Groundwork

Auto · County · Oregon

Insurance agencies in Deschutes County, OR

How Deschutes County, OR compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 50 out of 100: Upper middle

Ranked #1,119 of 2,272 scored counties
#15 of 27 scored counties in Oregon

Listings
135
33 chain locations (24%)
Official establishments
90
−9.1% since 2019
Household spending a year
$177.2M
On vehicle insurance · $2,087 a household
Spending per listing
$1.3M
5% above the U.S.
Listings per 10k households
15.9
2% above the U.S.
Population, 2025
213,072
+6.8% since 2020

See the insurance agencies around any address in Deschutes County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Deschutes County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 135 insurance agencies in Deschutes County. Chain locations make up 24% of them, against 21% across the U.S. That comes to 15.9 for every 10,000 households, 2% above the U.S. rate of 15.6.

Households in Deschutes County spend about $177.2M a year on vehicle insurance, or $2,087 per household, 7% above the U.S. average. Spread across 135 insurance agencies, that is $1.3M per agency, 5% above the U.S. figure of $1.3M.

Official counts show 90 businesses with payroll classed as insurance agencies and brokerages in Deschutes County in 2023, down 9.1% from 2019. That is one for every 944 households, against one for every 966 across the U.S. Since fiscal 2022, 6 SBA-backed loans worth $1.1M have gone to businesses classed as insurance agencies and brokerages in Deschutes County.

Population estimates show Deschutes County grew 6.8% from 2020 to 2025, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Deschutes County is 50 (upper middle), #1,119 of 2,272 scored counties and #15 of 27 scored counties in Oregon.

How Deschutes County compares

The same measures for Oregon and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Deschutes County, OR compared with Oregon and the U.S.
MeasureDeschutes CountyOregonU.S.
Listings per 10k households15.914.015.6
Spending per listing$1.3M$1.3M$1.3M
Households per official establishment9441,045966
Official establishment growth, 2019–2023−9.1%−8.8%−1.0%
Population growth, 2020–2025+6.8%+0.7%+3.1%
Spending per household on vehicle insurance$2,087$1,871$1,957
Median household income$92,758$83,011$80,734
Groundwork market score5048

Official counts and lending

Businesses

Official establishments, 2019 to 2023
99 → 90−9.1% over the period
Employees, 2023
316
Annual payroll, 2023
$18.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
13533 chain locations
Listings at the U.S. rate for this spending
141The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
6
Amount
$1.1M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Deschutes County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Deschutes County

Population, 2025 estimate
213,072+6.8% since 2020
Households
84,933
Median age
43.8
Homes lived in by their owners
70%
Vehicles per household
2.1
Land area
3,018 sq. mi.
People per square mile
68
Median household income
$92,758+38.4% vs. 2015–2019, before inflation
Average household income
$126,342
Median home value
$650,900
Jobs located here
90,452
Daytime population
205,098Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Deschutes County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Deschutes County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Oregon

Every Oregon market ranked →

The highest-scoring counties in Oregon for insurance agencies, numbered among those based in Oregon, with Deschutes County marked.

Top counties in Oregon

Counties in Oregon ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Polk County, OR72278.2$2.5M+2.3%#409 of 2,272
2Columbia County, OR672511.9$1.9M+2.6%#562 of 2,272
3Lincoln County, OR64187.8$2.3M+0.3%#649 of 2,272
4Crook County, OR631211.1$2M+10.6%#687 of 2,272
5Linn County, OR626613.0$1.6M+3.0%#730 of 2,272
6Klamath County, OR613411.7$1.7M+0.9%#762 of 2,272
7Coos County, OR58248.4$2.2M−1.5%#829 of 2,272
8Tillamook County, OR58119.2$2M−0.3%#832 of 2,272
9Benton County, OR575113.2$1.4M+4.4%#886 of 2,272
10Douglas County, OR565110.7$1.9M+0.6%#903 of 2,272
15Deschutes County, OR5013515.9$1.3M+6.8%#1,119 of 2,272

Other business types in Deschutes County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Deschutes County, OR?

Deschutes County has 135 insurance agencies on map listings as of September 2026. 33 of them (24%) are chain locations. The listings count insurance agencies. Official counts show 90 businesses with payroll classed as insurance agencies and brokerages in 2023, down 9.1% from 2019.

How much do households in Deschutes County, OR spend on vehicle insurance?

About $177.2M a year, or $2,087 per household. That is 7% above the U.S. average (an index of 107, where 100 is the U.S. average). Spread across the 135 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 84,933 households in Deschutes County and national spending patterns by income.

How does Deschutes County, OR compare with the U.S. for insurance agencies?

Deschutes County has 15.9 insurance agencies per 10,000 households, 2% above the U.S. rate of 15.6. Spending per agency is $1.3M, 5% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Deschutes County would have about 141, against 135 on map listings. There is one business with payroll in the industry for every 944 households, against one for every 966 across the U.S. The official count fell 9.1% from 2019 to 2023, against −1.0% for the U.S.

How fast is Deschutes County, OR growing?

Population estimates put Deschutes County at 213,072 people in 2025, up 6.8% since 2020, faster than the U.S. (+3.1%). It has 84,933 households. The median household income in Deschutes County is $92,758 a year, 15% above the U.S. median of $80,734. That rose 38.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Deschutes County scores 50 for insurance agencies (upper middle), #1,119 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Deschutes County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Deschutes County

Screening a site or an acquisition in Deschutes County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Deschutes County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.