Groundwork

Food and drink · County · California

Sit-down restaurants in Santa Cruz County, CA

Competitor counts, household spending and official business counts for sit-down restaurants in Santa Cruz County, CA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 40 out of 100: Lower middle

Ranked #1,620 of 2,405 scored counties
#34 of 55 scored counties in California

Listings
657
129 chain locations (20%)
Official establishments
235
−8.9% since 2019
Household spending a year
$469.6M
On food away from home · $4,847 a household
Spending per listing
$715K
8% above the U.S.
Listings per 10k households
67.8
11% above the U.S.
Population, 2025
258,852
−4.7% since 2020

See the sit-down restaurants around any address in Santa Cruz County

The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Santa Cruz County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 657 sit-down restaurants in Santa Cruz County. 129 of them (20%) are chain locations, against 29% across the U.S. That is 67.8 per 10,000 households, 11% above the U.S. rate of 61.3.

Households in Santa Cruz County spend about $469.6M a year on food away from home, or $4,847 per household, 19% above the U.S. average. That is about $715K of household spending for each restaurant on map listings, 8% above the U.S. figure of $664K. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade.

The official count of businesses with payroll classed as full-service restaurants in Santa Cruz County was 235 in 2023, down 8.9% from 2019. That is one for every 412 households, against one for every 500 across the U.S. Another 29 one-person businesses have no payroll, by official counts. Since fiscal 2022, 9 SBA-backed loans worth $4M have gone to businesses classed as full-service restaurants in Santa Cruz County.

Between 2020 and 2025, the population of Santa Cruz County declined 4.7%, against +3.1% for the U.S. For sit-down restaurants, Santa Cruz County has a Groundwork market score of 40 (lower middle): #1,620 of 2,405 scored counties and #34 of 55 scored counties in California.

How Santa Cruz County compares

The same measures for California and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Sit-down restaurants in Santa Cruz County, CA compared with California and the U.S.
MeasureSanta Cruz CountyCaliforniaU.S.
Listings per 10k households67.873.961.3
Spending per listing$715K$617K$664K
Households per official establishment412432500
Official establishment growth, 2019–2023−8.9%−1.9%+1.5%
Population growth, 2020–2025−4.7%−0.4%+3.1%
Spending per household on food away from home$4,847$4,559$4,070
Median household income$111,093$99,122$80,734
Groundwork market score4034

Official counts and lending

Businesses

Official establishments, 2019 to 2023
258 → 235−8.9% over the period
Employees, 2023
4,675
Annual payroll, 2023
$143M
One-person businesses, 2023
29Businesses with no payroll
Map listings, September 2026
657129 chain locations
Listings at the U.S. rate for this spending
708The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
9
Amount
$4M

SBA-backed loans to businesses classed as full-service restaurants in Santa Cruz County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Santa Cruz County

Population, 2025 estimate
258,852−4.7% since 2020
Households
96,898
Median age
40.6
Homes lived in by their owners
60%
Vehicles per household
2.1
Land area
445 sq. mi.
People per square mile
595
Median household income
$111,093+35.1% vs. 2015–2019, before inflation
Average household income
$156,435
Median home value
$1,027,500
Jobs located here
95,587
Daytime population
247,989Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Santa Cruz County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.

Or open the report at the center of Santa Cruz County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Sit-down restaurants across California

Every California market ranked →

The highest-scoring counties in California for sit-down restaurants, numbered among those based in California, with Santa Cruz County marked.

Top counties in California

Counties in California ranked for sit-down restaurants by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Yuba County, CA8610135.3$1.1M+8.2%#55 of 2,405
2San Benito County, CA7211355.0$891K+8.6%#326 of 2,405
3San Joaquin County, CA691,32153.9$797K+5.5%#413 of 2,405
4Riverside County, CA644,47657.7$748K+5.0%#582 of 2,405
5Madera County, CA6424754.4$705K+7.4%#590 of 2,405
6Merced County, CA6340647.2$750K+5.1%#636 of 2,405
7Contra Costa County, CA622,36857.1$906K+0.3%#652 of 2,405
8Placer County, CA601,05766.9$734K+8.9%#758 of 2,405
9Solano County, CA5987155.3$816K+0.6%#777 of 2,405
10Lassen County, CA583335.7$980K−13.1%#800 of 2,405
34Santa Cruz County, CA4065767.8$715K−4.7%#1,620 of 2,405

Other business types in Santa Cruz County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many sit-down restaurants are in Santa Cruz County, CA?

There are 657 sit-down restaurants on map listings in Santa Cruz County as of September 2026. 129 of them (20%) are chain locations. The listings count restaurants of every cuisine, pizza included. Official counts show 235 businesses with payroll classed as full-service restaurants in 2023, down 8.9% from 2019. Official counts list 29 one-person businesses without payroll.

How much do households in Santa Cruz County, CA spend on food away from home?

About $469.6M a year, or $4,847 per household. That is 19% above the U.S. average (an index of 119, where 100 is the U.S. average). Spread across the 657 sit-down restaurants on map listings, it comes to $715K per restaurant. The spending figure covers all food away from home, not only sit-down restaurants. It is estimated from the incomes of the 96,898 households in Santa Cruz County and national spending patterns by income.

How does Santa Cruz County, CA compare with the U.S. for sit-down restaurants?

Santa Cruz County has 67.8 sit-down restaurants per 10,000 households, 11% above the U.S. rate of 61.3. Spending per restaurant is $715K, 8% above the U.S. figure of $664K. At the national ratio of sit-down restaurants to household spending, Santa Cruz County would have about 708, against 657 on map listings. There is one business with payroll in the industry for every 412 households, against one for every 500 across the U.S. The official count fell 8.9% from 2019 to 2023, against +1.5% for the U.S.

How fast is Santa Cruz County, CA growing?

Population estimates put Santa Cruz County at 258,852 people in 2025, down 4.7% since 2020, against +3.1% for the U.S. It has 96,898 households. The median household income in Santa Cruz County is $111,093 a year, 38% above the U.S. median of $80,734. That rose 35.1% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Santa Cruz County scores 40 for sit-down restaurants (lower middle), #1,620 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Santa Cruz County. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for sit-down restaurants · All 56 business types in Santa Cruz County

Screening a site or an acquisition in Santa Cruz County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Santa Cruz County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.