Groundwork

Real estate · County · Georgia

Mortgage brokers and lenders in Upson County, GA

The mortgage brokers and lenders in Upson County, GA, the household spending behind them and how the market ranks against other counties.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 3.

Listings
3
3 chain locations (100%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$143.4M
On rent and homeowner costs · $13,538 a household
Housing spending per listing (U.S. = 100)
123
23% above the U.S.
Listings per 10k households
2.8
35% below the U.S.
Population, 2025
28,500
+2.7% since 2020

See the mortgage brokers and lenders around any address in Upson County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Upson County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $13,538 per household (19% below the U.S. average), households in Upson County spend about $143.4M a year on rent and homeowner costs. Housing spending per office is 23% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 3 mortgage brokers and lenders on map listings in Upson County as of September 2026. That is 2.8 per 10,000 households, 35% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Upson County, since they leave out counts under 3.

Population estimates show Upson County grew 2.7% from 2020 to 2025, in step with the U.S. (+3.1%). With 3 mortgage brokers and lenders on map listings, Upson County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Upson County compares

The same measures for Georgia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Upson County, GA compared with Georgia and the U.S.
MeasureUpson CountyGeorgiaU.S.
Listings per 10k households2.83.94.3
Housing spending per listing (U.S. = 100)123102100
Households per official establishmentn/a4,6194,897
Official establishment growth, 2019–2023n/a+8.0%+9.5%
Population growth, 2020–2025+2.7%+5.3%+3.1%
Spending per household on rent and homeowner costs$13,538$15,525$16,661
Median household income$55,429$77,353$80,734
Groundwork market scoreNot scored49

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
33 chain locations
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Upson County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Upson County

Population, 2025 estimate
28,500+2.7% since 2020
Households
10,595
Median age
40.6
Homes lived in by their owners
61%
Vehicles per household
1.9
Land area
324 sq. mi.
People per square mile
87
Median household income
$55,429+47.3% vs. 2015–2019, before inflation
Average household income
$78,039
Median home value
$168,700
Jobs located here
7,450
Daytime population
23,235Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Upson County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Upson County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Georgia

Every Georgia market ranked →

The highest-scoring counties in Georgia for mortgage brokers and lenders, numbered among those based in Georgia, with Upson County marked.

Top counties in Georgia

Counties in Georgia ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Paulding County, GA9050.8510+12.7%#3 of 887
2Bryan County, GA7753.0145+15.6%#55 of 887
3Newton County, GA74102.4157+11.2%#76 of 887
4Cherokee County, GA68313.1147+11.6%#138 of 887
5Spalding County, GA6751.9188+4.9%#145 of 887
6Floyd County, GA6651.4271+2.8%#157 of 887
7Douglas County, GA65132.5159+6.6%#166 of 887
8Gordon County, GA6552.3157+6.9%#167 of 887
9Oconee County, GA6574.7103+6.9%#177 of 887
10Clayton County, GA6480.8464−0.6%#178 of 887
Upson County, GANot scored32.8123+2.7%

Other business types in Upson County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Upson County, GA?

As of September 2026, map listings count 3 mortgage brokers and lenders in Upson County. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Upson County: counts under 3 are left out.

How much do households in Upson County, GA spend on rent and homeowner costs?

About $143.4M a year, or $13,538 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). For the 3 mortgage brokers and lenders on map listings, housing spending per office is 23% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 10,595 households in Upson County and national spending patterns by income.

How does Upson County, GA compare with the U.S. for mortgage brokers and lenders?

Upson County has 2.8 mortgage brokers and lenders per 10,000 households, 35% below the U.S. rate of 4.3. The index of housing spending per office is 123, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Upson County would have about 4, against 3 on map listings.

How fast is Upson County, GA growing?

Population estimates put Upson County at 28,500 people in 2025, up 2.7% since 2020, in step with the U.S. (+3.1%). It has 10,595 households. Median household income in Upson County is $55,429, 31% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 47.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Upson County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 3.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Upson County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Upson County

Screening a site or an acquisition in Upson County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Upson County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.