Groundwork

Real estate · Metro area · North Carolina

Mortgage brokers and lenders in the Fayetteville, NC metro area

Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Fayetteville, NC metro area, set against other metro areas and the U.S.

Groundwork market score · out of 100

Score 40 out of 100: Lower middle

Ranked #262 of 373 scored metro areas
#10 of 14 scored metro areas based in North Carolina

Listings
56
19 chain locations (34%)
Official establishments
21
−9.1% since 2019
Household spending a year
$2.1B
On rent and homeowner costs · $13,967 a household
Housing spending per listing (U.S. = 100)
95
5% below the U.S.
Listings per 10k households
3.8
12% below the U.S.
Population, 2025
395,412
+1.6% since 2020

See the mortgage brokers and lenders around any address in the Fayetteville metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Fayetteville metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Fayetteville metro area spend about $2.1B a year on rent and homeowner costs, or $13,967 per household, 16% below the U.S. average. Housing spending per office is 5% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The Fayetteville metro area has 56 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 34% of them, against 21% across the U.S. That comes to 3.8 for every 10,000 households, 12% below the U.S. rate of 4.3.

Official counts show 21 businesses with payroll classed as mortgage brokers and real estate lenders in the Fayetteville metro area in 2023, down 9.1% from 2019. That is one for every 7,096 households, against one for every 4,897 across the U.S.

Population estimates put the population change in the Fayetteville metro area from 2020 to 2025 at +1.6%, slower than the U.S. (+3.1%). The Fayetteville metro area scores 40 (lower middle) on the Groundwork market score for mortgage brokers and lenders, ranking #262 of 373 scored metro areas and #10 of 14 scored metro areas based in North Carolina.

How the Fayetteville metro area compares

The same measures for North Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Fayetteville, NC metro area compared with North Carolina and the U.S.
MeasureFayetteville metro areaNorth CarolinaU.S.
Listings per 10k households3.84.14.3
Housing spending per listing (U.S. = 100)9595100
Households per official establishment7,0965,4694,897
Official establishment growth, 2019–2023−9.1%+19.9%+9.5%
Population growth, 2020–2025+1.6%+7.2%+3.1%
Spending per household on rent and homeowner costs$13,967$15,139$16,661
Median household income$61,763$72,388$80,734
Groundwork market score4047

Official counts and lending

Businesses

Official establishments, 2019 to 2023
21−9.1% over the period
Employees, 2023
95
Annual payroll, 2023
$9.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
5619 chain locations
Listings at the U.S. rate for this spending
53The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Fayetteville metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Fayetteville metro area

Population, 2025 estimate
395,412+1.6% since 2020
Households
149,016
Median age
34.4
Homes lived in by their owners
57%
Vehicles per household
1.8
Land area
1,043 sq. mi.
People per square mile
376
Median household income
$61,763
Average household income
$81,373
Median home value
$202,700
Jobs located here
124,855
Daytime population
386,104Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Fayetteville metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Fayetteville metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across North Carolina

Every North Carolina market ranked →

The highest-scoring metro areas in North Carolina for mortgage brokers and lenders, numbered among those based in North Carolina, with the Fayetteville metro area marked.

Top metro areas in North Carolina

Metro areas in North Carolina ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Winston-Salem, NC77491.7214+5.3%#11 of 373
2Durham-Chapel Hill, NC72662.7157+7.5%#24 of 373
3Burlington, NC64182.6143+8.5%#66 of 373
4Hickory-Lenoir-Morganton, NC59382.5142+3.2%#108 of 373
5Greensboro-High Point, NC54963.0122+4.1%#153 of 373
6Goldsboro, NC52183.894+3.8%#169 of 373
7Jacksonville, NC44293.995+6.0%#230 of 373
8Greenville, NC44304.088+5.4%#233 of 373
9Raleigh-Cary, NC423466.073+12.6%#250 of 373
10Fayetteville, NC40563.895+1.6%#262 of 373

Other business types in the Fayetteville metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Fayetteville, NC metro area?

Map listings as of September 2026 show 56 mortgage brokers and lenders in the Fayetteville metro area. 19 of them (34%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 21 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 9.1% from 2019.

How much do households in the Fayetteville, NC metro area spend on rent and homeowner costs?

About $2.1B a year, or $13,967 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). For the 56 mortgage brokers and lenders on map listings, housing spending per office is 5% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 149,016 households in the Fayetteville metro area and national spending patterns by income.

How does the Fayetteville, NC metro area compare with the U.S. for mortgage brokers and lenders?

The Fayetteville metro area has 3.8 mortgage brokers and lenders per 10,000 households, 12% below the U.S. rate of 4.3. The index of housing spending per office is 95, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Fayetteville metro area would have about 53, against 56 on map listings. There is one business with payroll in the industry for every 7,096 households, against one for every 4,897 across the U.S. The official count fell 9.1% from 2019 to 2023, against +9.5% for the U.S.

How fast is the Fayetteville, NC metro area growing?

Population estimates put the Fayetteville metro area at 395,412 people in 2025, up 1.6% since 2020, slower than the U.S. (+3.1%). It has 149,016 households. Median household income in the Fayetteville metro area is $61,763, 23% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Fayetteville metro area scores 40 for mortgage brokers and lenders (lower middle), #262 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Fayetteville metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Fayetteville metro area

Screening a site or an acquisition in the Fayetteville metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Fayetteville metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.