Groundwork

Real estate · County · Mississippi

Mortgage brokers and lenders in Pearl River County, MS

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Pearl River County, MS, set against other counties and the U.S.

Groundwork market score · out of 100

Score 47 out of 100: Lower middle

Ranked #492 of 887 scored counties
#7 of 18 scored counties in Mississippi

Listings
7
2 chain locations (29%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$300.1M
On rent and homeowner costs · $13,715 a household
Housing spending per listing (U.S. = 100)
110
10% above the U.S.
Listings per 10k households
3.2
26% below the U.S.
Population, 2025
59,363
+5.6% since 2020

See the mortgage brokers and lenders around any address in Pearl River County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Pearl River County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in Pearl River County comes to about $300.1M a year: $13,715 per household, 18% below the U.S. average. Housing spending per office is 10% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 7 mortgage brokers and lenders on map listings in Pearl River County as of September 2026. Of those, 2 are chain locations, or 29%, against 21% across the U.S. That comes to 3.2 for every 10,000 households, 26% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Pearl River County, since they leave out counts under 3.

Population estimates show Pearl River County grew 5.6% from 2020 to 2025, faster than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Pearl River County is 47 (lower middle), #492 of 887 scored counties and #7 of 18 scored counties in Mississippi.

How Pearl River County compares

The same measures for Mississippi and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Pearl River County, MS compared with Mississippi and the U.S.
MeasurePearl River CountyMississippiU.S.
Listings per 10k households3.23.24.3
Housing spending per listing (U.S. = 100)110111100
Households per official establishmentn/a8,8114,897
Official establishment growth, 2019–2023n/a+46.1%+9.5%
Population growth, 2020–2025+5.6%−0.1%+3.1%
Spending per household on rent and homeowner costs$13,715$13,696$16,661
Median household income$58,135$56,447$80,734
Groundwork market score4741

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
72 chain locations
Listings at the U.S. rate for this spending
8The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Pearl River County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Pearl River County

Population, 2025 estimate
59,363+5.6% since 2020
Households
21,880
Median age
41.1
Homes lived in by their owners
80%
Vehicles per household
2.0
Land area
812 sq. mi.
People per square mile
71
Median household income
$58,135+24.0% vs. 2015–2019, before inflation
Average household income
$75,551
Median home value
$182,300
Jobs located here
11,097
Daytime population
47,617Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Pearl River County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Pearl River County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Mississippi

Every Mississippi market ranked →

The highest-scoring counties in Mississippi for mortgage brokers and lenders, numbered among those based in Mississippi, with Pearl River County marked.

Top counties in Mississippi

Counties in Mississippi ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1DeSoto County, MS60304.295+6.3%#257 of 887
2Jackson County, MS59132.3164+3.0%#261 of 887
3Harrison County, MS53334.090+4.0%#392 of 887
4Forrest County, MS5282.7130+1.1%#396 of 887
5Rankin County, MS49284.785+3.2%#465 of 887
6Hancock County, MS4763.0125+1.6%#490 of 887
7Pearl River County, MS4773.2110+5.6%#492 of 887
8Jones County, MS4552.0172−1.0%#524 of 887
9Lafayette County, MS41126.361+6.6%#611 of 887
10Lauderdale County, MS3962.1161−3.2%#628 of 887

Other business types in Pearl River County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Pearl River County, MS?

As of September 2026, map listings count 7 mortgage brokers and lenders in Pearl River County. 2 of them (29%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Pearl River County: counts under 3 are left out.

How much do households in Pearl River County, MS spend on rent and homeowner costs?

About $300.1M a year, or $13,715 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). For the 7 mortgage brokers and lenders on map listings, housing spending per office is 10% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 21,880 households in Pearl River County and national spending patterns by income.

How does Pearl River County, MS compare with the U.S. for mortgage brokers and lenders?

Pearl River County has 3.2 mortgage brokers and lenders per 10,000 households, 26% below the U.S. rate of 4.3. The index of housing spending per office is 110, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Pearl River County would have about 8, against 7 on map listings.

How fast is Pearl River County, MS growing?

Population estimates put Pearl River County at 59,363 people in 2025, up 5.6% since 2020, faster than the U.S. (+3.1%). It has 21,880 households. Median household income in Pearl River County is $58,135, 28% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.0%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Pearl River County scores 47 for mortgage brokers and lenders (lower middle), #492 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Pearl River County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Pearl River County

Screening a site or an acquisition in Pearl River County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Pearl River County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.