Groundwork

Food and drink · County · Florida

Restaurants and cafes in Clay County, FL

The restaurants and cafes in Clay County, FL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 79 out of 100: High

Ranked #157 of 2,405 scored counties
#7 of 65 scored counties in Florida

Listings
677
354 chain locations (52%)
Official establishments
303
+13.5% since 2019
Household spending a year
$337.7M
On food away from home · $4,034 a household
Spending per listing
$499K
35% above the U.S.
Listings per 10k households
80.9
26% below the U.S.
Population, 2025
239,593
+9.4% since 2020

See the restaurants and cafes around any address in Clay County

The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Clay County scores 79 (high) on the Groundwork market score for restaurants and cafes, ranking #157 of 2,405 scored counties and #7 of 65 scored counties in Florida. That puts it in the top 10% of counties for restaurants and cafes.

As of September 2026, map listings count 677 restaurants and cafes in Clay County. 354 of them (52%) are chain locations, against 34% across the U.S. That comes to 80.9 for every 10,000 households, 26% below the U.S. rate of 109.8.

Households in Clay County spend about $337.7M a year on food away from home, or $4,034 per household, in line with the U.S. average. That is about $499K of household spending for each restaurant on map listings, 35% above the U.S. figure of $371K.

Official counts show 303 businesses with payroll classed as restaurants and other eating places in Clay County in 2023, up 13.5% from 2019. That is one for every 276 households, against one for every 209 across the U.S. Since fiscal 2022, 18 SBA-backed loans worth $8.3M have gone to businesses classed as restaurants and other eating places in Clay County. Between 2020 and 2025, the population of Clay County grew 9.4%, faster than the U.S. (+3.1%).

How Clay County compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Restaurants and cafes in Clay County, FL compared with Florida and the U.S.
MeasureClay CountyFloridaU.S.
Listings per 10k households80.9112.4109.8
Spending per listing$499K$342K$371K
Households per official establishment276223209
Official establishment growth, 2019–2023+13.5%+11.6%+6.0%
Population growth, 2020–2025+9.4%+8.7%+3.1%
Spending per household on food away from home$4,034$3,841$4,070
Median household income$87,820$74,568$80,734
Groundwork market score7946

Official counts and lending

Businesses

Official establishments, 2019 to 2023
267 → 303+13.5% over the period
Employees, 2023
6,271
Annual payroll, 2023
$139.5M
One-person businesses, 2023
90Businesses with no payroll
Map listings, September 2026
677354 chain locations
Listings at the U.S. rate for this spending
911The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
18
Amount
$8.3M

SBA-backed loans to businesses classed as restaurants and other eating places in Clay County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Clay County

Population, 2025 estimate
239,593+9.4% since 2020
Households
83,707
Median age
41.3
Homes lived in by their owners
76%
Vehicles per household
2.0
Land area
605 sq. mi.
People per square mile
376
Median household income
$87,820+33.6% vs. 2015–2019, before inflation
Average household income
$105,935
Median home value
$312,500
Jobs located here
60,502
Daytime population
185,545Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Clay County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.

Or open the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Restaurants and cafes across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for restaurants and cafes, numbered among those based in Florida, with Clay County marked.

Top counties in Florida

Counties in Florida ranked for restaurants and cafes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Sumter County, FL9033747.9$782K+21.1%#22 of 2,405
2Santa Rosa County, FL8655276.0$548K+11.7%#53 of 2,405
3Gilchrist County, FL824360.1$581K+14.5%#106 of 2,405
4Flagler County, FL8239074.2$523K+21.0%#112 of 2,405
5Wakulla County, FL8210078.5$486K+12.3%#113 of 2,405
6Union County, FL802251.0$664K+5.2%#132 of 2,405
7Clay County, FL7967780.9$499K+9.4%#157 of 2,405
8Pasco County, FL781,85078.3$477K+19.1%#184 of 2,405
9Glades County, FL772453.3$572K+9.9%#195 of 2,405
10Charlotte County, FL7770377.6$463K+15.5%#209 of 2,405

Other business types in Clay County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many restaurants and cafes are in Clay County, FL?

Clay County has 677 restaurants and cafes on map listings as of September 2026. 354 of them (52%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 303 businesses with payroll classed as restaurants and other eating places in 2023, up 13.5% from 2019. Official counts list 90 one-person businesses without payroll.

How much do households in Clay County, FL spend on food away from home?

About $337.7M a year, or $4,034 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). Spread across the 677 restaurants and cafes on map listings, it comes to $499K per restaurant. It is estimated from the incomes of the 83,707 households in Clay County and national spending patterns by income.

How does Clay County, FL compare with the U.S. for restaurants and cafes?

Clay County has 80.9 restaurants and cafes per 10,000 households, 26% below the U.S. rate of 109.8. Spending per restaurant is $499K, 35% above the U.S. figure of $371K. At the national ratio of restaurants and cafes to household spending, Clay County would have about 911, against 677 on map listings. There is one business with payroll in the industry for every 276 households, against one for every 209 across the U.S. The official count rose 13.5% from 2019 to 2023, against +6.0% for the U.S.

How fast is Clay County, FL growing?

Population estimates put Clay County at 239,593 people in 2025, up 9.4% since 2020, faster than the U.S. (+3.1%). It has 83,707 households. The median household income in Clay County is $87,820 a year, 9% above the U.S. median of $80,734. That rose 33.6% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Clay County scores 79 for restaurants and cafes (high), #157 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Clay County. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for restaurants and cafes · All 56 business types in Clay County

Screening a site or an acquisition in Clay County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.