Groundwork

Food and drink · Small-town market · Texas

Restaurants and cafes in the Stephenville, TX area

Competitor counts, household spending and official business counts for restaurants and cafes in the Stephenville, TX area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 36 out of 100: Lower middle

Ranked #409 of 538 scored small-town markets
#21 of 41 scored small-town markets based in Texas

Listings
198
80 chain locations (40%)
Official establishments
88
+7.3% since 2019
Household spending a year
$58.7M
On food away from home · $3,491 a household
Spending per listing
$296K
20% below the U.S.
Listings per 10k households
117.7
7% above the U.S.
Population, 2025
43,911
+2.8% since 2020

See the restaurants and cafes around any address in the Stephenville area

The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Stephenville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For restaurants and cafes, the Stephenville area has a Groundwork market score of 36 (lower middle): #409 of 538 scored small-town markets and #21 of 41 scored small-town markets based in Texas. That puts it in the bottom quarter of small-town markets.

Household spending on food away from home in the Stephenville area comes to about $58.7M a year: $3,491 per household, 14% below the U.S. average. That is about $296K of household spending for each restaurant on map listings, 20% below the U.S. figure of $371K.

The Stephenville area has 198 restaurants and cafes on map listings as of September 2026. Chain locations make up 40% of them, against 34% across the U.S. Per 10,000 households, that is 117.7, 7% above the U.S. rate of 109.8.

Official counts show 88 businesses with payroll classed as restaurants and other eating places in the Stephenville area in 2023, up 7.3% from 2019. That is one for every 191 households, against one for every 209 across the U.S. Since fiscal 2022, 4 SBA-backed loans worth $2.4M have gone to businesses classed as restaurants and other eating places in the Stephenville area. Population estimates put the population change in the Stephenville area from 2020 to 2025 at +2.8%, in step with the U.S. (+3.1%).

How the Stephenville area compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Restaurants and cafes in Stephenville, TX area compared with Texas and the U.S.
MeasureStephenville areaTexasU.S.
Listings per 10k households117.7120.5109.8
Spending per listing$296K$329K$371K
Households per official establishment191207209
Official establishment growth, 2019–2023+7.3%+12.4%+6.0%
Population growth, 2020–2025+2.8%+8.5%+3.1%
Spending per household on food away from home$3,491$3,970$4,070
Median household income$65,115$78,476$80,734
Groundwork market score3645

Official counts and lending

Businesses

Official establishments, 2019 to 2023
88+7.3% over the period
Employees, 2023
1,833
Annual payroll, 2023
$32.2M
One-person businesses, 2023
17Businesses with no payroll
Map listings, September 2026
19880 chain locations
Listings at the U.S. rate for this spending
158The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
4
Amount
$2.4M

SBA-backed loans to businesses classed as restaurants and other eating places in the Stephenville area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Stephenville area

Population, 2025 estimate
43,911+2.8% since 2020
Households
16,816
Median age
35.0
Homes lived in by their owners
63%
Vehicles per household
2.1
Land area
1,083 sq. mi.
People per square mile
40
Median household income
$65,115+23.5% vs. 2015–2019, before inflation
Average household income
$85,669
Median home value
$269,100
Jobs located here
17,708
Daytime population
40,954Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Stephenville area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.

Or open the report at the center of the Stephenville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Restaurants and cafes across Texas

Every Texas market ranked →

The highest-scoring small-town markets in Texas for restaurants and cafes, numbered among those based in Texas, with the Stephenville area marked.

Top small-town markets in Texas

Small-town markets in Texas ranked for restaurants and cafes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Bonham, TX8511791.6$404K+9.2%#14 of 538
2Granbury, TX7225599.9$408K+13.6%#70 of 538
3Andrews, TX686595.0$403K+1.6%#95 of 538
4Jacksonville, TX6617294.6$359K+5.4%#115 of 538
5Corsicana, TX64191100.3$343K+8.2%#136 of 538
6Huntsville, TX5425096.1$321K+9.5%#230 of 538
7Gainesville, TX51199120.4$319K+6.5%#257 of 538
8Paris, TX49254101.6$329K+2.6%#271 of 538
9Sulphur Springs, TX49158112.8$317K+6.1%#272 of 538
10Athens, TX48365108.7$320K+7.5%#282 of 538
21Stephenville, TX36198117.7$296K+2.8%#409 of 538

Other business types in the Stephenville area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many restaurants and cafes are in the Stephenville, TX area?

Map listings as of September 2026 show 198 restaurants and cafes in the Stephenville area. 80 of them (40%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 88 businesses with payroll classed as restaurants and other eating places in 2023, up 7.3% from 2019. Official counts list 17 one-person businesses without payroll.

How much do households in the Stephenville, TX area spend on food away from home?

About $58.7M a year, or $3,491 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). Spread across the 198 restaurants and cafes on map listings, it comes to $296K per restaurant. It is estimated from the incomes of the 16,816 households in the Stephenville area and national spending patterns by income.

How does the Stephenville, TX area compare with the U.S. for restaurants and cafes?

The Stephenville area has 117.7 restaurants and cafes per 10,000 households, 7% above the U.S. rate of 109.8. Spending per restaurant is $296K, 20% below the U.S. figure of $371K. At the U.S. ratio of restaurants and cafes to household spending, the Stephenville area would have about 158, against 198 on map listings. There is one business with payroll in the industry for every 191 households, against one for every 209 across the U.S. The official count rose 7.3% from 2019 to 2023, against +6.0% for the U.S.

How fast is the Stephenville, TX area growing?

Population estimates put the Stephenville area at 43,911 people in 2025, up 2.8% since 2020, in step with the U.S. (+3.1%). It has 16,816 households. Median household income in the Stephenville area is $65,115, 19% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Stephenville area scores 36 for restaurants and cafes (lower middle), #409 of 538 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Stephenville area. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for restaurants and cafes · All 56 business types in the Stephenville area

Screening a site or an acquisition in the Stephenville area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Stephenville area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.