Auto · County · New Mexico
Insurance agencies in Rio Arriba County, NM
The insurance agencies in Rio Arriba County, NM, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 58 out of 100: Upper middle
Ranked #830 of 2,272 scored counties
#7 of 24 scored counties in New Mexico
- Listings
- 16
- 3 chain locations (19%)
- Official establishments
- 13
- Businesses with payroll, 2023
- Household spending a year
- $34.2M
- On vehicle insurance · $2,187 a household
- Spending per listing
- $2.1M
- 70% above the U.S.
- Listings per 10k households
- 10.2
- 35% below the U.S.
- Population, 2025
- 39,832
- −1.0% since 2020
See the insurance agencies around any address in Rio Arriba County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Rio Arriba County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Rio Arriba County spend about $34.2M a year on vehicle insurance, or $2,187 per household, 12% above the U.S. average. Spread across 16 insurance agencies, that is $2.1M per agency, 70% above the U.S. figure of $1.3M.
There are 16 insurance agencies on map listings in Rio Arriba County as of September 2026. 3 of them (19%) are chain locations, against 21% across the U.S. That is 10.2 per 10,000 households, 35% below the U.S. rate of 15.6.
In 2023, official counts showed 13 businesses with payroll in Rio Arriba County classed as insurance agencies and brokerages. That is one for every 1,204 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $968K has gone to businesses classed as insurance agencies and brokerages in Rio Arriba County.
Population estimates put the population change in Rio Arriba County from 2020 to 2025 at −1.0%, against +3.1% for the U.S. Rio Arriba County scores 58 (upper middle) on the Groundwork market score for insurance agencies, ranking #830 of 2,272 scored counties and #7 of 24 scored counties in New Mexico.
How Rio Arriba County compares
The same measures for New Mexico and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Rio Arriba County | New Mexico | U.S. |
|---|---|---|---|
| Listings per 10k households | 10.2 | 15.4 | 15.6 |
| Spending per listing | $2.1M | $1.2M | $1.3M |
| Households per official establishment | 1,204 | 1,109 | 966 |
| Official establishment growth, 2019–2023 | n/a | +0.3% | −1.0% |
| Population growth, 2020–2025 | −1.0% | +0.3% | +3.1% |
| Spending per household on vehicle insurance | $2,187 | $1,890 | $1,957 |
| Median household income | $57,155 | $64,059 | $80,734 |
| Groundwork market score | 58 | 46 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 7 → 13
- Employees, 2023
- 34
- Annual payroll, 2023
- $1.3M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 163 chain locations
- Listings at the U.S. rate for this spending
- 27The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $968K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Rio Arriba County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Rio Arriba County
- Population, 2025 estimate
- 39,832−1.0% since 2020
- Households
- 15,647
- Median age
- 43.0
- Homes lived in by their owners
- 80%
- Vehicles per household
- 2.2
- Land area
- 5,861 sq. mi.
- People per square mile
- 7
- Median household income
- $57,155+43.1% vs. 2015–2019, before inflation
- Average household income
- $76,460
- Median home value
- $243,700
- Jobs located here
- 8,255
- Daytime population
- 39,363Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Rio Arriba County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Rio Arriba County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across New Mexico
Every New Mexico market ranked →The highest-scoring counties in New Mexico for insurance agencies, numbered among those based in New Mexico, with Rio Arriba County marked.
Top counties in New Mexico
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Taos County, NM | 73 | 10 | 6.4 | $3.1M | +0.3% | #373 of 2,272 |
| 2Otero County, NM | 66 | 28 | 11.4 | $1.7M | +3.7% | #597 of 2,272 |
| 3Valencia County, NM | 66 | 43 | 15.6 | $1.4M | +7.2% | #603 of 2,272 |
| 4Cibola County, NM | 64 | 7 | 8.2 | $2.3M | −0.6% | #647 of 2,272 |
| 5Sandoval County, NM | 64 | 77 | 13.5 | $1.5M | +6.9% | #671 of 2,272 |
| 6San Miguel County, NM | 59 | 11 | 9.2 | $2.1M | −3.2% | #795 of 2,272 |
| 7Rio Arriba County, NM | 58 | 16 | 10.2 | $2.1M | −1.0% | #830 of 2,272 |
| 8Luna County, NM | 58 | 10 | 10.8 | $1.7M | −0.2% | #843 of 2,272 |
| 9Santa Fe County, NM | 51 | 95 | 13.4 | $1.4M | +1.2% | #1,085 of 2,272 |
| 10Lincoln County, NM | 49 | 11 | 11.0 | $1.8M | −2.3% | #1,127 of 2,272 |
Other business types in Rio Arriba County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Rio Arriba County, NM?
As of September 2026, map listings count 16 insurance agencies in Rio Arriba County. 3 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Rio Arriba County, NM spend on vehicle insurance?
About $34.2M a year, or $2,187 per household. That is 12% above the U.S. average (an index of 112, where 100 is the U.S. average). Spread across the 16 insurance agencies on map listings, it comes to $2.1M per agency. It is estimated from the incomes of the 15,647 households in Rio Arriba County and national spending patterns by income.
How does Rio Arriba County, NM compare with the U.S. for insurance agencies?
Rio Arriba County has 10.2 insurance agencies per 10,000 households, 35% below the U.S. rate of 15.6. Spending per agency is $2.1M, 70% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Rio Arriba County would have about 27, against 16 on map listings. There is one business with payroll in the industry for every 1,204 households, against one for every 966 across the U.S.
How fast is Rio Arriba County, NM growing?
Population estimates put Rio Arriba County at 39,832 people in 2025, down 1.0% since 2020, against +3.1% for the U.S. It has 15,647 households. Median household income in Rio Arriba County is $57,155, 29% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 43.1%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Rio Arriba County scores 58 for insurance agencies (upper middle), #830 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Rio Arriba County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Rio Arriba County
Screening a site or an acquisition in Rio Arriba County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Rio Arriba County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.