Groundwork

Real estate · County · Pennsylvania

Real estate agents and brokers in Cumberland County, PA

Competitor counts, household spending and official business counts for real estate agents and brokers in Cumberland County, PA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 56 out of 100: Upper middle

Ranked #769 of 2,176 scored counties
#58 of 64 scored counties in Pennsylvania

Listings
353
8 chain locations (2%)
Official establishments
82
−5.7% since 2019
Household spending a year
$2B
On rent and homeowner costs · $18,785 a household
Housing spending per listing (U.S. = 100)
104
4% above the U.S.
Listings per 10k households
33.2
8% above the U.S.
Population, 2025
277,270
+6.5% since 2020

See the real estate agents and brokers around any address in Cumberland County

The site report maps the real estate agents and brokers on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 353 real estate agents and brokers in Cumberland County. Of those, 8 are chain locations, or 2%, against 4% across the U.S. That is 33.2 per 10,000 households, 8% above the U.S. rate of 30.6.

At $18,785 per household (13% above the U.S. average), households in Cumberland County spend about $2B a year on rent and homeowner costs. Housing spending per office is 4% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate agents and brokers take in.

Official counts show 82 businesses with payroll classed as offices of real estate agents and brokers in Cumberland County in 2023, down 5.7% from 2019. That is one for every 1,298 households, against one for every 788 across the U.S.

Population estimates put the population change in Cumberland County from 2020 to 2025 at +6.5%, faster than the U.S. (+3.1%). For real estate agents and brokers, Cumberland County has a Groundwork market score of 56 (upper middle): #769 of 2,176 scored counties and #58 of 64 scored counties in Pennsylvania.

How Cumberland County compares

The same measures for Pennsylvania and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate agents and brokers in Cumberland County, PA compared with Pennsylvania and the U.S.
MeasureCumberland CountyPennsylvaniaU.S.
Listings per 10k households33.220.430.6
Housing spending per listing (U.S. = 100)104162100
Households per official establishment1,2981,706788
Official establishment growth, 2019–2023−5.7%+19.8%+20.1%
Population growth, 2020–2025+6.5%+0.5%+3.1%
Spending per household on rent and homeowner costs$18,785$18,070$16,661
Median household income$87,494$77,971$80,734
Groundwork market score5674

Official counts and lending

Businesses

Official establishments, 2019 to 2023
87 → 82−5.7% over the period
Employees, 2023
234
Annual payroll, 2023
$13.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
3538 chain locations
Listings at the U.S. rate for this spending
367The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as offices of real estate agents and brokers in Cumberland County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Cumberland County

Population, 2025 estimate
277,270+6.5% since 2020
Households
106,427
Median age
41.2
Homes lived in by their owners
71%
Vehicles per household
1.8
Land area
546 sq. mi.
People per square mile
492
Median household income
$87,494+22.8% vs. 2015–2019, before inflation
Average household income
$112,877
Median home value
$277,600
Jobs located here
138,979
Daytime population
287,576Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Cumberland County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate agents and brokers on map listings by name and distance.

Or open the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.

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Real estate agents and brokers across Pennsylvania

Every Pennsylvania market ranked →

The highest-scoring counties in Pennsylvania for real estate agents and brokers, numbered among those based in Pennsylvania, with Cumberland County marked.

Top counties in Pennsylvania

Counties in Pennsylvania ranked for real estate agents and brokers by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Perry County, PA8473.8848+2.1%#8 of 2,176
2Adams County, PA844310.5316+3.6%#10 of 2,176
3Schuylkill County, PA806411.0276+1.5%#23 of 2,176
4Wyoming County, PA7954.6684−0.9%#29 of 2,176
5Indiana County, PA79226.8432−0.3%#34 of 2,176
6Beaver County, PA79588.0393−1.1%#36 of 2,176
7Northumberland County, PA78164.2700−1.8%#43 of 2,176
8Mifflin County, PA78126.54520.0%#46 of 2,176
9Columbia County, PA783613.7219+2.3%#56 of 2,176
10Clinton County, PA771711.0269+1.3%#62 of 2,176
58Cumberland County, PA5635333.2104+6.5%#769 of 2,176

Other business types in Cumberland County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate agents and brokers are in Cumberland County, PA?

There are 353 real estate agents and brokers on map listings in Cumberland County as of September 2026. 8 of them (2%) are chain locations. The listings count real estate agents and brokerages, commercial brokers included. Official counts show 82 businesses with payroll classed as offices of real estate agents and brokers in 2023, down 5.7% from 2019.

How much do households in Cumberland County, PA spend on rent and homeowner costs?

About $2B a year, or $18,785 per household. That is 13% above the U.S. average (an index of 113, where 100 is the U.S. average). For the 353 real estate agents and brokers on map listings, housing spending per office is 4% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate agents and brokers take in. It is estimated from the incomes of the 106,427 households in Cumberland County and national spending patterns by income.

How does Cumberland County, PA compare with the U.S. for real estate agents and brokers?

Cumberland County has 33.2 real estate agents and brokers per 10,000 households, 8% above the U.S. rate of 30.6. The index of housing spending per office is 104, where 100 is the U.S. At the national ratio of real estate agents and brokers to household spending, Cumberland County would have about 367, against 353 on map listings. There is one business with payroll in the industry for every 1,298 households, against one for every 788 across the U.S. The official count fell 5.7% from 2019 to 2023, against +20.1% for the U.S.

How fast is Cumberland County, PA growing?

Population estimates put Cumberland County at 277,270 people in 2025, up 6.5% since 2020, faster than the U.S. (+3.1%). It has 106,427 households. The median household income in Cumberland County is $87,494 a year, 8% above the U.S. median of $80,734. That rose 22.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cumberland County scores 56 for real estate agents and brokers (upper middle), #769 of 2,176 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Cumberland County. It maps the real estate agents and brokers on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate agents and brokers · All 56 business types in Cumberland County

Screening a site or an acquisition in Cumberland County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.