Groundwork

Real estate · County · Maryland

Real estate businesses in Caroline County, MD

Competitor counts, household spending and official business counts for real estate businesses in Caroline County, MD, set against other counties and the U.S.

Groundwork market score · out of 100

Score 66 out of 100: Upper middle

Ranked #333 of 2,229 scored counties
#1 of 24 scored counties in Maryland

Listings
16
1 chain location (6%)
Official establishments
15
Businesses with payroll, 2023
Household spending a year
$181.2M
On rent and homeowner costs · $14,506 a household
Housing spending per listing (U.S. = 100)
262
2.6 times the U.S.
Listings per 10k households
12.8
67% below the U.S.
Population, 2025
34,116
+2.5% since 2020

See the real estate businesses around any address in Caroline County

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Caroline County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $14,506 per household (13% below the U.S. average), households in Caroline County spend about $181.2M a year on rent and homeowner costs. Housing spending per office is 2.6 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in.

There are 16 real estate businesses on map listings in Caroline County as of September 2026. One of them (6%) is a chain location, against 6% across the U.S. That is 12.8 per 10,000 households, 67% below the U.S. rate of 38.5.

In 2023, official counts showed 15 businesses with payroll in Caroline County classed as real estate agents, property managers, mortgage lenders and inspectors. That is one for every 833 households, against one for every 414 across the U.S. Official counts also show 99 one-person businesses without payroll.

Population estimates show Caroline County grew 2.5% from 2020 to 2025, slower than the U.S. (+3.1%). Caroline County scores 66 (upper middle) on the Groundwork market score for real estate businesses, ranking #333 of 2,229 scored counties and #1 of 24 scored counties in Maryland. That puts it in the top quarter of counties.

How Caroline County compares

The same measures for Maryland and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in Caroline County, MD compared with Maryland and the U.S.
MeasureCaroline CountyMarylandU.S.
Listings per 10k households12.840.438.5
Housing spending per listing (U.S. = 100)262100100
Households per official establishment833454414
Official establishment growth, 2019–2023n/a+9.2%+15.8%
Population growth, 2020–2025+2.5%+1.4%+3.1%
Spending per household on rent and homeowner costs$14,506$17,488$16,661
Median household income$68,457$103,678$80,734
Groundwork market score6644

Official counts and lending

Businesses

Official establishments, 2019 to 2023
10 → 15
Employees, 2023
24
Annual payroll, 2023
$1.1M
One-person businesses, 2023
99Businesses with no payroll
Map listings, September 2026
161 chain location
Listings at the U.S. rate for this spending
42The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Caroline County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Caroline County

Population, 2025 estimate
34,116+2.5% since 2020
Households
12,495
Median age
40.4
Homes lived in by their owners
72%
Vehicles per household
2.0
Land area
319 sq. mi.
People per square mile
105
Median household income
$68,457+16.8% vs. 2015–2019, before inflation
Average household income
$87,383
Median home value
$290,100
Jobs located here
8,855
Daytime population
25,447Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Caroline County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of Caroline County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Real estate across Maryland

Every Maryland market ranked →

The highest-scoring counties in Maryland for real estate businesses, numbered among those based in Maryland, with Caroline County marked.

Top counties in Maryland

Counties in Maryland ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Caroline County, MD661612.8262+2.5%#333 of 2,229
2Somerset County, MD641012.0263+1.7%#398 of 2,229
3Cecil County, MD5610525.9145+3.2%#783 of 2,229
4Allegany County, MD554616.8186−1.6%#818 of 2,229
5Charles County, MD5525041.1104+5.9%#842 of 2,229
6St. Mary’s County, MD5313030.6138+2.4%#936 of 2,229
7Prince George’s County, MD531,00628.9137+0.5%#937 of 2,229
8Dorchester County, MD522820.7158+3.4%#983 of 2,229
9Carroll County, MD5019630.5139+2.2%#1,082 of 2,229
10Frederick County, MD5046744.697+11.0%#1,108 of 2,229

Other business types in Caroline County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in Caroline County, MD?

As of September 2026, map listings count 16 real estate businesses in Caroline County. One of them (6%) is a chain location. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 15 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023. Another 99 one-person businesses have no payroll, by official counts.

How much do households in Caroline County, MD spend on rent and homeowner costs?

About $181.2M a year, or $14,506 per household. That is 13% below the U.S. average (an index of 87, where 100 is the U.S. average). For the 16 real estate businesses on map listings, housing spending per office is 2.6 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in. It is estimated from the incomes of the 12,495 households in Caroline County and national spending patterns by income.

How does Caroline County, MD compare with the U.S. for real estate businesses?

Caroline County has 12.8 real estate businesses per 10,000 households, 67% below the U.S. rate of 38.5. The index of housing spending per office is 262, where 100 is the U.S. At the U.S. ratio of real estate businesses to household spending, Caroline County would have about 42, against 16 on map listings. There is one business with payroll in the industry for every 833 households, against one for every 414 across the U.S.

How fast is Caroline County, MD growing?

Population estimates put Caroline County at 34,116 people in 2025, up 2.5% since 2020, slower than the U.S. (+3.1%). It has 12,495 households. Median household income in Caroline County is $68,457, 15% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 16.8%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Caroline County scores 66 for real estate businesses (upper middle), #333 of 2,229 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Caroline County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in Caroline County

Screening a site or an acquisition in Caroline County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Caroline County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.