Groundwork

Real estate · County · New York

Mortgage brokers and lenders in Herkimer County, NY

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Herkimer County, NY, set against other counties and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has none.

Listings
0
None on the map
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$427.2M
On rent and homeowner costs · $16,597 a household
Housing spending per listing (U.S. = 100)
n/a
Listings per 10k households
0.0
Population, 2025
59,219
−1.4% since 2020

See the mortgage brokers and lenders around any address in Herkimer County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Herkimer County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Herkimer County spend about $427.2M a year on rent and homeowner costs, or $16,597 per household, in line with the U.S. average. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Map listings as of September 2026 show no mortgage brokers and lenders in Herkimer County. At the national ratio of mortgage brokers and lenders to household spending, Herkimer County would have about 11, against none on map listings.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Herkimer County, since they leave out counts under 3.

Between 2020 and 2025, the population of Herkimer County declined 1.4%, against +3.1% for the U.S. With no mortgage brokers and lenders on map listings, Herkimer County isn’t given a market score for them.

How Herkimer County compares

The same measures for New York and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Herkimer County, NY compared with New York and the U.S.
MeasureHerkimer CountyNew YorkU.S.
Listings per 10k households0.02.04.3
Housing spending per listing (U.S. = 100)n/a244100
Households per official establishmentn/a9,5234,897
Official establishment growth, 2019–2023n/a−3.6%+9.5%
Population growth, 2020–2025−1.4%−0.6%+3.1%
Spending per household on rent and homeowner costs$16,597$19,048$16,661
Median household income$68,515$85,974$80,734
Groundwork market scoreNot scored73

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
0
Listings at the U.S. rate for this spending
11The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Herkimer County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Herkimer County

Population, 2025 estimate
59,219−1.4% since 2020
Households
25,741
Median age
44.8
Homes lived in by their owners
77%
Vehicles per household
1.7
Land area
1,411 sq. mi.
People per square mile
42
Median household income
$68,515+25.4% vs. 2015–2019, before inflation
Average household income
$86,546
Median home value
$147,700
Jobs located here
15,576
Daytime population
47,951Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Herkimer County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Herkimer County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across New York

Every New York market ranked →

The highest-scoring counties in New York for mortgage brokers and lenders, numbered among those based in New York, with Herkimer County marked.

Top counties in New York

Counties in New York ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Dutchess County, NY83201.7298+1.5%#16 of 887
2Orange County, NY80191.4365+4.2%#31 of 887
3Ulster County, NY7750.7714+1.1%#49 of 887
4Queens County, NY771171.4346−1.1%#51 of 887
5Erie County, NY76360.9510−0.6%#57 of 887
6Kings County, NY761231.2393−2.5%#59 of 887
7Monroe County, NY73571.8255−1.0%#79 of 887
8Saratoga County, NY72292.8180+2.3%#95 of 887
9Onondaga County, NY71402.0226−1.9%#104 of 887
10Bronx County, NY70300.6698−3.8%#112 of 887
Herkimer County, NYNot scored00.0n/a−1.4%

Other business types in Herkimer County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Herkimer County, NY?

There are no mortgage brokers and lenders on map listings in Herkimer County as of September 2026. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Herkimer County: counts under 3 are left out.

How much do households in Herkimer County, NY spend on rent and homeowner costs?

About $427.2M a year, or $16,597 per household. That is in line with the U.S. average (an index of 100, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 25,741 households in Herkimer County and national spending patterns by income.

How does Herkimer County, NY compare with the U.S. for mortgage brokers and lenders?

Herkimer County has no mortgage brokers and lenders on map listings. At the U.S. ratio of mortgage brokers and lenders to household spending, Herkimer County would have about 11, against none on map listings.

How fast is Herkimer County, NY growing?

Population estimates put Herkimer County at 59,219 people in 2025, down 1.4% since 2020, against +3.1% for the U.S. It has 25,741 households. Median household income in Herkimer County is $68,515, 15% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Herkimer County has no market score for mortgage brokers and lenders, having none on map listings.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Herkimer County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Herkimer County

Screening a site or an acquisition in Herkimer County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Herkimer County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.