Real estate · Small-town market · Texas
Real estate businesses in the Stephenville, TX area
How the Stephenville, TX area compares with other small-town markets and the U.S. for real estate businesses: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 35 out of 100: Lower middle
Ranked #461 of 536 scored small-town markets
#38 of 40 scored small-town markets based in Texas
- Listings
- 100
- 8 chain locations (8%)
- Official establishments
- 29
- Businesses with payroll, 2023
- Household spending a year
- $240.2M
- On rent and homeowner costs · $14,284 a household
- Housing spending per listing (U.S. = 100)
- 55
- 45% below the U.S.
- Listings per 10k households
- 59.5
- 55% above the U.S.
- Population, 2025
- 43,911
- +2.8% since 2020
See the real estate businesses around any address in the Stephenville area
The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Stephenville area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
For real estate businesses, the Stephenville area has a Groundwork market score of 35 (lower middle): #461 of 536 scored small-town markets and #38 of 40 scored small-town markets based in Texas. That puts it in the bottom quarter of small-town markets.
Household spending on rent and homeowner costs in the Stephenville area comes to about $240.2M a year: $14,284 per household, 14% below the U.S. average. Housing spending per office is 45% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in.
There are 100 real estate businesses on map listings in the Stephenville area as of September 2026. 8 of them (8%) are chain locations, against 6% across the U.S. Per 10,000 households, that is 59.5, 55% above the U.S. rate of 38.5.
In 2023, official counts showed 29 businesses with payroll in the Stephenville area classed as real estate agents, property managers, mortgage lenders and inspectors. That is one for every 580 households, against one for every 414 across the U.S. Population estimates put the population change in the Stephenville area from 2020 to 2025 at +2.8%, in step with the U.S. (+3.1%).
How the Stephenville area compares
The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Stephenville area | Texas | U.S. |
|---|---|---|---|
| Listings per 10k households | 59.5 | 37.1 | 38.5 |
| Housing spending per listing (U.S. = 100) | 55 | 98 | 100 |
| Households per official establishment | 580 | 473 | 414 |
| Official establishment growth, 2019–2023 | n/a | +23.6% | +15.8% |
| Population growth, 2020–2025 | +2.8% | +8.5% | +3.1% |
| Spending per household on rent and homeowner costs | $14,284 | $15,682 | $16,661 |
| Median household income | $65,115 | $78,476 | $80,734 |
| Groundwork market score | 35 | 53 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 29
- Employees, 2023
- 105
- Annual payroll, 2023
- $6.8M
- One-person businesses, 2023
- 259Businesses with no payroll
- Map listings, September 2026
- 1008 chain locations
- Listings at the U.S. rate for this spending
- 55The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in the Stephenville area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Stephenville area
- Population, 2025 estimate
- 43,911+2.8% since 2020
- Households
- 16,816
- Median age
- 35.0
- Homes lived in by their owners
- 63%
- Vehicles per household
- 2.1
- Land area
- 1,083 sq. mi.
- People per square mile
- 40
- Median household income
- $65,115+23.5% vs. 2015–2019, before inflation
- Average household income
- $85,669
- Median home value
- $269,100
- Jobs located here
- 17,708
- Daytime population
- 40,954Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Stephenville area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.
Or open the report at the center of the Stephenville area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardReal estate across Texas
Every Texas market ranked →The highest-scoring small-town markets in Texas for real estate businesses, numbered among those based in Texas, with the Stephenville area marked.
Top small-town markets in Texas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Bonham, TX | 80 | 23 | 18.0 | 192 | +9.2% | #11 of 536 |
| 2Dumas, TX | 77 | 10 | 14.0 | 228 | +3.0% | #21 of 536 |
| 3Rio Grande City-Roma, TX | 70 | 9 | 4.7 | 592 | +0.7% | #45 of 536 |
| 4Borger, TX | 68 | 9 | 12.9 | 259 | −4.5% | #59 of 536 |
| 5Hereford, TX | 68 | 8 | 13.2 | 241 | +0.5% | #61 of 536 |
| 6Jacksonville, TX | 68 | 34 | 18.7 | 173 | +5.4% | #63 of 536 |
| 7Alice, TX | 66 | 19 | 11.7 | 264 | −1.3% | #75 of 536 |
| 8Andrews, TX | 66 | 16 | 23.4 | 150 | +1.6% | #81 of 536 |
| 9Palestine, TX | 64 | 34 | 19.3 | 164 | +3.2% | #97 of 536 |
| 10Port Lavaca, TX | 63 | 17 | 19.6 | 179 | −2.3% | #107 of 536 |
| 38Stephenville, TX | 35 | 100 | 59.5 | 55 | +2.8% | #461 of 536 |
Other business types in the Stephenville area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many real estate businesses are in the Stephenville, TX area?
As of September 2026, map listings count 100 real estate businesses in the Stephenville area. 8 of them (8%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 29 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023. Official counts list 259 one-person businesses without payroll.
How much do households in the Stephenville, TX area spend on rent and homeowner costs?
About $240.2M a year, or $14,284 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). For the 100 real estate businesses on map listings, housing spending per office is 45% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in. It is estimated from the incomes of the 16,816 households in the Stephenville area and national spending patterns by income.
How does the Stephenville, TX area compare with the U.S. for real estate businesses?
The Stephenville area has 59.5 real estate businesses per 10,000 households, 55% above the U.S. rate of 38.5. The index of housing spending per office is 55, where 100 is the U.S. At the U.S. ratio of real estate businesses to household spending, the Stephenville area would have about 55, against 100 on map listings. There is one business with payroll in the industry for every 580 households, against one for every 414 across the U.S.
How fast is the Stephenville, TX area growing?
Population estimates put the Stephenville area at 43,911 people in 2025, up 2.8% since 2020, in step with the U.S. (+3.1%). It has 16,816 households. Median household income in the Stephenville area is $65,115, 19% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.5%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Stephenville area scores 35 for real estate businesses (lower middle), #461 of 536 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Stephenville area. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for real estate businesses · All 56 business types in the Stephenville area
Screening a site or an acquisition in the Stephenville area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Stephenville area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.