Food and drink · Small-town market · Indiana
Sit-down restaurants in the Warsaw, IN area
Competitor counts, household spending and official business counts for sit-down restaurants in the Warsaw, IN area, set against other small-town markets and the U.S.
Groundwork market score · out of 100
Score 56 out of 100: Upper middle
Ranked #208 of 538 scored small-town markets
#18 of 25 scored small-town markets based in Indiana
- Listings
- 169
- 52 chain locations (31%)
- Official establishments
- 63
- −6.0% since 2019
- Household spending a year
- $121.4M
- On food away from home · $3,802 a household
- Spending per listing
- $718K
- 8% above the U.S.
- Listings per 10k households
- 52.9
- 14% below the U.S.
- Population, 2025
- 80,892
- +0.9% since 2020
See the sit-down restaurants around any address in the Warsaw area
The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Warsaw area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 169 sit-down restaurants in the Warsaw area. Chain locations make up 31% of them, against 29% across the U.S. That comes to 52.9 for every 10,000 households, 14% below the U.S. rate of 61.3.
Household spending on food away from home in the Warsaw area comes to about $121.4M a year: $3,802 per household, 7% below the U.S. average. That works out to $718K per restaurant, 8% above the U.S. figure of $664K. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade.
In 2023, official counts showed 63 businesses with payroll in the Warsaw area classed as full-service restaurants, down 6.0% from 2019. That is one for every 507 households, against one for every 500 across the U.S. Official counts list 4 one-person businesses without payroll. Since fiscal 2022, 3 SBA-backed loans worth $419K have gone to businesses classed as full-service restaurants in the Warsaw area.
Population estimates put the population change in the Warsaw area from 2020 to 2025 at +0.9%, slower than the U.S. (+3.1%). The Warsaw area scores 56 (upper middle) on the Groundwork market score for sit-down restaurants, ranking #208 of 538 scored small-town markets and #18 of 25 scored small-town markets based in Indiana.
How the Warsaw area compares
The same measures for Indiana and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Warsaw area | Indiana | U.S. |
|---|---|---|---|
| Listings per 10k households | 52.9 | 50.5 | 61.3 |
| Spending per listing | $718K | $753K | $664K |
| Households per official establishment | 507 | 566 | 500 |
| Official establishment growth, 2019–2023 | −6.0% | +0.1% | +1.5% |
| Population growth, 2020–2025 | +0.9% | +2.7% | +3.1% |
| Spending per household on food away from home | $3,802 | $3,802 | $4,070 |
| Median household income | $75,317 | $71,957 | $80,734 |
| Groundwork market score | 56 | 59 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 63−6.0% over the period
- Employees, 2023
- 1,159
- Annual payroll, 2023
- $22.6M
- One-person businesses, 2023
- 4Businesses with no payroll
- Map listings, September 2026
- 16952 chain locations
- Listings at the U.S. rate for this spending
- 183The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 3
- Amount
- $419K
SBA-backed loans to businesses classed as full-service restaurants in the Warsaw area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Warsaw area
- Population, 2025 estimate
- 80,892+0.9% since 2020
- Households
- 31,934
- Median age
- 39.5
- Homes lived in by their owners
- 77%
- Vehicles per household
- 1.9
- Land area
- 531 sq. mi.
- People per square mile
- 151
- Median household income
- $75,317+22.7% vs. 2015–2019, before inflation
- Average household income
- $91,954
- Median home value
- $216,000
- Jobs located here
- 37,180
- Daytime population
- 80,254Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Warsaw area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.
Or open the report at the center of the Warsaw area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSit-down restaurants across Indiana
Every Indiana market ranked →The highest-scoring small-town markets in Indiana for sit-down restaurants, numbered among those based in Indiana, with the Warsaw area marked.
Top small-town markets in Indiana
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Bedford, IN | 84 | 56 | 29.3 | $1.2M | +1.2% | #9 of 538 |
| 2Kendallville, IN | 79 | 71 | 39.1 | $936K | +1.0% | #22 of 538 |
| 3Greencastle, IN | 79 | 64 | 45.3 | $833K | +3.2% | #24 of 538 |
| 4Decatur, IN | 75 | 44 | 35.5 | $1M | +2.2% | #41 of 538 |
| 5Seymour, IN | 75 | 77 | 42.5 | $866K | +1.9% | #44 of 538 |
| 6Huntington, IN | 74 | 54 | 35.1 | $1M | +1.6% | #46 of 538 |
| 7Greensburg, IN | 72 | 49 | 45.7 | $822K | +0.4% | #62 of 538 |
| 8Auburn, IN | 71 | 75 | 43.9 | $845K | +2.9% | #70 of 538 |
| 9Washington, IN | 69 | 53 | 44.9 | $811K | +2.5% | #80 of 538 |
| 10Connersville, IN | 68 | 30 | 31.8 | $1M | +0.7% | #84 of 538 |
| 18Warsaw, IN | 56 | 169 | 52.9 | $718K | +0.9% | #208 of 538 |
Other business types in the Warsaw area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
- Restaurants and cafes65
- Sit-down restaurants56
- Fast food and sandwich shops65
- Pizza60
- Coffee shops and cafes62
- Bakeries and dessert shops69
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many sit-down restaurants are in the Warsaw, IN area?
The Warsaw area has 169 sit-down restaurants on map listings as of September 2026. 52 of them (31%) are chain locations. The listings count restaurants of every cuisine, pizza included. Official counts show 63 businesses with payroll classed as full-service restaurants in 2023, down 6.0% from 2019. Official counts also show 4 one-person businesses without payroll.
How much do households in the Warsaw, IN area spend on food away from home?
About $121.4M a year, or $3,802 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). Spread across the 169 sit-down restaurants on map listings, it comes to $718K per restaurant. The spending figure covers all food away from home, not only sit-down restaurants. It is estimated from the incomes of the 31,934 households in the Warsaw area and national spending patterns by income.
How does the Warsaw, IN area compare with the U.S. for sit-down restaurants?
The Warsaw area has 52.9 sit-down restaurants per 10,000 households, 14% below the U.S. rate of 61.3. Spending per restaurant is $718K, 8% above the U.S. figure of $664K. At the national ratio of sit-down restaurants to household spending, the Warsaw area would have about 183, against 169 on map listings. There is one business with payroll in the industry for every 507 households, against one for every 500 across the U.S. The official count fell 6.0% from 2019 to 2023, against +1.5% for the U.S.
How fast is the Warsaw, IN area growing?
Population estimates put the Warsaw area at 80,892 people in 2025, up 0.9% since 2020, slower than the U.S. (+3.1%). It has 31,934 households. The median household income in the Warsaw area is $75,317 a year, 7% below the U.S. median of $80,734. That rose 22.7% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Warsaw area scores 56 for sit-down restaurants (upper middle), #208 of 538 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Warsaw area. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for sit-down restaurants · All 56 business types in the Warsaw area
Screening a site or an acquisition in the Warsaw area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Warsaw area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.