Groundwork

Real estate · County · Arizona

Real estate businesses in Santa Cruz County, AZ

The real estate businesses in Santa Cruz County, AZ, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 55 out of 100: Upper middle

Ranked #836 of 2,229 scored counties
#5 of 14 scored counties in Arizona

Listings
43
2 chain locations (5%)
Official establishments
23
+4.6% since 2019
Household spending a year
$260.9M
On rent and homeowner costs · $15,376 a household
Housing spending per listing (U.S. = 100)
140
40% above the U.S.
Listings per 10k households
25.3
34% below the U.S.
Population, 2025
50,020
+4.8% since 2020

See the real estate businesses around any address in Santa Cruz County

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Santa Cruz County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 43 real estate businesses in Santa Cruz County. Of those, 2 are chain locations, or 5%, against 6% across the U.S. That comes to 25.3 for every 10,000 households, 34% below the U.S. rate of 38.5.

Households in Santa Cruz County spend about $260.9M a year on rent and homeowner costs, or $15,376 per household, 8% below the U.S. average. Housing spending per office is 40% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in.

In 2023, official counts showed 23 businesses with payroll in Santa Cruz County classed as real estate agents, property managers, mortgage lenders and inspectors, up 4.6% from 2019. That is one for every 738 households, against one for every 414 across the U.S. Another 198 one-person businesses have no payroll, by official counts.

Between 2020 and 2025, the population of Santa Cruz County grew 4.8%, faster than the U.S. (+3.1%). The Groundwork market score for real estate businesses in Santa Cruz County is 55 (upper middle), #836 of 2,229 scored counties and #5 of 14 scored counties in Arizona.

How Santa Cruz County compares

The same measures for Arizona and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in Santa Cruz County, AZ compared with Arizona and the U.S.
MeasureSanta Cruz CountyArizonaU.S.
Listings per 10k households25.347.038.5
Housing spending per listing (U.S. = 100)14089100
Households per official establishment738290414
Official establishment growth, 2019–2023+4.6%+19.1%+15.8%
Population growth, 2020–2025+4.8%+6.1%+3.1%
Spending per household on rent and homeowner costs$15,376$18,061$16,661
Median household income$55,217$79,964$80,734
Groundwork market score5538

Official counts and lending

Businesses

Official establishments, 2019 to 2023
22 → 23+4.6% over the period
Employees, 2023
54
Annual payroll, 2023
$2.4M
One-person businesses, 2023
198Businesses with no payroll
Map listings, September 2026
432 chain locations
Listings at the U.S. rate for this spending
60The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Santa Cruz County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Santa Cruz County

Population, 2025 estimate
50,020+4.8% since 2020
Households
16,966
Median age
38.7
Homes lived in by their owners
69%
Vehicles per household
2.0
Land area
1,236 sq. mi.
People per square mile
40
Median household income
$55,217+33.8% vs. 2015–2019, before inflation
Average household income
$71,913
Median home value
$233,000
Jobs located here
12,313
Daytime population
42,829Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Santa Cruz County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of Santa Cruz County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Real estate across Arizona

Every Arizona market ranked →

The highest-scoring counties in Arizona for real estate businesses, numbered among those based in Arizona, with Santa Cruz County marked.

Top counties in Arizona

Counties in Arizona ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Pinal County, AZ7825715.9257+25.4%#58 of 2,229
2Apache County, AZ71199.0365−2.2%#175 of 2,229
3Graham County, AZ672721.2178+4.0%#313 of 2,229
4La Paz County, AZ561820.1173+0.9%#772 of 2,229
5Santa Cruz County, AZ554325.3140+4.8%#836 of 2,229
6Yuma County, AZ5325532.1115+9.2%#945 of 2,229
7Navajo County, AZ4710125.2139+3.0%#1,227 of 2,229
8Cochise County, AZ4613726.9136+0.6%#1,284 of 2,229
9Mohave County, AZ4242441.688+6.5%#1,540 of 2,229
10Pima County, AZ411,66638.1104+2.8%#1,574 of 2,229

Other business types in Santa Cruz County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in Santa Cruz County, AZ?

There are 43 real estate businesses on map listings in Santa Cruz County as of September 2026. 2 of them (5%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 23 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023, up 4.6% from 2019. Official counts list 198 one-person businesses without payroll.

How much do households in Santa Cruz County, AZ spend on rent and homeowner costs?

About $260.9M a year, or $15,376 per household. That is 8% below the U.S. average (an index of 92, where 100 is the U.S. average). For the 43 real estate businesses on map listings, housing spending per office is 40% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in. It is estimated from the incomes of the 16,966 households in Santa Cruz County and national spending patterns by income.

How does Santa Cruz County, AZ compare with the U.S. for real estate businesses?

Santa Cruz County has 25.3 real estate businesses per 10,000 households, 34% below the U.S. rate of 38.5. The index of housing spending per office is 140, where 100 is the U.S. At the national ratio of real estate businesses to household spending, Santa Cruz County would have about 60, against 43 on map listings. There is one business with payroll in the industry for every 738 households, against one for every 414 across the U.S. The official count rose 4.6% from 2019 to 2023, against +15.8% for the U.S.

How fast is Santa Cruz County, AZ growing?

Population estimates put Santa Cruz County at 50,020 people in 2025, up 4.8% since 2020, faster than the U.S. (+3.1%). It has 16,966 households. The median household income in Santa Cruz County is $55,217 a year, 32% below the U.S. median of $80,734. That rose 33.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Santa Cruz County scores 55 for real estate businesses (upper middle), #836 of 2,229 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Santa Cruz County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in Santa Cruz County

Screening a site or an acquisition in Santa Cruz County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Santa Cruz County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.