Groundwork

Real estate · County · New York

Mortgage brokers and lenders in Ulster County, NY

How Ulster County, NY compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 77 out of 100: High

Ranked #49 of 887 scored counties
#3 of 22 scored counties in New York

Listings
5
1 chain location (20%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$1.4B
On rent and homeowner costs · $18,750 a household
Housing spending per listing (U.S. = 100)
714
7.1 times the U.S.
Listings per 10k households
0.7
84% below the U.S.
Population, 2025
183,330
+1.1% since 2020

See the mortgage brokers and lenders around any address in Ulster County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Ulster County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for mortgage brokers and lenders in Ulster County is 77 (high), #49 of 887 scored counties and #3 of 22 scored counties in New York. That puts it in the top 10% of counties for mortgage brokers and lenders.

Households in Ulster County spend about $1.4B a year on rent and homeowner costs, or $18,750 per household, 13% above the U.S. average. Housing spending per office is 7.1 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 5 mortgage brokers and lenders on map listings in Ulster County as of September 2026. One of them (20%) is a chain location, against 21% across the U.S. That is 0.7 per 10,000 households, 84% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Ulster County, since they leave out counts under 3. Population estimates show Ulster County grew 1.1% from 2020 to 2025, slower than the U.S. (+3.1%).

How Ulster County compares

The same measures for New York and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Ulster County, NY compared with New York and the U.S.
MeasureUlster CountyNew YorkU.S.
Listings per 10k households0.72.04.3
Housing spending per listing (U.S. = 100)714244100
Households per official establishmentn/a9,5234,897
Official establishment growth, 2019–2023n/a−3.6%+9.5%
Population growth, 2020–2025+1.1%−0.6%+3.1%
Spending per household on rent and homeowner costs$18,750$19,048$16,661
Median household income$86,271$85,974$80,734
Groundwork market score7773

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
51 chain location
Listings at the U.S. rate for this spending
36The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Ulster County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Ulster County

Population, 2025 estimate
183,330+1.1% since 2020
Households
74,278
Median age
45.2
Homes lived in by their owners
70%
Vehicles per household
1.7
Land area
1,124 sq. mi.
People per square mile
162
Median household income
$86,271+34.2% vs. 2015–2019, before inflation
Average household income
$117,353
Median home value
$352,500
Jobs located here
57,240
Daytime population
161,256Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Ulster County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Ulster County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across New York

Every New York market ranked →

The highest-scoring counties in New York for mortgage brokers and lenders, numbered among those based in New York, with Ulster County marked.

Top counties in New York

Counties in New York ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Dutchess County, NY83201.7298+1.5%#16 of 887
2Orange County, NY80191.4365+4.2%#31 of 887
3Ulster County, NY7750.7714+1.1%#49 of 887
4Queens County, NY771171.4346−1.1%#51 of 887
5Erie County, NY76360.9510−0.6%#57 of 887
6Kings County, NY761231.2393−2.5%#59 of 887
7Monroe County, NY73571.8255−1.0%#79 of 887
8Saratoga County, NY72292.8180+2.3%#95 of 887
9Onondaga County, NY71402.0226−1.9%#104 of 887
10Bronx County, NY70300.6698−3.8%#112 of 887

Other business types in Ulster County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Ulster County, NY?

As of September 2026, map listings count 5 mortgage brokers and lenders in Ulster County. One of them (20%) is a chain location. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Ulster County: counts under 3 are left out.

How much do households in Ulster County, NY spend on rent and homeowner costs?

About $1.4B a year, or $18,750 per household. That is 13% above the U.S. average (an index of 113, where 100 is the U.S. average). For the 5 mortgage brokers and lenders on map listings, housing spending per office is 7.1 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 74,278 households in Ulster County and national spending patterns by income.

How does Ulster County, NY compare with the U.S. for mortgage brokers and lenders?

Ulster County has 0.7 mortgage brokers and lenders per 10,000 households, 84% below the U.S. rate of 4.3. The index of housing spending per office is 714, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Ulster County would have about 36, against 5 on map listings.

How fast is Ulster County, NY growing?

Population estimates put Ulster County at 183,330 people in 2025, up 1.1% since 2020, slower than the U.S. (+3.1%). It has 74,278 households. Median household income in Ulster County is $86,271, 7% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 34.2%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Ulster County scores 77 for mortgage brokers and lenders (high), #49 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Ulster County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Ulster County

Screening a site or an acquisition in Ulster County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Ulster County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.