Auto · County · Oregon
Insurance agencies in Lincoln County, OR
How Lincoln County, OR compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 64 out of 100: Upper middle
Ranked #649 of 2,272 scored counties
#3 of 27 scored counties in Oregon
- Listings
- 18
- 4 chain locations (22%)
- Official establishments
- 12
- Businesses with payroll, 2023
- Household spending a year
- $40.7M
- On vehicle insurance · $1,762 a household
- Spending per listing
- $2.3M
- 80% above the U.S.
- Listings per 10k households
- 7.8
- 50% below the U.S.
- Population, 2025
- 50,636
- +0.3% since 2020
See the insurance agencies around any address in Lincoln County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lincoln County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Lincoln County spend about $40.7M a year on vehicle insurance, or $1,762 per household, 10% below the U.S. average. Spread across 18 insurance agencies, that is $2.3M per agency, 80% above the U.S. figure of $1.3M.
Lincoln County has 18 insurance agencies on map listings as of September 2026. 4 of them (22%) are chain locations, against 21% across the U.S. That is 7.8 per 10,000 households, 50% below the U.S. rate of 15.6.
Official counts show 12 businesses with payroll classed as insurance agencies and brokerages in Lincoln County in 2023. That is one for every 1,926 households, against one for every 966 across the U.S.
Between 2020 and 2025, the population of Lincoln County grew 0.3%, slower than the U.S. (+3.1%). For insurance agencies, Lincoln County has a Groundwork market score of 64 (upper middle): #649 of 2,272 scored counties and #3 of 27 scored counties in Oregon.
How Lincoln County compares
The same measures for Oregon and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Lincoln County | Oregon | U.S. |
|---|---|---|---|
| Listings per 10k households | 7.8 | 14.0 | 15.6 |
| Spending per listing | $2.3M | $1.3M | $1.3M |
| Households per official establishment | 1,926 | 1,045 | 966 |
| Official establishment growth, 2019–2023 | n/a | −8.8% | −1.0% |
| Population growth, 2020–2025 | +0.3% | +0.7% | +3.1% |
| Spending per household on vehicle insurance | $1,762 | $1,871 | $1,957 |
| Median household income | $63,165 | $83,011 | $80,734 |
| Groundwork market score | 64 | 48 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 14 → 12
- Employees, 2023
- 27
- Annual payroll, 2023
- $1.3M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 184 chain locations
- Listings at the U.S. rate for this spending
- 32The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Lincoln County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Lincoln County
- Population, 2025 estimate
- 50,636+0.3% since 2020
- Households
- 23,115
- Median age
- 51.6
- Homes lived in by their owners
- 72%
- Vehicles per household
- 1.8
- Land area
- 981 sq. mi.
- People per square mile
- 52
- Median household income
- $63,165+31.9% vs. 2015–2019, before inflation
- Average household income
- $86,183
- Median home value
- $410,800
- Jobs located here
- 16,986
- Daytime population
- 46,905Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Lincoln County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Lincoln County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Oregon
Every Oregon market ranked →The highest-scoring counties in Oregon for insurance agencies, numbered among those based in Oregon, with Lincoln County marked.
Top counties in Oregon
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Polk County, OR | 72 | 27 | 8.2 | $2.5M | +2.3% | #409 of 2,272 |
| 2Columbia County, OR | 67 | 25 | 11.9 | $1.9M | +2.6% | #562 of 2,272 |
| 3Lincoln County, OR | 64 | 18 | 7.8 | $2.3M | +0.3% | #649 of 2,272 |
| 4Crook County, OR | 63 | 12 | 11.1 | $2M | +10.6% | #687 of 2,272 |
| 5Linn County, OR | 62 | 66 | 13.0 | $1.6M | +3.0% | #730 of 2,272 |
| 6Klamath County, OR | 61 | 34 | 11.7 | $1.7M | +0.9% | #762 of 2,272 |
| 7Coos County, OR | 58 | 24 | 8.4 | $2.2M | −1.5% | #829 of 2,272 |
| 8Tillamook County, OR | 58 | 11 | 9.2 | $2M | −0.3% | #832 of 2,272 |
| 9Benton County, OR | 57 | 51 | 13.2 | $1.4M | +4.4% | #886 of 2,272 |
| 10Douglas County, OR | 56 | 51 | 10.7 | $1.9M | +0.6% | #903 of 2,272 |
Other business types in Lincoln County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Lincoln County, OR?
Map listings as of September 2026 show 18 insurance agencies in Lincoln County. 4 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 12 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Lincoln County, OR spend on vehicle insurance?
About $40.7M a year, or $1,762 per household. That is 10% below the U.S. average (an index of 90, where 100 is the U.S. average). Spread across the 18 insurance agencies on map listings, it comes to $2.3M per agency. It is estimated from the incomes of the 23,115 households in Lincoln County and national spending patterns by income.
How does Lincoln County, OR compare with the U.S. for insurance agencies?
Lincoln County has 7.8 insurance agencies per 10,000 households, 50% below the U.S. rate of 15.6. Spending per agency is $2.3M, 80% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Lincoln County would have about 32, against 18 on map listings. There is one business with payroll in the industry for every 1,926 households, against one for every 966 across the U.S.
How fast is Lincoln County, OR growing?
Population estimates put Lincoln County at 50,636 people in 2025, up 0.3% since 2020, slower than the U.S. (+3.1%). It has 23,115 households. Median household income in Lincoln County is $63,165, 22% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 31.9%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lincoln County scores 64 for insurance agencies (upper middle), #649 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Lincoln County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Lincoln County
Screening a site or an acquisition in Lincoln County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Lincoln County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.