Groundwork

Real estate · Metro area · West Virginia

Mortgage brokers and lenders in the Beckley, WV metro area

How the Beckley, WV metro area compares with other metro areas and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 38 out of 100: Lower middle

Ranked #279 of 373 scored metro areas
#6 of 6 scored metro areas based in West Virginia

Listings
9
5 chain locations (56%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$588.2M
On rent and homeowner costs · $13,084 a household
Housing spending per listing (U.S. = 100)
167
67% above the U.S.
Listings per 10k households
2.0
53% below the U.S.
Population, 2025
109,940
−4.3% since 2020

See the mortgage brokers and lenders around any address in the Beckley metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Beckley metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 9 mortgage brokers and lenders in the Beckley metro area. 5 of them (56%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 2.0, 53% below the U.S. rate of 4.3.

Households in the Beckley metro area spend about $588.2M a year on rent and homeowner costs, or $13,084 per household, 21% below the U.S. average. Housing spending per office is 67% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Beckley metro area: counts under 3 aren’t published.

Between 2020 and 2025, the population of the Beckley metro area declined 4.3%, against +3.1% for the U.S. For mortgage brokers and lenders, the Beckley metro area has a Groundwork market score of 38 (lower middle): #279 of 373 scored metro areas and #6 of 6 scored metro areas based in West Virginia.

How the Beckley metro area compares

The same measures for West Virginia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Beckley, WV metro area compared with West Virginia and the U.S.
MeasureBeckley metro areaWest VirginiaU.S.
Listings per 10k households2.01.94.3
Housing spending per listing (U.S. = 100)167192100
Households per official establishmentn/a13,2484,897
Official establishment growth, 2019–2023n/a−9.8%+9.5%
Population growth, 2020–2025−4.3%−1.4%+3.1%
Spending per household on rent and homeowner costs$13,084$13,873$16,661
Median household income$52,620$59,608$80,734
Groundwork market score3858

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
95 chain locations
Listings at the U.S. rate for this spending
15The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Beckley metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Beckley metro area

Population, 2025 estimate
109,940−4.3% since 2020
Households
44,952
Median age
43.7
Homes lived in by their owners
76%
Vehicles per household
1.7
Land area
1,267 sq. mi.
People per square mile
89
Median household income
$52,620+22.9% vs. 2015–2019, before inflation
Average household income
$69,721
Median home value
$129,600
Jobs located here
43,639
Daytime population
115,613Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Beckley metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Beckley metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across West Virginia

Every West Virginia market ranked →

The highest-scoring metro areas in West Virginia for mortgage brokers and lenders, numbered among those based in West Virginia (a market based in another state is listed without a number), with the Beckley metro area marked.

Top metro areas in West Virginia

Metro areas in West Virginia ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Hagerstown-Martinsburg, MD-WV65302.5154+7.1%#59 of 373
1Morgantown, WV61152.6143+1.3%#90 of 373
2Charleston, WV58171.9183−4.7%#115 of 373
Washington-Arlington-Alexandria, DC-VA-MD-WV521,0804.6107+3.3%#166 of 373
3Wheeling, WV-OH50132.2152−3.6%#181 of 373
4Parkersburg-Vienna, WV4851.3266−2.3%#196 of 373
5Huntington-Ashland, WV-KY-OH48422.8128−2.6%#198 of 373
Winchester, VA-WV41295.278+6.5%#260 of 373
6Beckley, WV3892.0167−4.3%#279 of 373

Other business types in the Beckley metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Beckley, WV metro area?

The Beckley metro area has 9 mortgage brokers and lenders on map listings as of September 2026. 5 of them (56%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Beckley metro area: counts under 3 are left out.

How much do households in the Beckley, WV metro area spend on rent and homeowner costs?

About $588.2M a year, or $13,084 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). For the 9 mortgage brokers and lenders on map listings, housing spending per office is 67% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 44,952 households in the Beckley metro area and national spending patterns by income.

How does the Beckley, WV metro area compare with the U.S. for mortgage brokers and lenders?

The Beckley metro area has 2.0 mortgage brokers and lenders per 10,000 households, 53% below the U.S. rate of 4.3. The index of housing spending per office is 167, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Beckley metro area would have about 15, against 9 on map listings.

How fast is the Beckley, WV metro area growing?

Population estimates put the Beckley metro area at 109,940 people in 2025, down 4.3% since 2020, against +3.1% for the U.S. It has 44,952 households. The median household income in the Beckley metro area is $52,620 a year, 35% below the U.S. median of $80,734. That rose 22.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Beckley metro area scores 38 for mortgage brokers and lenders (lower middle), #279 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Beckley metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Beckley metro area

Screening a site or an acquisition in the Beckley metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Beckley metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.