Groundwork

County profile · Tennessee

Clay County, TN market data

How Clay County compares with other counties for 56 business types: competitors, household spending, official counts and growth.

Population, 2025
7,821
+3.1% since 2020
Households
3,486
Median household income
$39,972
Median home value
$136,400
Jobs located here
1,331
Market scores
Not scored
Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

A site report maps the competitors on map listings around any address in Clay County by name and distance, and the households and spending within reach. Or open the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Clay County has an estimated 7,821 people and 3,486 households. Population estimates put the population change in Clay County from 2020 to 2025 at +3.1%, in step with the U.S. (+3.1%). Median household income in Clay County is $39,972, 50% below the U.S. median of $80,734.

Relative to the U.S., household spending in Clay County runs highest on vehicle insurance (an index of 130, where 100 is the U.S. average) and lowest on memberships, classes and admissions (41).

Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

Against the U.S., map listings per household run highest for grocery and convenience stores (99% above the U.S. rate) and lowest for restaurants and cafes (16% below the U.S. rate).

All 56 business types in Clay County

Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Clay County, TN, listings, listings per 10,000 households, spending per listing and official establishments
Business typeListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Restaurants and cafes3291.8$301K819
Sit-down restaurants2057.4$481K736
Grocery and convenience stores1337.3$1.4M404
Auto repair and car care1131.6$276K1033
Auto repair shops1131.6$276K623
Doctors, dentists and clinics822.9$372K244Under 3
Convenience stores617.2$2.9M37Under 3
Gas stations617.2$1.7M726
Grocery stores514.3$3.5M383
Insurance agencies514.3$1.8M1413
Bakeries and dessert shops38.6$3.2M77Under 3
Clothing and shoe stores38.6$1.7M131Under 3
Clothing, shoes and laundry38.6$1.7M190Under 3
Fast food and sandwich shops38.6$3.2M1053
Gyms38.6$472K36Under 3
Gyms, studios and classes38.6$472K71Under 3
Home repair trades38.6$2.4M1013
Pizza38.6$3.2M633
Real estate38.6Index only324Under 3
Salons, barbers and spas38.6$779K366Under 3
Coffee shops and cafes25.7$4.8MToo fewUnder 3
Funeral homes25.7$277KToo fewUnder 3
Hair salons25.7$1.2MToo fewUnder 3
HVAC and plumbing25.7$3.7MToo few3
Real estate agents and brokers25.7Index onlyToo fewUnder 3
Child care and preschools12.9$926KToo fewUnder 3
Collision repair and body shops12.9$3MToo fewUnder 3
Mortgage brokers and lenders12.9Index onlyToo fewUnder 3
Pet businesses12.9$2.2MToo fewUnder 3
Roofing and gutters12.9$7.3MToo fewUnder 3
Spas and skin care12.9$2.3MToo fewUnder 3
Veterinarians12.9$2.2MToo fewUnder 3
Barbershops00.0None listedNone listedUnder 3
Car washes and detailing00.0None listedNone listedUnder 3
Chiropractors00.0None listedNone listedUnder 3
Dentists and orthodontists00.0None listedNone listedUnder 3
Dry cleaners00.0None listedNone listedUnder 3
Electricians00.0None listedNone listedUnder 3
Home inspectors00.0None listedNone listedUnder 3
House cleaning00.0None listedNone listedUnder 3
Landscaping and lawn care00.0None listedNone listedUnder 3
Laundromats00.0None listedNone listedUnder 3
Lawn, cleaning and pest control00.0None listedNone listedUnder 3
Martial arts and dance studios00.0None listedNone listedUnder 3
Nail salons00.0None listedNone listedUnder 3
Oil change and quick lube00.0None listedNone listedUnder 3
Optometrists and eye care00.0None listedNone listedUnder 3
Pest control00.0None listedNone listedUnder 3
Pet grooming and boarding00.0None listedNone listedUnder 3
Pet stores00.0None listedNone listedUnder 3
Physical therapy00.0None listedNone listedUnder 3
Primary care and pediatrics00.0None listedNone listedUnder 3
Property management00.0None listedNone listedUnder 3
Tire shops00.0None listedNone listedUnder 3
Urgent care and walk-in clinics00.0None listedNone listedUnder 3
Yoga, Pilates and fitness studios00.0None listedNone listedUnder 3

Household spending in Clay County

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Clay County, TN by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$3M$87291
Gasoline and other fuels$10.3M$2,956114
Food away from home$9.6M$2,76268
Groceries$17.6M$5,05180
Personal care products and services$2.3M$67167
Child care and other personal services$926K$26646
Memberships, classes and admissions$1.4M$40741
Medical and dental services$3M$85466
Pets$2.2M$63670
Clothing, shoes and related services$5M$1,43670
Vehicle insurance$8.8M$2,535130
Home repairs, maintenance and insurance$7.3M$2,10570
Lawn care, cleaning and other household services$3.9M$1,12980
Rent and homeowner costs$42.1M$12,09073

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in Clay County

Population, 2025 estimate
7,821+3.1% since 2020
Households
3,486
Median age
46.3
Homes lived in by their owners
74%
Vehicles per household
1.9
Land area
237 sq. mi.
People per square mile
32
Median household income
$39,972
Average household income
$55,360
Median home value
$136,400
Jobs located here
1,331
Daytime population
6,026Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Clay County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Questions

How fast is Clay County, TN growing?

Population estimates put Clay County at 7,821 people in 2025, up 3.1% since 2020, in step with the U.S. (+3.1%). It has 3,486 households.

How much do households in Clay County, TN spend?

Households in Clay County spend about $42.1M a year on rent and homeowner costs, $17.6M on groceries and $10.3M on gasoline and other fuels. Set against the U.S., households in Clay County spend the most on vehicle insurance (an index of 130, where 100 is the U.S. average) and the least on memberships, classes and admissions (41).

Which business types have the highest market scores in Clay County, TN?

The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How does Clay County, TN compare with the U.S.?

The median household income in Clay County is $39,972 a year, 50% below the U.S. median of $80,734. The population rose 3.1% from 2020 to 2025, against +3.1% for the U.S. The median home value is $136,400, against $332,700 for the U.S. For its number of households, Clay County has the most map listings, relative to the U.S., for grocery and convenience stores (99% above the U.S. rate) and the fewest for restaurants and cafes (16% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Markets with fewer than 5 map listings of the type, and counties under 10,000 people, aren’t scored, since a few businesses can swing their figures.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Clay County. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

All markets in Tennessee · Every U.S. market · How we measure

Screening a site or an acquisition in Clay County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.