9M$3,02674
Groceries$165.9M$5,28984
Personal care products and services$22.9M$73173
Child care and other personal services$10M$31955
Memberships, classes and admissions$15.8M$50251
Medical and dental services$29.3M$93673
Pets$22.2M$70878
Clothing, shoes and related services$49.2M$1,56976
Vehicle insurance$72.7M$2,319118
Home repairs, maintenance and insurance$74.4M$2,37179
Lawn care, cleaning and other household services$38.7M$1,23587
Rent and homeowner costs$406.4M$12,95878

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in Putnam County

Population, 2025 estimate
77,734+5.9% since 2020
Households
31,360
Median age
44.4
Homes lived in by their owners
75%
Vehicles per household
1.8
Land area
728 sq. mi.
People per square mile
103
Median household income
$47,934+27.3% vs. 2015–2019, before inflation
Average household income
$68,007
Median home value
$160,300
Jobs located here
17,308
Daytime population
63,587Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Putnam County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

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Putnam County is part of the Palatka, FL area.

Questions

How fast is Putnam County, FL growing?

Population estimates put Putnam County at 77,734 people in 2025, up 5.9% since 2020, faster than the U.S. (+3.1%). It has 31,360 households. Against the 2015–2019 survey, median household income rose 27.3%, before inflation.

How much do households in Putnam County, FL spend?

Households in Putnam County spend about $406.4M a year on rent and homeowner costs, $165.9M on groceries and $94.9M on food away from home. Relative to the U.S., household spending in Putnam County runs highest on vehicle insurance (an index of 118, where 100 is the U.S. average) and lowest on memberships, classes and admissions (51).

Which business types have the highest market scores in Putnam County, FL?

Of the business types scored in Putnam County, insurance agencies (84), chiropractors (75) and bakeries and dessert shops (75) have the highest Groundwork market scores. For insurance agencies, that ranks #137 of 2,272 scored counties.

How does Putnam County, FL compare with the U.S.?

Median household income in Putnam County is $47,934, 41% below the U.S. median of $80,734. The population rose 5.9% from 2020 to 2025, against +3.1% for the U.S. The median home value is $160,300, against $332,700 for the U.S. Against the U.S., map listings per household run highest for convenience stores (2.4 times the U.S. rate) and lowest for real estate businesses (64% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 46 of the 56 business types have a score in Putnam County, each ranked against other counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Putnam County. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

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Screening a site or an acquisition in Putnam County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.