Groundwork

Food and drink · Small-town market · Kentucky

Restaurants and cafes in the Franklin, KY area

How the Franklin, KY area compares with other small-town markets and the U.S. for restaurants and cafes: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 35 out of 100: Lower middle

Ranked #414 of 538 scored small-town markets
#14 of 15 scored small-town markets based in Kentucky

Listings
87
47 chain locations (54%)
Official establishments
44
+15.8% since 2019
Household spending a year
$26.6M
On food away from home · $3,317 a household
Spending per listing
$306K
17% below the U.S.
Listings per 10k households
108.4
In line with the U.S.
Population, 2025
20,788
+5.9% since 2020

See the restaurants and cafes around any address in the Franklin area

The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Franklin area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Franklin area scores 35 (lower middle) on the Groundwork market score for restaurants and cafes, ranking #414 of 538 scored small-town markets and #14 of 15 scored small-town markets based in Kentucky. That puts it in the bottom quarter of small-town markets.

Households in the Franklin area spend about $26.6M a year on food away from home, or $3,317 per household, 19% below the U.S. average. That is about $306K of household spending for each restaurant on map listings, 17% below the U.S. figure of $371K.

The Franklin area has 87 restaurants and cafes on map listings as of September 2026. 47 of them (54%) are chain locations, against 34% across the U.S. That comes to 108.4 for every 10,000 households, in line with the U.S. rate of 109.8.

Official counts show 44 businesses with payroll classed as restaurants and other eating places in the Franklin area in 2023, up 15.8% from 2019. That is one for every 182 households, against one for every 209 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $33K has gone to businesses classed as restaurants and other eating places in the Franklin area. Population estimates show the Franklin area grew 5.9% from 2020 to 2025, faster than the U.S. (+3.1%).

How the Franklin area compares

The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Restaurants and cafes in Franklin, KY area compared with Kentucky and the U.S.
MeasureFranklin areaKentuckyU.S.
Listings per 10k households108.489.4109.8
Spending per listing$306K$390K$371K
Households per official establishment182260209
Official establishment growth, 2019–2023+15.8%+5.0%+6.0%
Population growth, 2020–2025+5.9%+2.2%+3.1%
Spending per household on food away from home$3,317$3,489$4,070
Median household income$59,858$63,726$80,734
Groundwork market score3558

Official counts and lending

Businesses

Official establishments, 2019 to 2023
44+15.8% over the period
Employees, 2023
828
Annual payroll, 2023
$17.3M
One-person businesses, 2023
3Businesses with no payroll
Map listings, September 2026
8747 chain locations
Listings at the U.S. rate for this spending
72The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$33K

SBA-backed loans to businesses classed as restaurants and other eating places in the Franklin area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Franklin area

Population, 2025 estimate
20,788+5.9% since 2020
Households
8,025
Median age
39.5
Homes lived in by their owners
67%
Vehicles per household
2.1
Land area
234 sq. mi.
People per square mile
85
Median household income
$59,858
Average household income
$75,938
Median home value
$229,400
Jobs located here
9,389
Daytime population
20,592Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Franklin area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.

Or open the report at the center of the Franklin area. Signed out, you see a blurred preview; on an account, each report is one action.

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Restaurants and cafes across Kentucky

Every Kentucky market ranked →

The highest-scoring small-town markets in Kentucky for restaurants and cafes, numbered among those based in Kentucky, with the Franklin area marked.

Top small-town markets in Kentucky

Small-town markets in Kentucky ranked for restaurants and cafes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Richmond-Berea, KY7935872.2$463K+7.0%#33 of 538
2Mount Sterling, KY7711563.3$501K+3.1%#40 of 538
3Campbellsville, KY7310168.8$457K+3.4%#61 of 538
4Mayfield, KY728560.1$522K+1.4%#63 of 538
5Frankfort, KY6529189.9$396K+3.1%#127 of 538
6Danville, KY6318283.7$386K+3.6%#144 of 538
7Corbin, KY6038367.7$433K+0.1%#166 of 538
8Somerset, KY5921983.6$370K+3.5%#179 of 538
9Henderson, KY5817976.3$427K−0.9%#184 of 538
10Madisonville, KY5615081.5$387K−0.5%#200 of 538
14Franklin, KY3587108.4$306K+5.9%#414 of 538

Other business types in the Franklin area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many restaurants and cafes are in the Franklin, KY area?

Map listings as of September 2026 show 87 restaurants and cafes in the Franklin area. 47 of them (54%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 44 businesses with payroll classed as restaurants and other eating places in 2023, up 15.8% from 2019. Official counts also show 3 one-person businesses without payroll.

How much do households in the Franklin, KY area spend on food away from home?

About $26.6M a year, or $3,317 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). Spread across the 87 restaurants and cafes on map listings, it comes to $306K per restaurant. It is estimated from the incomes of the 8,025 households in the Franklin area and national spending patterns by income.

How does the Franklin, KY area compare with the U.S. for restaurants and cafes?

The Franklin area has 108.4 restaurants and cafes per 10,000 households, in line with the U.S. rate of 109.8. Spending per restaurant is $306K, 17% below the U.S. figure of $371K. At the U.S. ratio of restaurants and cafes to household spending, the Franklin area would have about 72, against 87 on map listings. There is one business with payroll in the industry for every 182 households, against one for every 209 across the U.S. The official count rose 15.8% from 2019 to 2023, against +6.0% for the U.S.

How fast is the Franklin, KY area growing?

Population estimates put the Franklin area at 20,788 people in 2025, up 5.9% since 2020, faster than the U.S. (+3.1%). It has 8,025 households. Median household income in the Franklin area is $59,858, 26% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Franklin area scores 35 for restaurants and cafes (lower middle), #414 of 538 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Franklin area. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for restaurants and cafes · All 56 business types in the Franklin area

Screening a site or an acquisition in the Franklin area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Franklin area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.