Real estate · County · Maryland
Real estate businesses in Frederick County, MD
Competitor counts, household spending and official business counts for real estate businesses in Frederick County, MD, set against other counties and the U.S.
Groundwork market score · out of 100
Score 50 out of 100: Upper middle
Ranked #1,108 of 2,229 scored counties
#10 of 24 scored counties in Maryland
- Listings
- 467
- 30 chain locations (6%)
- Official establishments
- 224
- 0.0% since 2019
- Household spending a year
- $2B
- On rent and homeowner costs · $18,711 a household
- Housing spending per listing (U.S. = 100)
- 97
- 3% below the U.S.
- Listings per 10k households
- 44.6
- 16% above the U.S.
- Population, 2025
- 302,883
- +11.0% since 2020
See the real estate businesses around any address in Frederick County
The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Frederick County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 467 real estate businesses in Frederick County. Chain locations make up 6% of them, against 6% across the U.S. Per 10,000 households, that is 44.6, 16% above the U.S. rate of 38.5.
Households in Frederick County spend about $2B a year on rent and homeowner costs, or $18,711 per household, 12% above the U.S. average. Housing spending per office is 3% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in.
In 2023, official counts showed 224 businesses with payroll in Frederick County classed as real estate agents, property managers, mortgage lenders and inspectors, unchanged from 2019. That is one for every 467 households, against one for every 414 across the U.S. Official counts also show 1,435 one-person businesses without payroll. Since fiscal 2022, 4 SBA-backed loans worth $1.7M have gone to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Frederick County.
Population estimates show Frederick County grew 11.0% from 2020 to 2025, faster than the U.S. (+3.1%). Frederick County scores 50 (upper middle) on the Groundwork market score for real estate businesses, ranking #1,108 of 2,229 scored counties and #10 of 24 scored counties in Maryland.
How Frederick County compares
The same measures for Maryland and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Frederick County | Maryland | U.S. |
|---|---|---|---|
| Listings per 10k households | 44.6 | 40.4 | 38.5 |
| Housing spending per listing (U.S. = 100) | 97 | 100 | 100 |
| Households per official establishment | 467 | 454 | 414 |
| Official establishment growth, 2019–2023 | 0.0% | +9.2% | +15.8% |
| Population growth, 2020–2025 | +11.0% | +1.4% | +3.1% |
| Spending per household on rent and homeowner costs | $18,711 | $17,488 | $16,661 |
| Median household income | $122,002 | $103,678 | $80,734 |
| Groundwork market score | 50 | 44 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 224 → 2240.0% over the period
- Employees, 2023
- 784
- Annual payroll, 2023
- $57M
- One-person businesses, 2023
- 1,435Businesses with no payroll
- Map listings, September 2026
- 46730 chain locations
- Listings at the U.S. rate for this spending
- 452The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 4
- Amount
- $1.7M
SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Frederick County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Frederick County
- Population, 2025 estimate
- 302,883+11.0% since 2020
- Households
- 104,635
- Median age
- 40.3
- Homes lived in by their owners
- 77%
- Vehicles per household
- 2.0
- Land area
- 661 sq. mi.
- People per square mile
- 434
- Median household income
- $122,002+24.8% vs. 2015–2019, before inflation
- Average household income
- $148,311
- Median home value
- $464,600
- Jobs located here
- 108,637
- Daytime population
- 254,360Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Frederick County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.
Or open the report at the center of Frederick County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardReal estate across Maryland
Every Maryland market ranked →The highest-scoring counties in Maryland for real estate businesses, numbered among those based in Maryland, with Frederick County marked.
Top counties in Maryland
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Caroline County, MD | 66 | 16 | 12.8 | 262 | +2.5% | #333 of 2,229 |
| 2Somerset County, MD | 64 | 10 | 12.0 | 263 | +1.7% | #398 of 2,229 |
| 3Cecil County, MD | 56 | 105 | 25.9 | 145 | +3.2% | #783 of 2,229 |
| 4Allegany County, MD | 55 | 46 | 16.8 | 186 | −1.6% | #818 of 2,229 |
| 5Charles County, MD | 55 | 250 | 41.1 | 104 | +5.9% | #842 of 2,229 |
| 6St. Mary’s County, MD | 53 | 130 | 30.6 | 138 | +2.4% | #936 of 2,229 |
| 7Prince George’s County, MD | 53 | 1,006 | 28.9 | 137 | +0.5% | #937 of 2,229 |
| 8Dorchester County, MD | 52 | 28 | 20.7 | 158 | +3.4% | #983 of 2,229 |
| 9Carroll County, MD | 50 | 196 | 30.5 | 139 | +2.2% | #1,082 of 2,229 |
| 10Frederick County, MD | 50 | 467 | 44.6 | 97 | +11.0% | #1,108 of 2,229 |
Other business types in Frederick County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many real estate businesses are in Frederick County, MD?
There are 467 real estate businesses on map listings in Frederick County as of September 2026. 30 of them (6%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 224 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023, unchanged from 2019. Another 1,435 one-person businesses have no payroll, by official counts.
How much do households in Frederick County, MD spend on rent and homeowner costs?
About $2B a year, or $18,711 per household. That is 12% above the U.S. average (an index of 112, where 100 is the U.S. average). For the 467 real estate businesses on map listings, housing spending per office is 3% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in. It is estimated from the incomes of the 104,635 households in Frederick County and national spending patterns by income.
How does Frederick County, MD compare with the U.S. for real estate businesses?
Frederick County has 44.6 real estate businesses per 10,000 households, 16% above the U.S. rate of 38.5. The index of housing spending per office is 97, where 100 is the U.S. At the national ratio of real estate businesses to household spending, Frederick County would have about 452, against 467 on map listings. There is one business with payroll in the industry for every 467 households, against one for every 414 across the U.S. The official count held level from 2019 to 2023, against +15.8% for the U.S.
How fast is Frederick County, MD growing?
Population estimates put Frederick County at 302,883 people in 2025, up 11.0% since 2020, faster than the U.S. (+3.1%). It has 104,635 households. The median household income in Frederick County is $122,002 a year, 51% above the U.S. median of $80,734. That rose 24.8% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Frederick County scores 50 for real estate businesses (upper middle), #1,108 of 2,229 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Frederick County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for real estate businesses · All 56 business types in Frederick County
Screening a site or an acquisition in Frederick County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Frederick County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.