Groundwork

Small-town market profile · New York

Cortland, NY area market data

How the Cortland area compares with other small-town markets for 56 business types: competitors, household spending, official counts and growth.

Population, 2025
45,850
−1.9% since 2020
Households
18,999
Median household income
$70,418
+25.7% vs. 2015–2019, before inflation
Median home value
$162,100
Jobs located here
17,001
Highest market score
80
Home repair trades, #11 of 526 scored small-town markets

A site report maps the competitors on map listings around any address in the Cortland area by name and distance, and the households and spending within reach. Or open the report at the center of the Cortland area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Cortland area has an estimated 45,850 people and 18,999 households. Population estimates put the population change in the Cortland area from 2020 to 2025 at −1.9%, against +3.1% for the U.S. Median household income in the Cortland area is $70,418, 13% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.7%, before inflation.

Relative to the U.S., household spending in the Cortland area runs highest on groceries (an index of 101, where 100 is the U.S. average) and lowest on pets (63).

Of the business types scored in the Cortland area, home repair companies (80), child care centers and preschools (75) and clothing and shoe stores (74) have the highest Groundwork market scores. For home repair companies, that ranks #11 of 526 scored small-town markets.

The Cortland area is made up of one county, Cortland County. Against the U.S., map listings per household run highest for gas stations (30% above the U.S. rate) and lowest for real estate agents and brokers (69% below the U.S. rate).

All 56 business types in the Cortland area

Highest Groundwork market score first. Each score compares the Cortland area with other small-town markets for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Cortland, NY area, highest Groundwork market score first, with its rank among small-town markets, listings, listings per 10,000 households, spending per listing and official establishments
Business typeScoreRank among small-town marketsListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Home repair trades80#11 of 52673.7$7.8M32216
Child care and preschools75#42 of 45463.2$1.5M1506
Clothing and shoe stores74#67 of 5361910.0$2.1M1624
Clothing, shoes and laundry72#84 of 5363116.3$1.3M1434
Real estate agents and brokers70#50 of 533189.5Index only3269
Real estate69#53 of 5362613.7Index only28415
Spas and skin care63#114 of 504105.3$1.7M200Under 3
Nail salons62#111 of 38763.2$2.9M1743
Primary care and pediatrics62#130 of 45863.2$3.5M19517
Martial arts and dance studios59#125 of 37863.2$2.4M1193
Convenience stores57#208 of 529168.4$7.6M978
Barbershops56#154 of 37773.7$2.5M132Under 3
Laundromats54#61 of 15052.6$7.8M62Under 3
Dentists and orthodontists53#229 of 526136.8$1.6M16312
Grocery and convenience stores53#254 of 5384021.1$3M9019
Car washes and detailing52#196 of 44152.6$3.2M1263
Fast food and sandwich shops52#257 of 5372412.6$2.8M9335
Veterinarians49#209 of 39852.6$2.2M814
Physical therapy48#218 of 40073.7$3M1247
Sit-down restaurants48#285 of 5389348.9$734K11136
Pizza47#290 of 520178.9$4M7935
Salons, barbers and spas47#307 of 5386835.8$257K12115
Grocery stores46#303 of 506157.9$8.1M8711
Landscaping and lawn care43#248 of 39994.7$2.5M8515
Gyms, studios and classes43#356 of 5352312.1$625K948
Doctors, dentists and clinics40#368 of 53813671.6$153K10040
Coffee shops and cafes40#370 of 529168.4$4.3M11523
Hair salons40#380 of 5384322.6$406K9411
Chiropractors39#294 of 426126.3$1.7M734
Gas stations39#389 of 5362714.2$1.4M5811
Gyms38#383 of 506168.4$899K695
Restaurants and cafes38#389 of 538197103.7$347K9395
Collision repair and body shops37#288 of 38752.6$3.2M1038
Lawn, cleaning and pest control33#412 of 481189.5$1.2M7422
Insurance agencies33#417 of 5372312.1$1.3M10218
Funeral homes27#319 of 36573.7$352K52Under 3
Pet businesses25#491 of 5272111.1$522K599
Bakeries and dessert shops24#485 of 5072211.6$3.1M7523
Auto repair and car care22#502 of 5387338.4$218K8141
Auto repair shops21#502 of 5384523.7$353K7929
Tire shops20#396 of 43194.7$1.8M708
Pest control16#83 of 8563.2$3.7M36Under 3
Pet grooming and boarding16#373 of 38794.7$1.2M485
HVAC and plumbingNot scoredNot scored42.1$13.7M28810
Optometrists and eye careNot scoredNot scored42.1$5.2M166Under 3
Home inspectorsNot scoredNot scored31.6Index only41Under 3
House cleaningNot scoredNot scored31.6$7.5M1167
Pet storesNot scoredNot scored31.6$3.7M81Under 3
Property managementNot scoredNot scored31.6Index only1923
Urgent care and walk-in clinicsNot scoredNot scored31.6$6.9M28Under 3
Mortgage brokers and lendersNot scoredNot scored21.1Index onlyToo fewUnder 3
Oil change and quick lubeNot scoredNot scored21.1$7.9MToo fewUnder 3
Roofing and guttersNot scoredNot scored21.1$27.4MToo fewUnder 3
Dry cleanersNot scoredNot scored10.5$39MToo fewUnder 3
ElectriciansNot scoredNot scored10.5$54.8MToo few6
Yoga, Pilates and fitness studiosNot scoredNot scored10.5$14.4MToo few5

