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Insurance agencies in Wicomico County, MD

The insurance agencies in Wicomico County, MD, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 62 out of 100: Upper middle

Ranked #733 of 2,272 scored counties
#18 of 24 scored counties in Maryland

Listings
67
19 chain locations (28%)
Official establishments
35
−5.4% since 2019
Household spending a year
$104.3M
On vehicle insurance · $2,577 a household
Spending per listing
$1.6M
24% above the U.S.
Listings per 10k households
16.6
6% above the U.S.
Population, 2025
106,899
+3.2% since 2020

See the insurance agencies around any address in Wicomico County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Wicomico County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 67 insurance agencies in Wicomico County. Of those, 19 are chain locations, or 28%, against 21% across the U.S. That comes to 16.6 for every 10,000 households, 6% above the U.S. rate of 15.6.

Households in Wicomico County spend about $104.3M a year on vehicle insurance, or $2,577 per household, 32% above the U.S. average. That is about $1.6M of household spending for each agency on map listings, 24% above the U.S. figure of $1.3M.

Official counts show 35 businesses with payroll classed as insurance agencies and brokerages in Wicomico County in 2023, down 5.4% from 2019. That is one for every 1,156 households, against one for every 966 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $413K have gone to businesses classed as insurance agencies and brokerages in Wicomico County.

Between 2020 and 2025, the population of Wicomico County grew 3.2%, in step with the U.S. (+3.1%). The Groundwork market score for insurance agencies in Wicomico County is 62 (upper middle), #733 of 2,272 scored counties and #18 of 24 scored counties in Maryland.

How Wicomico County compares

The same measures for Maryland and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Wicomico County, MD compared with Maryland and the U.S.
MeasureWicomico CountyMarylandU.S.
Listings per 10k households16.612.315.6
Spending per listing$1.6M$1.9M$1.3M
Households per official establishment1,1561,274966
Official establishment growth, 2019–2023−5.4%−6.8%−1.0%
Population growth, 2020–2025+3.2%+1.4%+3.1%
Spending per household on vehicle insurance$2,577$2,340$1,957
Median household income$76,210$103,678$80,734
Groundwork market score6273

Official counts and lending

Businesses

Official establishments, 2019 to 2023
37 → 35−5.4% over the period
Employees, 2023
292
Annual payroll, 2023
$19.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
6719 chain locations
Listings at the U.S. rate for this spending
83The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$413K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Wicomico County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Wicomico County

Population, 2025 estimate
106,899+3.2% since 2020
Households
40,470
Median age
37.2
Homes lived in by their owners
62%
Vehicles per household
1.9
Land area
374 sq. mi.
People per square mile
280
Median household income
$76,210+33.8% vs. 2015–2019, before inflation
Average household income
$99,023
Median home value
$254,700
Jobs located here
43,883
Daytime population
101,796Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Wicomico County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Wicomico County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Maryland

Every Maryland market ranked →

The highest-scoring counties in Maryland for insurance agencies, numbered among those based in Maryland, with Wicomico County marked.

Top counties in Maryland

Counties in Maryland ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Queen Anne’s County, MD92168.0$3.6M+8.8%#30 of 2,272
2Charles County, MD88599.7$2.9M+5.9%#83 of 2,272
3St. Mary’s County, MD87348.0$3.5M+2.4%#98 of 2,272
4Calvert County, MD85298.7$3.6M+1.7%#124 of 2,272
5Cecil County, MD85389.4$2.9M+3.2%#126 of 2,272
6Caroline County, MD82118.8$3.1M+2.5%#178 of 2,272
7Frederick County, MD8013512.9$2.1M+11.0%#229 of 2,272
8Somerset County, MD7667.2$3.4M+1.7%#304 of 2,272
9Worcester County, MD742510.4$2.4M+3.7%#354 of 2,272
10Prince George’s County, MD723279.4$2.4M+0.5%#410 of 2,272
18Wicomico County, MD626716.6$1.6M+3.2%#733 of 2,272

Other business types in Wicomico County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Wicomico County, MD?

Wicomico County has 67 insurance agencies on map listings as of September 2026. 19 of them (28%) are chain locations. The listings count insurance agencies. Official counts show 35 businesses with payroll classed as insurance agencies and brokerages in 2023, down 5.4% from 2019.

How much do households in Wicomico County, MD spend on vehicle insurance?

About $104.3M a year, or $2,577 per household. That is 32% above the U.S. average (an index of 132, where 100 is the U.S. average). Spread across the 67 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 40,470 households in Wicomico County and national spending patterns by income.

How does Wicomico County, MD compare with the U.S. for insurance agencies?

Wicomico County has 16.6 insurance agencies per 10,000 households, 6% above the U.S. rate of 15.6. Spending per agency is $1.6M, 24% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Wicomico County would have about 83, against 67 on map listings. There is one business with payroll in the industry for every 1,156 households, against one for every 966 across the U.S. The official count fell 5.4% from 2019 to 2023, against −1.0% for the U.S.

How fast is Wicomico County, MD growing?

Population estimates put Wicomico County at 106,899 people in 2025, up 3.2% since 2020, in step with the U.S. (+3.1%). It has 40,470 households. The median household income in Wicomico County is $76,210 a year, 6% below the U.S. median of $80,734. That rose 33.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Wicomico County scores 62 for insurance agencies (upper middle), #733 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Wicomico County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Wicomico County

Screening a site or an acquisition in Wicomico County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Wicomico County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.