Groundwork

Real estate · Small-town market · West Virginia

Mortgage brokers and lenders in the Bluefield, WV-VA area

The mortgage brokers and lenders in the Bluefield, WV-VA area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 4.

Listings
4
1 chain location (25%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$532.2M
On rent and homeowner costs · $13,135 a household
Housing spending per listing (U.S. = 100)
341
3.4 times the U.S.
Listings per 10k households
1.0
77% below the U.S.
Population, 2025
96,138
−3.8% since 2020

See the mortgage brokers and lenders around any address in the Bluefield area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Bluefield area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 4 mortgage brokers and lenders in the Bluefield area. That is 1.0 per 10,000 households, 77% below the U.S. rate of 4.3.

Household spending on rent and homeowner costs in the Bluefield area comes to about $532.2M a year: $13,135 per household, 21% below the U.S. average. Housing spending per office is 3.4 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in the Bluefield area in 2023. That is one for every 13,505 households, against one for every 4,897 across the U.S.

Population estimates put the population change in the Bluefield area from 2020 to 2025 at −3.8%, against +3.1% for the U.S. With 4 mortgage brokers and lenders on map listings, the Bluefield area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Bluefield area compares

The same measures for West Virginia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Bluefield, WV-VA area compared with West Virginia and the U.S.
MeasureBluefield areaWest VirginiaU.S.
Listings per 10k households1.01.94.3
Housing spending per listing (U.S. = 100)341192100
Households per official establishment13,50513,2484,897
Official establishment growth, 2019–2023n/a−9.8%+9.5%
Population growth, 2020–2025−3.8%−1.4%+3.1%
Spending per household on rent and homeowner costs$13,135$13,873$16,661
Median household income$50,550$59,608$80,734
Groundwork market scoreNot scored58

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3
Employees, 2023
23
Annual payroll, 2023
$2.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
41 chain location
Listings at the U.S. rate for this spending
14The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Bluefield area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Bluefield area

Population, 2025 estimate
96,138−3.8% since 2020
Households
40,514
Median age
44.1
Homes lived in by their owners
73%
Vehicles per household
1.8
Land area
938 sq. mi.
People per square mile
105
Median household income
$50,550
Average household income
$70,787
Median home value
$120,000
Jobs located here
33,948
Daytime population
95,290Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Bluefield area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Bluefield area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Other business types in the Bluefield area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Bluefield, WV-VA area?

The Bluefield area has 4 mortgage brokers and lenders on map listings as of September 2026. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in the Bluefield, WV-VA area spend on rent and homeowner costs?

About $532.2M a year, or $13,135 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). For the 4 mortgage brokers and lenders on map listings, housing spending per office is 3.4 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 40,514 households in the Bluefield area and national spending patterns by income.

How does the Bluefield, WV-VA area compare with the U.S. for mortgage brokers and lenders?

The Bluefield area has 1.0 mortgage brokers and lenders per 10,000 households, 77% below the U.S. rate of 4.3. The index of housing spending per office is 341, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Bluefield area would have about 14, against 4 on map listings. There is one business with payroll in the industry for every 13,505 households, against one for every 4,897 across the U.S.

How fast is the Bluefield, WV-VA area growing?

Population estimates put the Bluefield area at 96,138 people in 2025, down 3.8% since 2020, against +3.1% for the U.S. It has 40,514 households. The median household income in the Bluefield area is $50,550 a year, 37% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Bluefield area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 4.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Bluefield area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Bluefield area

Screening a site or an acquisition in the Bluefield area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Bluefield area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.