Household spending in the Cortland area

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Cortland, NY area by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$15.9M$83687
Gasoline and other fuels$37.5M$1,97576
Food away from home$68.3M$3,59588
Groceries$121.7M$6,405101
Personal care products and services$17.5M$92092
Child care and other personal services$9M$47582
Memberships, classes and admissions$14.4M$75777
Medical and dental services$20.8M$1,09785
Pets$11M$57763
Clothing, shoes and related services$39M$2,053100
Vehicle insurance$29.6M$1,55780
Home repairs, maintenance and insurance$54.8M$2,88396
Lawn care, cleaning and other household services$22.4M$1,17783
Rent and homeowner costs$320M$16,845101

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in the Cortland area

Population, 2025 estimate
45,850−1.9% since 2020
Households
18,999
Median age
39.1
Homes lived in by their owners
66%
Vehicles per household
1.7
Land area
499 sq. mi.
People per square mile
93
Median household income
$70,418+25.7% vs. 2015–2019, before inflation
Average household income
$85,337
Median home value
$162,100
Jobs located here
17,001
Daytime population
43,892Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Cortland area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of the Cortland area. Signed out, you see a blurred preview; on an account, each report is one action.

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Questions

How fast is the Cortland, NY area growing?

Population estimates put the Cortland area at 45,850 people in 2025, down 1.9% since 2020, against +3.1% for the U.S. It has 18,999 households. Median household income rose 25.7% from the 2015–2019 survey, before inflation.

How much do households in the Cortland, NY area spend?

Households in the Cortland area spend about $320M a year on rent and homeowner costs, $121.7M on groceries and $68.3M on food away from home. Set against the U.S., households in the Cortland area spend the most on groceries (an index of 101, where 100 is the U.S. average) and the least on pets (63).

Which business types have the highest market scores in the Cortland, NY area?

The highest Groundwork market scores in the Cortland area are for home repair companies (80), child care centers and preschools (75) and clothing and shoe stores (74). The Cortland area ranks #11 of 526 scored small-town markets for home repair companies.

How does the Cortland, NY area compare with the U.S.?

The median household income in the Cortland area is $70,418 a year, 13% below the U.S. median of $80,734. The population fell 1.9% from 2020 to 2025, against +3.1% for the U.S. The median home value is $162,100, against $332,700 for the U.S. For its number of households, the Cortland area has the most map listings, relative to the U.S., for gas stations (30% above the U.S. rate) and the fewest for real estate agents and brokers (69% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 43 of the 56 business types have a score in the Cortland area, each ranked against other small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Cortland area. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

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Screening a site or an acquisition in the Cortland area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Cortland area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.