Home services · Small-town market · Maryland
Home repair companies in the Cumberland, MD-WV area
The home repair companies in the Cumberland, MD-WV area, the household spending behind them and how the market ranks against other small-town markets.
Groundwork market score · out of 100
Score 61 out of 100: Upper middle
Ranked #127 of 526 scored small-town markets
#1 of 4 scored small-town markets based in Maryland
- Listings
- 36
- 0 chain locations (0%)
- Official establishments
- 38
- Businesses with payroll, 2023
- Household spending a year
- $97.3M
- On home repairs, maintenance and insurance · $2,528 a household
- Spending per listing
- $2.7M
- 11% above the U.S.
- Listings per 10k households
- 9.4
- 24% below the U.S.
- Population, 2025
- 93,640
- −1.3% since 2020
See the home repair companies around any address in the Cumberland area
The site report maps the home repair companies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Cumberland area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on home repairs, maintenance and insurance in the Cumberland area comes to about $97.3M a year: $2,528 per household, 16% below the U.S. average. Spread across 36 home repair companies, that is $2.7M per company, 11% above the U.S. figure of $2.4M.
The Cumberland area has 36 home repair companies on map listings as of September 2026. None of them are chain locations, against 4% across the U.S. That comes to 9.4 for every 10,000 households, 24% below the U.S. rate of 12.4.
Official counts show 38 businesses with payroll classed as plumbing, HVAC, electrical and roofing contractors in the Cumberland area in 2023. That is one for every 1,013 households, against one for every 587 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $20K has gone to businesses classed as plumbing, HVAC, electrical and roofing contractors in the Cumberland area.
Population estimates put the population change in the Cumberland area from 2020 to 2025 at −1.3%, against +3.1% for the U.S. The Cumberland area scores 61 (upper middle) on the Groundwork market score for home repair companies, ranking #127 of 526 scored small-town markets and #1 of 4 scored small-town markets based in Maryland. That puts it in the top quarter of small-town markets.
How the Cumberland area compares
The same measures for Maryland and the whole U.S. Spending per listing divides a year of household spending on all home repairs, maintenance and insurance by the home repair companies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Cumberland area | Maryland | U.S. |
|---|---|---|---|
| Listings per 10k households | 9.4 | 12.2 | 12.4 |
| Spending per listing | $2.7M | $2.8M | $2.4M |
| Households per official establishment | 1,013 | 627 | 587 |
| Official establishment growth, 2019–2023 | n/a | −3.6% | +9.6% |
| Population growth, 2020–2025 | −1.3% | +1.4% | +3.1% |
| Spending per household on home repairs, maintenance and insurance | $2,528 | $3,443 | $3,018 |
| Median household income | $62,091 | $103,678 | $80,734 |
| Groundwork market score | 61 | 66 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 38
- Employees, 2023
- 454
- Annual payroll, 2023
- $30.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 360 chain locations
- Listings at the U.S. rate for this spending
- 40The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $20K
SBA-backed loans to businesses classed as plumbing, HVAC, electrical and roofing contractors in the Cumberland area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Cumberland area
- Population, 2025 estimate
- 93,640−1.3% since 2020
- Households
- 38,502
- Median age
- 43.4
- Homes lived in by their owners
- 74%
- Vehicles per household
- 1.8
- Land area
- 750 sq. mi.
- People per square mile
- 126
- Median household income
- $62,091+31.2% vs. 2015–2019, before inflation
- Average household income
- $79,556
- Median home value
- $161,600
- Jobs located here
- 34,329
- Daytime population
- 91,951Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Cumberland area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the home repair companies on map listings by name and distance.
Or open the report at the center of the Cumberland area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardHome repair trades across Maryland
Every Maryland market ranked →The highest-scoring small-town markets in Maryland for home repair companies, numbered among those based in Maryland, with the Cumberland area marked.
Top small-town markets in Maryland
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Cumberland, MD-WV | 61 | 36 | 9.4 | $2.7M | −1.3% | #127 of 526 |
| 2Cambridge, MD | 42 | 22 | 16.2 | $1.6M | +3.4% | #361 of 526 |
| 3Ocean Pines, MD | 41 | 58 | 24.0 | $1.3M | +3.7% | #370 of 526 |
| 4Easton, MD | 38 | 40 | 24.3 | $1.3M | +2.0% | #407 of 526 |
Other business types in the Cumberland area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many home repair companies are in the Cumberland, MD-WV area?
Map listings as of September 2026 show 36 home repair companies in the Cumberland area. None of them are chain locations. The listings count HVAC, plumbing, electrical, roofing and gutter companies. Official counts show 38 businesses with payroll classed as plumbing, HVAC, electrical and roofing contractors in 2023.
How much do households in the Cumberland, MD-WV area spend on home repairs, maintenance and insurance?
About $97.3M a year, or $2,528 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). Spread across the 36 home repair companies on map listings, it comes to $2.7M per company. It is estimated from the incomes of the 38,502 households in the Cumberland area and national spending patterns by income.
How does the Cumberland, MD-WV area compare with the U.S. for home repair companies?
The Cumberland area has 9.4 home repair companies per 10,000 households, 24% below the U.S. rate of 12.4. Spending per company is $2.7M, 11% above the U.S. figure of $2.4M. At the U.S. ratio of home repair companies to household spending, the Cumberland area would have about 40, against 36 on map listings. There is one business with payroll in the industry for every 1,013 households, against one for every 587 across the U.S.
How fast is the Cumberland, MD-WV area growing?
Population estimates put the Cumberland area at 93,640 people in 2025, down 1.3% since 2020, against +3.1% for the U.S. It has 38,502 households. The median household income in the Cumberland area is $62,091 a year, 23% below the U.S. median of $80,734. That rose 31.2% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Cumberland area scores 61 for home repair companies (upper middle), #127 of 526 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Cumberland area. It maps the home repair companies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for home repair companies · All 56 business types in the Cumberland area
Screening a site or an acquisition in the Cumberland area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Cumberland area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.