Groundwork

Real estate · County · Florida

Real estate businesses in Santa Rosa County, FL

The real estate businesses in Santa Rosa County, FL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 41 out of 100: Lower middle

Ranked #1,585 of 2,229 scored counties
#28 of 64 scored counties in Florida

Listings
313
16 chain locations (5%)
Official establishments
263
+50.3% since 2019
Household spending a year
$1.2B
On rent and homeowner costs · $16,240 a household
Housing spending per listing (U.S. = 100)
87
13% below the U.S.
Listings per 10k households
43.1
12% above the U.S.
Population, 2025
211,115
+11.7% since 2020

See the real estate businesses around any address in Santa Rosa County

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Santa Rosa County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $16,240 per household (3% below the U.S. average), households in Santa Rosa County spend about $1.2B a year on rent and homeowner costs. Housing spending per office is 13% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in.

Santa Rosa County has 313 real estate businesses on map listings as of September 2026. Chain locations make up 5% of them, against 6% across the U.S. Per 10,000 households, that is 43.1, 12% above the U.S. rate of 38.5.

In 2023, official counts showed 263 businesses with payroll in Santa Rosa County classed as real estate agents, property managers, mortgage lenders and inspectors, up 50.3% from 2019. That is one for every 276 households, against one for every 414 across the U.S. Official counts list 1,400 one-person businesses without payroll. Since fiscal 2022, 3 SBA-backed loans worth $268K have gone to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Santa Rosa County.

Population estimates put the population change in Santa Rosa County from 2020 to 2025 at +11.7%, faster than the U.S. (+3.1%). For real estate businesses, Santa Rosa County has a Groundwork market score of 41 (lower middle): #1,585 of 2,229 scored counties and #28 of 64 scored counties in Florida.

How Santa Rosa County compares

The same measures for Florida and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in Santa Rosa County, FL compared with Florida and the U.S.
MeasureSanta Rosa CountyFloridaU.S.
Listings per 10k households43.161.338.5
Housing spending per listing (U.S. = 100)8758100
Households per official establishment276242414
Official establishment growth, 2019–2023+50.3%+24.6%+15.8%
Population growth, 2020–2025+11.7%+8.7%+3.1%
Spending per household on rent and homeowner costs$16,240$15,326$16,661
Median household income$91,922$74,568$80,734
Groundwork market score4129

Official counts and lending

Businesses

Official establishments, 2019 to 2023
175 → 263+50.3% over the period
Employees, 2023
426
Annual payroll, 2023
$28.2M
One-person businesses, 2023
1,400Businesses with no payroll
Map listings, September 2026
31316 chain locations
Listings at the U.S. rate for this spending
272The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$268K

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Santa Rosa County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Santa Rosa County

Population, 2025 estimate
211,115+11.7% since 2020
Households
72,605
Median age
40.9
Homes lived in by their owners
81%
Vehicles per household
2.1
Land area
1,012 sq. mi.
People per square mile
196
Median household income
$91,922+35.3% vs. 2015–2019, before inflation
Average household income
$114,225
Median home value
$329,800
Jobs located here
45,310
Daytime population
165,759Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Santa Rosa County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of Santa Rosa County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Real estate across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for real estate businesses, numbered among those based in Florida, with Santa Rosa County marked.

Top counties in Florida

Counties in Florida ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Dixie County, FL7458.0358+8.0%#121 of 2,229
2Union County, FL72511.6279+5.2%#160 of 2,229
3Baker County, FL711819.6180+5.8%#195 of 2,229
4Gadsden County, FL6895.3554+2.0%#256 of 2,229
5Bradford County, FL651314.0226+0.3%#375 of 2,229
6Jackson County, FL632112.2244+5.4%#441 of 2,229
7Levy County, FL633116.7186+12.7%#462 of 2,229
8Washington County, FL621212.9240+5.4%#490 of 2,229
9Suwannee County, FL622616.1193+10.6%#501 of 2,229
10Gilchrist County, FL601825.2131+14.5%#583 of 2,229
28Santa Rosa County, FL4131343.187+11.7%#1,585 of 2,229

Other business types in Santa Rosa County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in Santa Rosa County, FL?

Map listings as of September 2026 show 313 real estate businesses in Santa Rosa County. 16 of them (5%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 263 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023, up 50.3% from 2019. Official counts also show 1,400 one-person businesses without payroll.

How much do households in Santa Rosa County, FL spend on rent and homeowner costs?

About $1.2B a year, or $16,240 per household. That is 3% below the U.S. average (an index of 97, where 100 is the U.S. average). For the 313 real estate businesses on map listings, housing spending per office is 13% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in. It is estimated from the incomes of the 72,605 households in Santa Rosa County and national spending patterns by income.

How does Santa Rosa County, FL compare with the U.S. for real estate businesses?

Santa Rosa County has 43.1 real estate businesses per 10,000 households, 12% above the U.S. rate of 38.5. The index of housing spending per office is 87, where 100 is the U.S. At the U.S. ratio of real estate businesses to household spending, Santa Rosa County would have about 272, against 313 on map listings. There is one business with payroll in the industry for every 276 households, against one for every 414 across the U.S. The official count rose 50.3% from 2019 to 2023, against +15.8% for the U.S.

How fast is Santa Rosa County, FL growing?

Population estimates put Santa Rosa County at 211,115 people in 2025, up 11.7% since 2020, faster than the U.S. (+3.1%). It has 72,605 households. Median household income in Santa Rosa County is $91,922, 14% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 35.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Santa Rosa County scores 41 for real estate businesses (lower middle), #1,585 of 2,229 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Santa Rosa County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in Santa Rosa County

Screening a site or an acquisition in Santa Rosa County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Santa Rosa County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.