Groundwork

Small-town market profile · Texas

Stephenville, TX area market data

How the Stephenville area compares with other small-town markets for 56 business types: competitors, household spending, official counts and growth.

Population, 2025
43,911
+2.8% since 2020
Households
16,816
Median household income
$65,115
+23.5% vs. 2015–2019, before inflation
Median home value
$269,100
Jobs located here
17,708
Highest market score
73
Tire shops, #62 of 431 scored small-town markets

A site report maps the competitors on map listings around any address in the Stephenville area by name and distance, and the households and spending within reach. Or open the report at the center of the Stephenville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Stephenville area has an estimated 43,911 people and 16,816 households. Population estimates show the Stephenville area grew 2.8% from 2020 to 2025, in step with the U.S. (+3.1%). Median household income in the Stephenville area is $65,115, 19% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.5%, before inflation.

Relative to the U.S., household spending in the Stephenville area runs highest on vehicle insurance (an index of 140, where 100 is the U.S. average) and lowest on memberships, classes and admissions (66).

Of the business types scored in the Stephenville area, tire shops (73), landscaping and lawn care companies (68) and insurance agencies (68) have the highest Groundwork market scores. For tire shops, that ranks #62 of 431 scored small-town markets.

The Stephenville area is made up of one county, Erath County. Against the U.S., map listings per household run highest for mortgage brokers and lenders (4.4 times the U.S. rate) and lowest for dentists and orthodontists (50% below the U.S. rate).

All 56 business types in the Stephenville area

Highest Groundwork market score first. Each score compares the Stephenville area with other small-town markets for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Stephenville, TX area, highest Groundwork market score first, with its rank among small-town markets, listings, listings per 10,000 households, spending per listing and official establishments
Business typeScoreRank among small-town marketsListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Tire shops73#62 of 43153.0$3.3M133Under 3
Landscaping and lawn care68#79 of 39995.4$2.6M8812
Insurance agencies68#122 of 5372716.1$1.7M13618
Physical therapy66#82 of 40053.0$3.5M1465
Gas stations66#108 of 5362917.2$1.9M7822
Grocery and convenience stores64#133 of 5383621.4$2.7M799
Car washes and detailing63#114 of 44153.0$3.3M1324
Child care and preschools62#133 of 454127.1$568K573
Convenience stores59#198 of 5292112.5$4.6M583
Dentists and orthodontists56#211 of 526116.5$1.6M16213
Electricians53#134 of 29563.6$7.5M6214
Lawn, cleaning and pest control53#207 of 4811710.1$1.4M8124
Pizza53#225 of 520137.7$4.5M8937
Hair salons53#248 of 5383621.4$389K905
Doctors, dentists and clinics51#261 of 5389455.9$187K12247
Nail salons50#210 of 38784.8$1.8M105Under 3
Primary care and pediatrics50#237 of 458116.5$1.6M9019
Roofing and gutters49#151 of 28895.4$5M593
Barbershops48#213 of 37784.8$1.8M93Under 3
Optometrists and eye care45#248 of 40074.2$2.5M804
Pest control44#52 of 8563.6$3.9M384
Chiropractors43#268 of 42695.4$1.9M816
Pet stores42#151 of 22084.8$1.7M38Under 3
Auto repair and car care42#357 of 5387846.4$213K7931
Pet grooming and boarding41#262 of 387137.7$1.1M42Under 3
Coffee shops and cafes41#360 of 5291810.7$3.3M8816
Fast food and sandwich shops41#361 of 5372716.1$2.2M7137
Sit-down restaurants40#378 of 53810864.2$544K8234
Salons, barbers and spas40#392 of 5387343.4$192K9012
Property management39#130 of 18095.4Index only48Under 3
Gyms, studios and classes39#409 of 5352917.2$374K575
Martial arts and dance studios38#272 of 37884.8$1.4M67Under 3
Auto repair shops38#394 of 5385029.7$332K7525
Restaurants and cafes36#409 of 538198117.7$296K8088
Real estate agents and brokers36#453 of 5335733.9Index only7717
Collision repair and body shops35#304 of 38784.8$2.1M679
Clothing and shoe stores35#407 of 5363722.0$798K6320
Real estate35#461 of 53610059.5Index only5529
Clothing, shoes and laundry34#420 of 5365029.7$590K6723
Gyms33#428 of 5061810.7$603K465
Bakeries and dessert shops33#429 of 5072011.9$2.9M7116
Home repair trades33#453 of 5263822.6$1.2M4942
Mortgage brokers and lenders31#154 of 1773219.0Index only194
HVAC and plumbing31#420 of 4762313.7$1.9M4125
Spas and skin care31#440 of 5041911.3$737K845
Pet businesses31#455 of 5275029.7$276K3118
Veterinarians29#336 of 3982112.5$657K2418
Grocery storesNot scoredNot scored42.4$24.1M2606
LaundromatsNot scoredNot scored42.4$7.4M593
Oil change and quick lubeNot scoredNot scored42.4$4.2M30Under 3
Funeral homesNot scoredNot scored31.8$695K1023
Yoga, Pilates and fitness studiosNot scoredNot scored31.8$3.6M895
Dry cleanersNot scoredNot scored21.2$14.8MToo fewUnder 3
Home inspectorsNot scoredNot scored21.2Index onlyToo fewUnder 3
House cleaningNot scoredNot scored21.2$11.6MToo few8
Urgent care and walk-in clinicsNot scoredNot scored00.0None listedNone listedUnder 3

