Groundwork

Food and drink · County · Florida

Coffee shops and cafes in Bay County, FL

The coffee shops and cafes in Bay County, FL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 56 out of 100: Upper middle

Ranked #791 of 2,063 scored counties
#38 of 58 scored counties in Florida

Listings
95
31 chain locations (33%)
Official establishments
40
All snack and nonalcoholic beverage bars · +29.0% since 2019
Household spending a year
$294.1M
On food away from home · $3,733 a household
Spending per listing
$3.1M
16% below the U.S.
Listings per 10k households
12.1
10% above the U.S.
Population, 2025
204,479
+17.2% since 2020

See the coffee shops and cafes around any address in Bay County

The site report maps the coffee shops and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Bay County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on food away from home in Bay County comes to about $294.1M a year: $3,733 per household, 8% below the U.S. average. That works out to $3.1M per cafe, 16% below the U.S. figure of $3.7M. The spending figure covers all food away from home, not only coffee shops and cafes.

Bay County has 95 coffee shops and cafes on map listings as of September 2026. 31 of them (33%) are chain locations, against 39% across the U.S. Per 10,000 households, that is 12.1, 10% above the U.S. rate of 11.0.

The official count of businesses with payroll classed as snack and nonalcoholic beverage bars in Bay County was 40 in 2023, up 29.0% from 2019. That is one for every 1,969 households, against one for every 1,518 across the U.S. That count covers all snack and nonalcoholic beverage bars (bakeries and dessert shops included), not only coffee shops and cafes. Official counts also show 13 one-person businesses without payroll. Since fiscal 2022, 3 SBA-backed loans worth $1.8M have gone to businesses classed as snack and nonalcoholic beverage bars in Bay County.

Population estimates show Bay County grew 17.2% from 2020 to 2025, faster than the U.S. (+3.1%). Bay County scores 56 (upper middle) on the Groundwork market score for coffee shops and cafes, ranking #791 of 2,063 scored counties and #38 of 58 scored counties in Florida.

How Bay County compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the coffee shops and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Coffee shops and cafes in Bay County, FL compared with Florida and the U.S.
MeasureBay CountyFloridaU.S.
Listings per 10k households12.110.411.0
Spending per listing$3.1M$3.7M$3.7M
Households per official establishment (all snack and nonalcoholic beverage bars)1,9691,9101,518
Official establishment growth, 2019–2023+29.0%+35.2%+24.3%
Population growth, 2020–2025+17.2%+8.7%+3.1%
Spending per household on food away from home$3,733$3,841$4,070
Median household income$73,533$74,568$80,734
Groundwork market score5660

Official counts and lending

Businesses

Official establishments, 2019 to 2023
31 → 40All snack and nonalcoholic beverage bars · +29.0% over the period
Employees, 2023
361
Annual payroll, 2023
$8.7M
One-person businesses, 2023
13All snack and nonalcoholic beverage bars with no payroll
Map listings, September 2026
9531 chain locations
Listings at the U.S. rate for this spending
79The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$1.8M

SBA-backed loans to businesses classed as snack and nonalcoholic beverage bars in Bay County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3. These official figures cover all snack and nonalcoholic beverage bars, not only coffee shops and cafes.

Population and households in Bay County

Population, 2025 estimate
204,479+17.2% since 2020
Households
78,778
Median age
41.4
Homes lived in by their owners
67%
Vehicles per household
1.8
Land area
759 sq. mi.
People per square mile
246
Median household income
$73,533+35.4% vs. 2015–2019, before inflation
Average household income
$96,618
Median home value
$310,500
Jobs located here
79,343
Daytime population
189,844Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Bay County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the coffee shops and cafes on map listings by name and distance.

Or open the report at the center of Bay County. Signed out, you see a blurred preview; on an account, each report is one action.

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Coffee shops and cafes across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for coffee shops and cafes, numbered among those based in Florida, with Bay County marked.

Top counties in Florida

Counties in Florida ranked for coffee shops and cafes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Sumter County, FL90365.1$7.3M+21.1%#21 of 2,063
2Nassau County, FL85307.6$5.5M+17.4%#52 of 2,063
3Santa Rosa County, FL85567.7$5.4M+11.7%#53 of 2,063
4Baker County, FL8455.5$7.1M+5.8%#56 of 2,063
5Flagler County, FL81377.0$5.5M+21.0%#94 of 2,063
6Wakulla County, FL8197.1$5.4M+12.3%#95 of 2,063
7Clay County, FL80546.5$6.3M+9.4%#104 of 2,063
8Citrus County, FL78375.2$6.3M+11.1%#136 of 2,063
9Marion County, FL78955.8$5.8M+17.3%#141 of 2,063
10Pasco County, FL781697.2$5.2M+19.1%#143 of 2,063
38Bay County, FL569512.1$3.1M+17.2%#791 of 2,063

Other business types in Bay County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many coffee shops and cafes are in Bay County, FL?

Map listings as of September 2026 show 95 coffee shops and cafes in Bay County. 31 of them (33%) are chain locations. The listings count coffee, tea, juice and bubble tea shops, and cafes. Official counts show 40 businesses with payroll classed as snack and nonalcoholic beverage bars in 2023, up 29.0% from 2019. The official count takes in all snack and nonalcoholic beverage bars, not only coffee shops and cafes: bakeries and dessert shops are counted too. Another 13 one-person businesses have no payroll, by official counts.

How much do households in Bay County, FL spend on food away from home?

About $294.1M a year, or $3,733 per household. That is 8% below the U.S. average (an index of 92, where 100 is the U.S. average). Spread across the 95 coffee shops and cafes on map listings, it comes to $3.1M per cafe. That spending covers all food away from home, which coffee shops and cafes share with other businesses in the trade. It is estimated from the incomes of the 78,778 households in Bay County and national spending patterns by income.

How does Bay County, FL compare with the U.S. for coffee shops and cafes?

Bay County has 12.1 coffee shops and cafes per 10,000 households, 10% above the U.S. rate of 11.0. Spending per cafe is $3.1M, 16% below the U.S. figure of $3.7M. At the U.S. ratio of coffee shops and cafes to household spending, Bay County would have about 79, against 95 on map listings. There is one business with payroll in the industry for every 1,969 households, against one for every 1,518 across the U.S. The official count rose 29.0% from 2019 to 2023, against +24.3% for the U.S.

How fast is Bay County, FL growing?

Population estimates put Bay County at 204,479 people in 2025, up 17.2% since 2020, faster than the U.S. (+3.1%). It has 78,778 households. Median household income in Bay County is $73,533, 9% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 35.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Bay County scores 56 for coffee shops and cafes (upper middle), #791 of 2,063 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Bay County. It maps the coffee shops and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for coffee shops and cafes · All 56 business types in Bay County

Screening a site or an acquisition in Bay County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Bay County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.