Groundwork

Health care · Small-town market · Maryland

Primary care and pediatric clinics in the Cumberland, MD-WV area

Competitor counts, household spending and official business counts for primary care and pediatric clinics in the Cumberland, MD-WV area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 29 out of 100: Lower middle

Ranked #380 of 458 scored small-town markets
#3 of 3 scored small-town markets based in Maryland

Listings
22
2 chain locations (9%)
Official establishments
87
+16.0% since 2019
Household spending a year
$38.1M
On medical and dental services · $990 a household
Spending per listing
$1.7M
3% below the U.S.
Listings per 10k households
5.7
21% below the U.S.
Population, 2025
93,640
−1.3% since 2020

See the primary care and pediatric clinics around any address in the Cumberland area

The site report maps the primary care and pediatric clinics on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Cumberland area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For primary care and pediatric clinics, the Cumberland area has a Groundwork market score of 29 (lower middle): #380 of 458 scored small-town markets and #3 of 3 scored small-town markets based in Maryland. That puts it in the bottom quarter of small-town markets.

Map listings as of September 2026 show 22 primary care and pediatric clinics in the Cumberland area. Chain locations make up 9% of them, against 9% across the U.S. That comes to 5.7 for every 10,000 households, 21% below the U.S. rate of 7.2.

Households in the Cumberland area spend about $38.1M a year on medical and dental services, or $990 per household, 23% below the U.S. average. Spread across 22 primary care and pediatric clinics, that is $1.7M per clinic, 3% below the U.S. figure of $1.8M. That spending covers all medical and dental services, which primary care and pediatric clinics share with other businesses in the trade.

In 2023, official counts showed 87 businesses with payroll in the Cumberland area classed as offices of physicians, up 16.0% from 2019. That is one for every 443 households, against one for every 593 across the U.S. Since fiscal 2022, 4 SBA-backed loans worth $653K have gone to businesses classed as offices of physicians in the Cumberland area. Population estimates put the population change in the Cumberland area from 2020 to 2025 at −1.3%, against +3.1% for the U.S.

How the Cumberland area compares

The same measures for Maryland and the whole U.S. Spending per listing divides a year of household spending on all medical and dental services by the primary care and pediatric clinics counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Primary care and pediatrics in Cumberland, MD-WV area compared with Maryland and the U.S.
MeasureCumberland areaMarylandU.S.
Listings per 10k households5.77.07.2
Spending per listing$1.7M$1.9M$1.8M
Households per official establishment443578593
Official establishment growth, 2019–2023+16.0%−5.9%−2.2%
Population growth, 2020–2025−1.3%+1.4%+3.1%
Spending per household on medical and dental services$990$1,322$1,288
Median household income$62,091$103,678$80,734
Groundwork market score2939

Official counts and lending

Businesses

Official establishments, 2019 to 2023
87+16.0% over the period
Employees, 2023
1,347
Annual payroll, 2023
$133.3M
One-person businesses, 2023
44Businesses with no payroll
Map listings, September 2026
222 chain locations
Listings at the U.S. rate for this spending
21The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
4
Amount
$653K

SBA-backed loans to businesses classed as offices of physicians in the Cumberland area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Cumberland area

Population, 2025 estimate
93,640−1.3% since 2020
Households
38,502
Median age
43.4
Homes lived in by their owners
74%
Vehicles per household
1.8
Land area
750 sq. mi.
People per square mile
126
Median household income
$62,091+31.2% vs. 2015–2019, before inflation
Average household income
$79,556
Median home value
$161,600
Jobs located here
34,329
Daytime population
91,951Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Cumberland area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the primary care and pediatric clinics on map listings by name and distance.

Or open the report at the center of the Cumberland area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Primary care and pediatrics across Maryland

Every Maryland market ranked →

The highest-scoring small-town markets in Maryland for primary care and pediatric clinics, numbered among those based in Maryland, with the Cumberland area marked.

Top small-town markets in Maryland

Small-town markets in Maryland ranked for primary care and pediatric clinics by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Ocean Pines, MD63114.6$2.6M+3.7%#123 of 458
2Easton, MD302012.2$997K+2.0%#376 of 458
3Cumberland, MD-WV29225.7$1.7M−1.3%#380 of 458

Other business types in the Cumberland area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many primary care and pediatric clinics are in the Cumberland, MD-WV area?

There are 22 primary care and pediatric clinics on map listings in the Cumberland area as of September 2026. 2 of them (9%) are chain locations. The listings count primary care, family medicine and pediatric clinics. Official counts show 87 businesses with payroll classed as offices of physicians in 2023, up 16.0% from 2019. Official counts also show 44 one-person businesses without payroll.

How much do households in the Cumberland, MD-WV area spend on medical and dental services?

About $38.1M a year, or $990 per household. That is 23% below the U.S. average (an index of 77, where 100 is the U.S. average). Spread across the 22 primary care and pediatric clinics on map listings, it comes to $1.7M per clinic. The spending figure covers all medical and dental services, not only primary care and pediatric clinics. It is estimated from the incomes of the 38,502 households in the Cumberland area and national spending patterns by income.

How does the Cumberland, MD-WV area compare with the U.S. for primary care and pediatric clinics?

The Cumberland area has 5.7 primary care and pediatric clinics per 10,000 households, 21% below the U.S. rate of 7.2. Spending per clinic is $1.7M, 3% below the U.S. figure of $1.8M. At the national ratio of primary care and pediatric clinics to household spending, the Cumberland area would have about 21, against 22 on map listings. There is one business with payroll in the industry for every 443 households, against one for every 593 across the U.S. The official count rose 16.0% from 2019 to 2023, against −2.2% for the U.S.

How fast is the Cumberland, MD-WV area growing?

Population estimates put the Cumberland area at 93,640 people in 2025, down 1.3% since 2020, against +3.1% for the U.S. It has 38,502 households. The median household income in the Cumberland area is $62,091 a year, 23% below the U.S. median of $80,734. That rose 31.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Cumberland area scores 29 for primary care and pediatric clinics (lower middle), #380 of 458 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Cumberland area. It maps the primary care and pediatric clinics on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for primary care and pediatric clinics · All 56 business types in the Cumberland area

Screening a site or an acquisition in the Cumberland area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Cumberland area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.