Groundwork

County profile · California

Santa Cruz County, CA market data

Population, household spending and competition for 56 business types in Santa Cruz County, each scored against other counties.

Population, 2025
258,852
−4.7% since 2020
Households
96,898
Median household income
$111,093
+35.1% vs. 2015–2019, before inflation
Median home value
$1,027,500
Jobs located here
95,587
Highest market score
77
Car washes and detailing, #86 of 1,451 scored counties

A site report maps the competitors on map listings around any address in Santa Cruz County by name and distance, and the households and spending within reach. Or open the report at the center of Santa Cruz County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

An estimated 258,852 people live in Santa Cruz County, in 96,898 households. Between 2020 and 2025, the population of Santa Cruz County declined 4.7%, against +3.1% for the U.S. The median household income in Santa Cruz County is $111,093 a year, 38% above the U.S. median of $80,734. That rose 35.1% from the 2015–2019 survey, before inflation.

Set against the U.S., households in Santa Cruz County spend the most on child care and other personal services (an index of 170, where 100 is the U.S. average) and the least on vehicle insurance (105, still above the U.S.).

The highest Groundwork market scores in Santa Cruz County are for car washes and detailers (77), barbershops (71) and funeral homes (71). Santa Cruz County ranks #86 of 1,451 scored counties for car washes and detailers.

Santa Cruz County is part of the Santa Cruz-Watsonville metro area. For its number of households, Santa Cruz County has the most map listings, relative to the U.S., for yoga, Pilates and fitness studios (2.3 times the U.S. rate) and the fewest for car washes and detailers (61% below the U.S. rate).

All 56 business types in Santa Cruz County

Highest Groundwork market score first. Each score compares Santa Cruz County with other counties for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Santa Cruz County, CA, highest Groundwork market score first, with its rank among counties, listings, listings per 10,000 households, spending per listing and official establishments
Business typeScoreRank among countiesListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Car washes and detailing77#86 of 1,451151.5$7.9M31510
Barbershops71#195 of 1,356262.7$4.5M2405
Funeral homes71#210 of 1,472121.2$1.3M1906
Tire shops70#260 of 1,530272.8$4.4M17614
Convenience stores70#420 of 2,261606.2$11M13920
Pest control69#106 of 699111.1$13.9M1367
Gas stations69#421 of 2,358737.5$3.9M16451
Urgent care and walk-in clinics66#59 of 32550.5$30M1225
Pet grooming and boarding64#373 of 1,461363.7$3.3M13021
Roofing and gutters62#316 of 1,177192.0$17.5M20724
Auto repair and car care62#646 of 2,40129930.9$399K148149
Nail salons61#358 of 1,328353.6$3.4M20124
Optometrists and eye care58#462 of 1,302394.0$3.8M12319
Pizza58#703 of 2,090707.2$6.7M132206
Auto repair shops58#794 of 2,37820220.8$590K133116
Fast food and sandwich shops57#845 of 2,22211411.8$4.1M135206
Pet stores56#375 of 974212.2$5.7M12511
Electricians54#494 of 1,160212.2$15.9M13295
Pet businesses54#889 of 2,20012212.6$976K11173
Hair salons54#957 of 2,33923724.5$497K11552
Collision repair and body shops53#584 of 1,327333.4$3.6M11732
Child care and preschools53#735 of 1,611687.0$1.4M140131
Home repair trades53#874 of 2,05710610.9$3.1M129222
Dry cleaners52#238 of 507101.0$21.5M13712
HVAC and plumbing51#808 of 1,707666.8$5.1M106103
Gyms51#863 of 1,79210110.4$1.5M11850
Primary care and pediatrics50#825 of 1,656636.5$2.4M134190
Grocery and convenience stores50#1,194 of 2,40219420.0$3.4M10088
Landscaping and lawn care47#778 of 1,493535.5$2.9M99140
Physical therapy47#791 of 1,422575.9$2.6M10948
Salons, barbers and spas47#1,322 of 2,38543745.1$269K127107
Veterinarians43#910 of 1,485555.7$2.2M8041
Insurance agencies43#1,357 of 2,27214314.8$1.4M11176
Spas and skin care41#1,217 of 1,76913313.7$885K10124
Grocery stores41#1,317 of 2,070777.9$8.5M9268
Lawn, cleaning and pest control40#1,254 of 1,77110010.3$1.5M91214
Gyms, studios and classes40#1,479 of 2,08823724.5$653K99110
Sit-down restaurants40#1,620 of 2,40565767.8$715K108235
Property management39#635 of 910424.3Index only8774
Martial arts and dance studios39#960 of 1,334848.7$1.8M9160
Restaurants and cafes37#1,733 of 2,4051,291133.2$364K98553
Mortgage brokers and lenders36#694 of 887646.6Index only8124
Clothing and shoe stores36#1,532 of 2,08717918.5$1.2M9495
Yoga, Pilates and fitness studios33#653 of 777525.4$3M7350
Chiropractors33#1,212 of 1,49010210.5$1.5M6140
Clothing, shoes and laundry32#1,795 of 2,21027027.9$796K90122
Real estate agents and brokers32#1,967 of 2,17638940.1Index only96140
House cleaning31#742 of 847363.7$4.3M6767
Dentists and orthodontists31#1,608 of 1,88615315.8$979K100134
Bakeries and dessert shops30#1,615 of 1,88913513.9$3.5M84124
Real estate30#2,070 of 2,22949751.3Index only94267
Coffee shops and cafes28#1,816 of 2,06317117.6$2.7M74110
Doctors, dentists and clinics28#2,150 of 2,3941,105114.0$136K89436
Laundromats24#677 of 785303.1$7.2M5715
Oil change and quick lubeNot scoredNot scored40.4$29.8M2173
Home inspectorsNot scoredNot scored20.2Index onlyToo few5

