Groundwork

Auto · County · Minnesota

Insurance agencies in Rock County, MN

Competitor counts, household spending and official business counts for insurance agencies in Rock County, MN, set against other counties and the U.S.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
8
0 chain locations (0%)
Official establishments
7
Businesses with payroll, 2023
Household spending a year
$7.8M
On vehicle insurance · $1,921 a household
Spending per listing
$969K
23% below the U.S.
Listings per 10k households
19.8
27% above the U.S.
Population, 2025
9,524
−1.7% since 2020

See the insurance agencies around any address in Rock County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Rock County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Rock County spend about $7.8M a year on vehicle insurance, or $1,921 per household, 2% below the U.S. average. Spread across 8 insurance agencies, that is $969K per agency, 23% below the U.S. figure of $1.3M.

There are 8 insurance agencies on map listings in Rock County as of September 2026. None of them are chain locations, against 21% across the U.S. That comes to 19.8 for every 10,000 households, 27% above the U.S. rate of 15.6.

Official counts show 7 businesses with payroll classed as insurance agencies and brokerages in Rock County in 2023. That is one for every 576 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Rock County declined 1.7%, against +3.1% for the U.S. Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Rock County compares

The same measures for Minnesota and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Rock County, MN compared with Minnesota and the U.S.
MeasureRock CountyMinnesotaU.S.
Listings per 10k households19.817.315.6
Spending per listing$969K$951K$1.3M
Households per official establishment576737966
Official establishment growth, 2019–2023n/a−2.3%−1.0%
Population growth, 2020–2025−1.7%+2.1%+3.1%
Spending per household on vehicle insurance$1,921$1,649$1,957
Median household income$71,295$89,062$80,734
Groundwork market scoreNot scored22

Official counts and lending

Businesses

Official establishments, 2019 to 2023
7 → 7
Employees, 2023
28
Annual payroll, 2023
$2.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
80 chain locations
Listings at the U.S. rate for this spending
6The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Rock County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Rock County

Population, 2025 estimate
9,524−1.7% since 2020
Households
4,035
Median age
41.9
Homes lived in by their owners
77%
Vehicles per household
2.2
Land area
483 sq. mi.
People per square mile
20
Median household income
$71,295
Average household income
$91,311
Median home value
$224,300
Jobs located here
3,938
Daytime population
8,459Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Rock County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Rock County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Minnesota

Every Minnesota market ranked →

The highest-scoring counties in Minnesota for insurance agencies, numbered among those based in Minnesota, with Rock County marked.

Top counties in Minnesota

Counties in Minnesota ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Cass County, MN7553.9$4.7M+4.2%#326 of 2,272
2Isanti County, MN701811.0$1.8M+7.3%#479 of 2,272
3Pine County, MN69129.7$2M+5.5%#504 of 2,272
4Kanabec County, MN65812.2$1.7M+3.6%#630 of 2,272
5Chisago County, MN62209.4$2.1M+4.3%#719 of 2,272
6Aitkin County, MN6168.3$2.1M+3.5%#748 of 2,272
7Sherburne County, MN593610.1$1.9M+6.8%#801 of 2,272
8Mille Lacs County, MN561312.2$1.6M+4.8%#917 of 2,272
9Dodge County, MN501012.4$1.6M+2.3%#1,107 of 2,272
10Wright County, MN488115.0$1.3M+11.1%#1,196 of 2,272
Rock County, MNNot scored819.8$969K−1.7%

Other business types in Rock County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Rock County, MN?

As of September 2026, map listings count 8 insurance agencies in Rock County. None of them are chain locations. The listings count insurance agencies. Official counts show 7 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Rock County, MN spend on vehicle insurance?

About $7.8M a year, or $1,921 per household. That is 2% below the U.S. average (an index of 98, where 100 is the U.S. average). Spread across the 8 insurance agencies on map listings, it comes to $969K per agency. It is estimated from the incomes of the 4,035 households in Rock County and national spending patterns by income.

How does Rock County, MN compare with the U.S. for insurance agencies?

Rock County has 19.8 insurance agencies per 10,000 households, 27% above the U.S. rate of 15.6. Spending per agency is $969K, 23% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Rock County would have about 6, against 8 on map listings. There is one business with payroll in the industry for every 576 households, against one for every 966 across the U.S.

How fast is Rock County, MN growing?

Population estimates put Rock County at 9,524 people in 2025, down 1.7% since 2020, against +3.1% for the U.S. It has 4,035 households. Median household income in Rock County is $71,295, 12% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Rock County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Rock County

Screening a site or an acquisition in Rock County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Rock County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.