Groundwork

Real estate · County · Michigan

Mortgage brokers and lenders in Oceana County, MI

How Oceana County, MI compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has none.

Listings
0
None on the map
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$135.5M
On rent and homeowner costs · $13,005 a household
Housing spending per listing (U.S. = 100)
n/a
Listings per 10k households
0.0
Population, 2025
27,177
+1.7% since 2020

See the mortgage brokers and lenders around any address in Oceana County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Oceana County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $13,005 per household (22% below the U.S. average), households in Oceana County spend about $135.5M a year on rent and homeowner costs. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Map listings as of September 2026 show no mortgage brokers and lenders in Oceana County. At the national ratio of mortgage brokers and lenders to household spending, Oceana County would have about 4, against none on map listings.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Oceana County, since they leave out counts under 3.

Between 2020 and 2025, the population of Oceana County grew 1.7%, slower than the U.S. (+3.1%). With no mortgage brokers and lenders on map listings, Oceana County isn’t given a market score for them.

How Oceana County compares

The same measures for Michigan and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Oceana County, MI compared with Michigan and the U.S.
MeasureOceana CountyMichiganU.S.
Listings per 10k households0.03.44.3
Housing spending per listing (U.S. = 100)n/a107100
Households per official establishmentn/a6,2814,897
Official establishment growth, 2019–2023n/a+31.1%+9.5%
Population growth, 2020–2025+1.7%+0.6%+3.1%
Spending per household on rent and homeowner costs$13,005$13,996$16,661
Median household income$62,417$72,875$80,734
Groundwork market scoreNot scored38

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
0
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Oceana County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Oceana County

Population, 2025 estimate
27,177+1.7% since 2020
Households
10,419
Median age
44.4
Homes lived in by their owners
84%
Vehicles per household
2.0
Land area
538 sq. mi.
People per square mile
50
Median household income
$62,417+24.6% vs. 2015–2019, before inflation
Average household income
$82,476
Median home value
$190,100
Jobs located here
5,895
Daytime population
22,540Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Oceana County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Oceana County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Michigan

Every Michigan market ranked →

The highest-scoring counties in Michigan for mortgage brokers and lenders, numbered among those based in Michigan, with Oceana County marked.

Top counties in Michigan

Counties in Michigan ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Monroe County, MI6761.0381+0.7%#142 of 887
2Jackson County, MI62101.6215−0.4%#213 of 887
3Calhoun County, MI5961.1299−0.6%#259 of 887
4St. Clair County, MI58152.2158+0.1%#274 of 887
5Bay County, MI5392.0166−1.6%#371 of 887
6Kalamazoo County, MI53292.7133+0.8%#377 of 887
7Ingham County, MI53342.9118+1.7%#382 of 887
8Berrien County, MI51162.5138−1.3%#414 of 887
9Eaton County, MI50102.2164+0.4%#434 of 887
10Ottawa County, MI49494.488+3.9%#464 of 887
Oceana County, MINot scored00.0n/a+1.7%

Other business types in Oceana County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Oceana County, MI?

There are no mortgage brokers and lenders on map listings in Oceana County as of September 2026. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Oceana County: counts under 3 are left out.

How much do households in Oceana County, MI spend on rent and homeowner costs?

About $135.5M a year, or $13,005 per household. That is 22% below the U.S. average (an index of 78, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 10,419 households in Oceana County and national spending patterns by income.

How does Oceana County, MI compare with the U.S. for mortgage brokers and lenders?

Oceana County has no mortgage brokers and lenders on map listings. At the U.S. ratio of mortgage brokers and lenders to household spending, Oceana County would have about 4, against none on map listings.

How fast is Oceana County, MI growing?

Population estimates put Oceana County at 27,177 people in 2025, up 1.7% since 2020, slower than the U.S. (+3.1%). It has 10,419 households. Median household income in Oceana County is $62,417, 23% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Oceana County has no market score for mortgage brokers and lenders, having none on map listings.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Oceana County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Oceana County

Screening a site or an acquisition in Oceana County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Oceana County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.