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Insurance agencies in Gogebic County, MI

How Gogebic County, MI compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 23 out of 100: Low

Ranked #1,996 of 2,272 scored counties
#64 of 73 scored counties in Michigan

Listings
9
2 chain locations (22%)
Official establishments
8
Businesses with payroll, 2023
Household spending a year
$9.9M
On vehicle insurance · $1,418 a household
Spending per listing
$1.1M
12% below the U.S.
Listings per 10k households
12.9
17% below the U.S.
Population, 2025
14,285
−0.4% since 2020

See the insurance agencies around any address in Gogebic County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Gogebic County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Gogebic County has a Groundwork market score of 23 (low): #1,996 of 2,272 scored counties and #64 of 73 scored counties in Michigan. That puts it in the bottom quarter of counties.

Households in Gogebic County spend about $9.9M a year on vehicle insurance, or $1,418 per household, 28% below the U.S. average. That works out to $1.1M per agency, 12% below the U.S. figure of $1.3M.

There are 9 insurance agencies on map listings in Gogebic County as of September 2026. Chain locations make up 22% of them, against 21% across the U.S. Per 10,000 households, that is 12.9, 17% below the U.S. rate of 15.6.

In 2023, official counts showed 8 businesses with payroll in Gogebic County classed as insurance agencies and brokerages. That is one for every 874 households, against one for every 966 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $195K have gone to businesses classed as insurance agencies and brokerages in Gogebic County. Population estimates put the population change in Gogebic County from 2020 to 2025 at −0.4%, against +3.1% for the U.S.

How Gogebic County compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Gogebic County, MI compared with Michigan and the U.S.
MeasureGogebic CountyMichiganU.S.
Listings per 10k households12.913.515.6
Spending per listing$1.1M$1.2M$1.3M
Households per official establishment8741,108966
Official establishment growth, 2019–2023n/a−3.9%−1.0%
Population growth, 2020–2025−0.4%+0.6%+3.1%
Spending per household on vehicle insurance$1,418$1,558$1,957
Median household income$52,732$72,875$80,734
Groundwork market score2333

Official counts and lending

Businesses

Official establishments, 2019 to 2023
5 → 8
Employees, 2023
18
Annual payroll, 2023
$868K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
92 chain locations
Listings at the U.S. rate for this spending
8The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$195K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Gogebic County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Gogebic County

Population, 2025 estimate
14,285−0.4% since 2020
Households
6,989
Median age
50.0
Homes lived in by their owners
81%
Vehicles per household
1.6
Land area
1,102 sq. mi.
People per square mile
13
Median household income
$52,732+35.8% vs. 2015–2019, before inflation
Average household income
$73,627
Median home value
$107,200
Jobs located here
4,991
Daytime population
13,897Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Gogebic County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Gogebic County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Michigan

Every Michigan market ranked →

The highest-scoring counties in Michigan for insurance agencies, numbered among those based in Michigan, with Gogebic County marked.

Top counties in Michigan

Counties in Michigan ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Oceana County, MI7365.8$3.1M+1.7%#374 of 2,272
2Antrim County, MI6998.1$2.1M+5.3%#498 of 2,272
3Manistee County, MI6865.7$3M+2.3%#516 of 2,272
4Kalkaska County, MI6756.4$2.7M+4.3%#541 of 2,272
5Gladwin County, MI6787.1$2.3M+2.8%#553 of 2,272
6Allegan County, MI63429.2$2M+2.1%#686 of 2,272
7Newaygo County, MI632010.2$1.7M+3.1%#699 of 2,272
8Barry County, MI61249.8$1.9M+2.2%#755 of 2,272
9Missaukee County, MI6058.5$2M+1.4%#774 of 2,272
10Cass County, MI58188.5$2.1M+0.2%#831 of 2,272
64Gogebic County, MI23912.9$1.1M−0.4%#1,996 of 2,272

Other business types in Gogebic County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Gogebic County, MI?

As of September 2026, map listings count 9 insurance agencies in Gogebic County. 2 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 8 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Gogebic County, MI spend on vehicle insurance?

About $9.9M a year, or $1,418 per household. That is 28% below the U.S. average (an index of 72, where 100 is the U.S. average). Spread across the 9 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 6,989 households in Gogebic County and national spending patterns by income.

How does Gogebic County, MI compare with the U.S. for insurance agencies?

Gogebic County has 12.9 insurance agencies per 10,000 households, 17% below the U.S. rate of 15.6. Spending per agency is $1.1M, 12% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Gogebic County would have about 8, against 9 on map listings. There is one business with payroll in the industry for every 874 households, against one for every 966 across the U.S.

How fast is Gogebic County, MI growing?

Population estimates put Gogebic County at 14,285 people in 2025, down 0.4% since 2020, against +3.1% for the U.S. It has 6,989 households. Median household income in Gogebic County is $52,732, 35% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 35.8%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Gogebic County scores 23 for insurance agencies (low), #1,996 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Gogebic County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Gogebic County

Screening a site or an acquisition in Gogebic County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Gogebic County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.