Household spending in the Stephenville area

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Stephenville, TX area by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$16.6M$989103
Gasoline and other fuels$54M$3,209124
Food away from home$58.7M$3,49186
Groceries$96.6M$5,74491
Personal care products and services$14M$83383
Child care and other personal services$6.8M$40570
Memberships, classes and admissions$10.9M$64666
Medical and dental services$17.5M$1,04381
Pets$13.8M$82090
Clothing, shoes and related services$29.5M$1,75585
Vehicle insurance$46.1M$2,743140
Home repairs, maintenance and insurance$44.8M$2,66688
Lawn care, cleaning and other household services$23.2M$1,37797
Rent and homeowner costs$240.2M$14,28486

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in the Stephenville area

Population, 2025 estimate
43,911+2.8% since 2020
Households
16,816
Median age
35.0
Homes lived in by their owners
63%
Vehicles per household
2.1
Land area
1,083 sq. mi.
People per square mile
40
Median household income
$65,115+23.5% vs. 2015–2019, before inflation
Average household income
$85,669
Median home value
$269,100
Jobs located here
17,708
Daytime population
40,954Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Stephenville area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of the Stephenville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Questions

How fast is the Stephenville, TX area growing?

Population estimates put the Stephenville area at 43,911 people in 2025, up 2.8% since 2020, in step with the U.S. (+3.1%). It has 16,816 households. Median household income rose 23.5% from the 2015–2019 survey, before inflation.

How much do households in the Stephenville, TX area spend?

Households in the Stephenville area spend about $240.2M a year on rent and homeowner costs, $96.6M on groceries and $58.7M on food away from home. Set against the U.S., households in the Stephenville area spend the most on vehicle insurance (an index of 140, where 100 is the U.S. average) and the least on memberships, classes and admissions (66).

Which business types have the highest market scores in the Stephenville, TX area?

The highest Groundwork market scores in the Stephenville area are for tire shops (73), landscaping and lawn care companies (68) and insurance agencies (68). The Stephenville area ranks #62 of 431 scored small-town markets for tire shops.

How does the Stephenville, TX area compare with the U.S.?

The median household income in the Stephenville area is $65,115 a year, 19% below the U.S. median of $80,734. The population rose 2.8% from 2020 to 2025, against +3.1% for the U.S. The median home value is $269,100, against $332,700 for the U.S. For its number of households, the Stephenville area has the most map listings, relative to the U.S., for mortgage brokers and lenders (4.4 times the U.S. rate) and the fewest for dentists and orthodontists (50% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 47 of the 56 business types have a score in the Stephenville area, each ranked against other small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Stephenville area. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

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Screening a site or an acquisition in the Stephenville area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Stephenville area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.