Auto · County · New Mexico
Insurance agencies in San Miguel County, NM
The insurance agencies in San Miguel County, NM, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 59 out of 100: Upper middle
Ranked #795 of 2,272 scored counties
#6 of 24 scored counties in New Mexico
- Listings
- 11
- 5 chain locations (45%)
- Official establishments
- 7
- Businesses with payroll, 2023
- Household spending a year
- $23.5M
- On vehicle insurance · $1,974 a household
- Spending per listing
- $2.1M
- 70% above the U.S.
- Listings per 10k households
- 9.2
- 41% below the U.S.
- Population, 2025
- 26,260
- −3.2% since 2020
See the insurance agencies around any address in San Miguel County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of San Miguel County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 11 insurance agencies in San Miguel County. Chain locations make up 45% of them, against 21% across the U.S. That is 9.2 per 10,000 households, 41% below the U.S. rate of 15.6.
Households in San Miguel County spend about $23.5M a year on vehicle insurance, or $1,974 per household, in line with the U.S. average. That works out to $2.1M per agency, 70% above the U.S. figure of $1.3M.
Official counts show 7 businesses with payroll classed as insurance agencies and brokerages in San Miguel County in 2023. That is one for every 1,704 households, against one for every 966 across the U.S.
Between 2020 and 2025, the population of San Miguel County declined 3.2%, against +3.1% for the U.S. For insurance agencies, San Miguel County has a Groundwork market score of 59 (upper middle): #795 of 2,272 scored counties and #6 of 24 scored counties in New Mexico.
How San Miguel County compares
The same measures for New Mexico and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | San Miguel County | New Mexico | U.S. |
|---|---|---|---|
| Listings per 10k households | 9.2 | 15.4 | 15.6 |
| Spending per listing | $2.1M | $1.2M | $1.3M |
| Households per official establishment | 1,704 | 1,109 | 966 |
| Official establishment growth, 2019–2023 | n/a | +0.3% | −1.0% |
| Population growth, 2020–2025 | −3.2% | +0.3% | +3.1% |
| Spending per household on vehicle insurance | $1,974 | $1,890 | $1,957 |
| Median household income | $49,431 | $64,059 | $80,734 |
| Groundwork market score | 59 | 46 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 9 → 7
- Employees, 2023
- 20
- Annual payroll, 2023
- $857K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 115 chain locations
- Listings at the U.S. rate for this spending
- 19The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in San Miguel County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in San Miguel County
- Population, 2025 estimate
- 26,260−3.2% since 2020
- Households
- 11,931
- Median age
- 46.1
- Homes lived in by their owners
- 73%
- Vehicles per household
- 2.0
- Land area
- 4,722 sq. mi.
- People per square mile
- 6
- Median household income
- $49,431+59.7% vs. 2015–2019, before inflation
- Average household income
- $65,851
- Median home value
- $188,500
- Jobs located here
- 7,251
- Daytime population
- 24,453Residents who don’t work, plus everyone whose job is here
Looking at a specific site in San Miguel County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of San Miguel County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across New Mexico
Every New Mexico market ranked →The highest-scoring counties in New Mexico for insurance agencies, numbered among those based in New Mexico, with San Miguel County marked.
Top counties in New Mexico
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Taos County, NM | 73 | 10 | 6.4 | $3.1M | +0.3% | #373 of 2,272 |
| 2Otero County, NM | 66 | 28 | 11.4 | $1.7M | +3.7% | #597 of 2,272 |
| 3Valencia County, NM | 66 | 43 | 15.6 | $1.4M | +7.2% | #603 of 2,272 |
| 4Cibola County, NM | 64 | 7 | 8.2 | $2.3M | −0.6% | #647 of 2,272 |
| 5Sandoval County, NM | 64 | 77 | 13.5 | $1.5M | +6.9% | #671 of 2,272 |
| 6San Miguel County, NM | 59 | 11 | 9.2 | $2.1M | −3.2% | #795 of 2,272 |
| 7Rio Arriba County, NM | 58 | 16 | 10.2 | $2.1M | −1.0% | #830 of 2,272 |
| 8Luna County, NM | 58 | 10 | 10.8 | $1.7M | −0.2% | #843 of 2,272 |
| 9Santa Fe County, NM | 51 | 95 | 13.4 | $1.4M | +1.2% | #1,085 of 2,272 |
| 10Lincoln County, NM | 49 | 11 | 11.0 | $1.8M | −2.3% | #1,127 of 2,272 |
Other business types in San Miguel County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in San Miguel County, NM?
San Miguel County has 11 insurance agencies on map listings as of September 2026. 5 of them (45%) are chain locations. The listings count insurance agencies. Official counts show 7 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in San Miguel County, NM spend on vehicle insurance?
About $23.5M a year, or $1,974 per household. That is in line with the U.S. average (an index of 101, where 100 is the U.S. average). Spread across the 11 insurance agencies on map listings, it comes to $2.1M per agency. It is estimated from the incomes of the 11,931 households in San Miguel County and national spending patterns by income.
How does San Miguel County, NM compare with the U.S. for insurance agencies?
San Miguel County has 9.2 insurance agencies per 10,000 households, 41% below the U.S. rate of 15.6. Spending per agency is $2.1M, 70% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, San Miguel County would have about 19, against 11 on map listings. There is one business with payroll in the industry for every 1,704 households, against one for every 966 across the U.S.
How fast is San Miguel County, NM growing?
Population estimates put San Miguel County at 26,260 people in 2025, down 3.2% since 2020, against +3.1% for the U.S. It has 11,931 households. The median household income in San Miguel County is $49,431 a year, 39% below the U.S. median of $80,734. That rose 59.7% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. San Miguel County scores 59 for insurance agencies (upper middle), #795 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in San Miguel County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in San Miguel County
Screening a site or an acquisition in San Miguel County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of San Miguel County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.