Groundwork

Real estate · County · Oregon

Mortgage brokers and lenders in Deschutes County, OR

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Deschutes County, OR, set against other counties and the U.S.

Groundwork market score · out of 100

Score 35 out of 100: Lower middle

Ranked #718 of 887 scored counties
#16 of 23 scored counties in Oregon

Listings
98
23 chain locations (23%)
Official establishments
48
+23.1% since 2019
Household spending a year
$1.6B
On rent and homeowner costs · $19,232 a household
Housing spending per listing (U.S. = 100)
43
57% below the U.S.
Listings per 10k households
11.5
2.7 times the U.S.
Population, 2025
213,072
+6.8% since 2020

See the mortgage brokers and lenders around any address in Deschutes County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Deschutes County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For mortgage brokers and lenders, Deschutes County has a Groundwork market score of 35 (lower middle): #718 of 887 scored counties and #16 of 23 scored counties in Oregon. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 98 mortgage brokers and lenders in Deschutes County. Of those, 23 are chain locations, or 23%, against 21% across the U.S. Per 10,000 households, that is 11.5, 2.7 times the U.S. rate of 4.3.

Household spending on rent and homeowner costs in Deschutes County comes to about $1.6B a year: $19,232 per household, 15% above the U.S. average. Housing spending per office is 57% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 48 businesses with payroll classed as mortgage brokers and real estate lenders in Deschutes County in 2023, up 23.1% from 2019. That is one for every 1,769 households, against one for every 4,897 across the U.S. Population estimates put the population change in Deschutes County from 2020 to 2025 at +6.8%, faster than the U.S. (+3.1%).

How Deschutes County compares

The same measures for Oregon and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Deschutes County, OR compared with Oregon and the U.S.
MeasureDeschutes CountyOregonU.S.
Listings per 10k households11.56.04.3
Housing spending per listing (U.S. = 100)4378100
Households per official establishment1,7693,4584,897
Official establishment growth, 2019–2023+23.1%+9.7%+9.5%
Population growth, 2020–2025+6.8%+0.7%+3.1%
Spending per household on rent and homeowner costs$19,232$18,335$16,661
Median household income$92,758$83,011$80,734
Groundwork market score3528

Official counts and lending

Businesses

Official establishments, 2019 to 2023
39 → 48+23.1% over the period
Employees, 2023
160
Annual payroll, 2023
$17.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
9823 chain locations
Listings at the U.S. rate for this spending
42The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Deschutes County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Deschutes County

Population, 2025 estimate
213,072+6.8% since 2020
Households
84,933
Median age
43.8
Homes lived in by their owners
70%
Vehicles per household
2.1
Land area
3,018 sq. mi.
People per square mile
68
Median household income
$92,758+38.4% vs. 2015–2019, before inflation
Average household income
$126,342
Median home value
$650,900
Jobs located here
90,452
Daytime population
205,098Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Deschutes County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Deschutes County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Oregon

Every Oregon market ranked →

The highest-scoring counties in Oregon for mortgage brokers and lenders, numbered among those based in Oregon, with Deschutes County marked.

Top counties in Oregon

Counties in Oregon ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Douglas County, OR7281.7246+0.6%#92 of 887
2Polk County, OR6451.5309+2.3%#179 of 887
3Benton County, OR60143.6127+4.4%#248 of 887
4Coos County, OR5772.4171−1.5%#287 of 887
5Columbia County, OR5794.3107+2.6%#302 of 887
6Lincoln County, OR5452.2194+0.3%#340 of 887
7Multnomah County, OR541303.7131−2.6%#348 of 887
8Yamhill County, OR51184.6103+2.2%#426 of 887
9Crook County, OR5054.6100+10.6%#445 of 887
10Linn County, OR49214.1105+3.0%#458 of 887
16Deschutes County, OR359811.543+6.8%#718 of 887

Other business types in Deschutes County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Deschutes County, OR?

There are 98 mortgage brokers and lenders on map listings in Deschutes County as of September 2026. 23 of them (23%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 48 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 23.1% from 2019.

How much do households in Deschutes County, OR spend on rent and homeowner costs?

About $1.6B a year, or $19,232 per household. That is 15% above the U.S. average (an index of 115, where 100 is the U.S. average). For the 98 mortgage brokers and lenders on map listings, housing spending per office is 57% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 84,933 households in Deschutes County and national spending patterns by income.

How does Deschutes County, OR compare with the U.S. for mortgage brokers and lenders?

Deschutes County has 11.5 mortgage brokers and lenders per 10,000 households, 2.7 times the U.S. rate of 4.3. The index of housing spending per office is 43, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Deschutes County would have about 42, against 98 on map listings. There is one business with payroll in the industry for every 1,769 households, against one for every 4,897 across the U.S. The official count rose 23.1% from 2019 to 2023, against +9.5% for the U.S.

How fast is Deschutes County, OR growing?

Population estimates put Deschutes County at 213,072 people in 2025, up 6.8% since 2020, faster than the U.S. (+3.1%). It has 84,933 households. The median household income in Deschutes County is $92,758 a year, 15% above the U.S. median of $80,734. That rose 38.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Deschutes County scores 35 for mortgage brokers and lenders (lower middle), #718 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Deschutes County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Deschutes County

Screening a site or an acquisition in Deschutes County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Deschutes County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.