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Insurance agencies in Macomb County, MI

Competitor counts, household spending and official business counts for insurance agencies in Macomb County, MI, set against other counties and the U.S.

Groundwork market score · out of 100

Score 36 out of 100: Lower middle

Ranked #1,611 of 2,272 scored counties
#47 of 73 scored counties in Michigan

Listings
484
107 chain locations (22%)
Official establishments
290
−2.4% since 2019
Household spending a year
$557.9M
On vehicle insurance · $1,556 a household
Spending per listing
$1.2M
8% below the U.S.
Listings per 10k households
13.5
13% below the U.S.
Population, 2025
886,221
+0.7% since 2020

See the insurance agencies around any address in Macomb County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Macomb County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Macomb County spend about $557.9M a year on vehicle insurance, or $1,556 per household, 21% below the U.S. average. That is about $1.2M of household spending for each agency on map listings, 8% below the U.S. figure of $1.3M.

Macomb County has 484 insurance agencies on map listings as of September 2026. Of those, 107 are chain locations, or 22%, against 21% across the U.S. That is 13.5 per 10,000 households, 13% below the U.S. rate of 15.6.

Official counts show 290 businesses with payroll classed as insurance agencies and brokerages in Macomb County in 2023, down 2.4% from 2019. That is one for every 1,237 households, against one for every 966 across the U.S. Since fiscal 2022, 10 SBA-backed loans worth $7.5M have gone to businesses classed as insurance agencies and brokerages in Macomb County.

Population estimates show Macomb County grew 0.7% from 2020 to 2025, slower than the U.S. (+3.1%). For insurance agencies, Macomb County has a Groundwork market score of 36 (lower middle): #1,611 of 2,272 scored counties and #47 of 73 scored counties in Michigan.

How Macomb County compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Macomb County, MI compared with Michigan and the U.S.
MeasureMacomb CountyMichiganU.S.
Listings per 10k households13.513.515.6
Spending per listing$1.2M$1.2M$1.3M
Households per official establishment1,2371,108966
Official establishment growth, 2019–2023−2.4%−3.9%−1.0%
Population growth, 2020–2025+0.7%+0.6%+3.1%
Spending per household on vehicle insurance$1,556$1,558$1,957
Median household income$77,837$72,875$80,734
Groundwork market score3633

Official counts and lending

Businesses

Official establishments, 2019 to 2023
297 → 290−2.4% over the period
Employees, 2023
1,453
Annual payroll, 2023
$103.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
484107 chain locations
Listings at the U.S. rate for this spending
444The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
10
Amount
$7.5M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Macomb County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Macomb County

Population, 2025 estimate
886,221+0.7% since 2020
Households
358,668
Median age
42.0
Homes lived in by their owners
75%
Vehicles per household
1.7
Land area
479 sq. mi.
People per square mile
1,835
Median household income
$77,837+23.8% vs. 2015–2019, before inflation
Average household income
$98,852
Median home value
$243,900
Jobs located here
329,207
Daytime population
825,351Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Macomb County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Macomb County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Michigan

Every Michigan market ranked →

The highest-scoring counties in Michigan for insurance agencies, numbered among those based in Michigan, with Macomb County marked.

Top counties in Michigan

Counties in Michigan ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Oceana County, MI7365.8$3.1M+1.7%#374 of 2,272
2Antrim County, MI6998.1$2.1M+5.3%#498 of 2,272
3Manistee County, MI6865.7$3M+2.3%#516 of 2,272
4Kalkaska County, MI6756.4$2.7M+4.3%#541 of 2,272
5Gladwin County, MI6787.1$2.3M+2.8%#553 of 2,272
6Allegan County, MI63429.2$2M+2.1%#686 of 2,272
7Newaygo County, MI632010.2$1.7M+3.1%#699 of 2,272
8Barry County, MI61249.8$1.9M+2.2%#755 of 2,272
9Missaukee County, MI6058.5$2M+1.4%#774 of 2,272
10Cass County, MI58188.5$2.1M+0.2%#831 of 2,272
47Macomb County, MI3648413.5$1.2M+0.7%#1,611 of 2,272

Other business types in Macomb County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Macomb County, MI?

Map listings as of September 2026 show 484 insurance agencies in Macomb County. 107 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 290 businesses with payroll classed as insurance agencies and brokerages in 2023, down 2.4% from 2019.

How much do households in Macomb County, MI spend on vehicle insurance?

About $557.9M a year, or $1,556 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). Spread across the 484 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 358,668 households in Macomb County and national spending patterns by income.

How does Macomb County, MI compare with the U.S. for insurance agencies?

Macomb County has 13.5 insurance agencies per 10,000 households, 13% below the U.S. rate of 15.6. Spending per agency is $1.2M, 8% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Macomb County would have about 444, against 484 on map listings. There is one business with payroll in the industry for every 1,237 households, against one for every 966 across the U.S. The official count fell 2.4% from 2019 to 2023, against −1.0% for the U.S.

How fast is Macomb County, MI growing?

Population estimates put Macomb County at 886,221 people in 2025, up 0.7% since 2020, slower than the U.S. (+3.1%). It has 358,668 households. Median household income in Macomb County is $77,837, 4% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.8%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Macomb County scores 36 for insurance agencies (lower middle), #1,611 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Macomb County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Macomb County

Screening a site or an acquisition in Macomb County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Macomb County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.