Household spending in Santa Cruz County

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Santa Cruz County, CA by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$119.2M$1,230128
Gasoline and other fuels$286.1M$2,952114
Food away from home$469.6M$4,847119
Groceries$657.5M$6,785107
Personal care products and services$117.8M$1,215121
Child care and other personal services$95.6M$986170
Memberships, classes and admissions$154.7M$1,596162
Medical and dental services$149.8M$1,546120
Pets$119.1M$1,229135
Clothing, shoes and related services$214.9M$2,217108
Vehicle insurance$199.9M$2,063105
Home repairs, maintenance and insurance$333.4M$3,441114
Lawn care, cleaning and other household services$153.2M$1,581112
Rent and homeowner costs$2B$20,961126

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in Santa Cruz County

Population, 2025 estimate
258,852−4.7% since 2020
Households
96,898
Median age
40.6
Homes lived in by their owners
60%
Vehicles per household
2.1
Land area
445 sq. mi.
People per square mile
595
Median household income
$111,093+35.1% vs. 2015–2019, before inflation
Average household income
$156,435
Median home value
$1,027,500
Jobs located here
95,587
Daytime population
247,989Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Santa Cruz County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of Santa Cruz County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Santa Cruz County is part of the Santa Cruz-Watsonville, CA metro area.

Questions

How fast is Santa Cruz County, CA growing?

Population estimates put Santa Cruz County at 258,852 people in 2025, down 4.7% since 2020, against +3.1% for the U.S. It has 96,898 households. Against the 2015–2019 survey, median household income rose 35.1%, before inflation.

How much do households in Santa Cruz County, CA spend?

Households in Santa Cruz County spend about $2B a year on rent and homeowner costs, $657.5M on groceries and $469.6M on food away from home. Relative to the U.S., household spending in Santa Cruz County runs highest on child care and other personal services (an index of 170, where 100 is the U.S. average) and lowest on vehicle insurance (105, still above the U.S.).

Which business types have the highest market scores in Santa Cruz County, CA?

Of the business types scored in Santa Cruz County, car washes and detailers (77), barbershops (71) and funeral homes (71) have the highest Groundwork market scores. For car washes and detailers, that ranks #86 of 1,451 scored counties.

How does Santa Cruz County, CA compare with the U.S.?

Median household income in Santa Cruz County is $111,093, 38% above the U.S. median of $80,734. The population fell 4.7% from 2020 to 2025, against +3.1% for the U.S. The median home value is $1,027,500, against $332,700 for the U.S. Against the U.S., map listings per household run highest for yoga, Pilates and fitness studios (2.3 times the U.S. rate) and lowest for car washes and detailers (61% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 54 of the 56 business types have a score in Santa Cruz County, each ranked against other counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Santa Cruz County. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

All markets in California · Every U.S. market · How we measure

Screening a site or an acquisition in Santa Cruz County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Santa Cruz County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.