Groundwork

Real estate · Small-town market · Michigan

Mortgage brokers and lenders in the Holland, MI area

The mortgage brokers and lenders in the Holland, MI area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 3.

Listings
3
1 chain location (33%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$657M
On rent and homeowner costs · $14,432 a household
Housing spending per listing (U.S. = 100)
561
5.6 times the U.S.
Listings per 10k households
0.7
84% below the U.S.
Population, 2025
123,188
+2.1% since 2020

See the mortgage brokers and lenders around any address in the Holland area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Holland area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in the Holland area comes to about $657M a year: $14,432 per household, 13% below the U.S. average. Housing spending per office is 5.6 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 3 mortgage brokers and lenders on map listings in the Holland area as of September 2026. That comes to 0.7 for every 10,000 households, 84% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Holland area, since they leave out counts under 3.

Population estimates put the population change in the Holland area from 2020 to 2025 at +2.1%, slower than the U.S. (+3.1%). With 3 mortgage brokers and lenders on map listings, the Holland area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Holland area compares

The same measures for Michigan and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Holland, MI area compared with Michigan and the U.S.
MeasureHolland areaMichiganU.S.
Listings per 10k households0.73.44.3
Housing spending per listing (U.S. = 100)561107100
Households per official establishmentn/a6,2814,897
Official establishment growth, 2019–2023n/a+31.1%+9.5%
Population growth, 2020–2025+2.1%+0.6%+3.1%
Spending per household on rent and homeowner costs$14,432$13,996$16,661
Median household income$83,283$72,875$80,734
Groundwork market scoreNot scored38

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
31 chain location
Listings at the U.S. rate for this spending
17The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Holland area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Holland area

Population, 2025 estimate
123,188+2.1% since 2020
Households
45,522
Median age
41.4
Homes lived in by their owners
87%
Vehicles per household
2.0
Land area
825 sq. mi.
People per square mile
147
Median household income
$83,283+32.3% vs. 2015–2019, before inflation
Average household income
$103,889
Median home value
$267,100
Jobs located here
42,851
Daytime population
107,584Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Holland area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Holland area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Michigan

Every Michigan market ranked →

The highest-scoring small-town markets in Michigan for mortgage brokers and lenders, numbered among those based in Michigan, with the Holland area marked.

Top small-town markets in Michigan

Small-town markets in Michigan ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Owosso, MI5351.8191−0.4%#84 of 177
2Mount Pleasant, MI4752.0160+0.3%#98 of 177
3Cadillac, MI2884.181+2.0%#156 of 177
Holland, MINot scored30.7561+2.1%

Other business types in the Holland area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Holland, MI area?

As of September 2026, map listings count 3 mortgage brokers and lenders in the Holland area. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Holland area: counts under 3 are left out.

How much do households in the Holland, MI area spend on rent and homeowner costs?

About $657M a year, or $14,432 per household. That is 13% below the U.S. average (an index of 87, where 100 is the U.S. average). For the 3 mortgage brokers and lenders on map listings, housing spending per office is 5.6 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 45,522 households in the Holland area and national spending patterns by income.

How does the Holland, MI area compare with the U.S. for mortgage brokers and lenders?

The Holland area has 0.7 mortgage brokers and lenders per 10,000 households, 84% below the U.S. rate of 4.3. The index of housing spending per office is 561, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Holland area would have about 17, against 3 on map listings.

How fast is the Holland, MI area growing?

Population estimates put the Holland area at 123,188 people in 2025, up 2.1% since 2020, slower than the U.S. (+3.1%). It has 45,522 households. Median household income in the Holland area is $83,283, 3% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 32.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Holland area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 3.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Holland area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Holland area

Screening a site or an acquisition in the Holland area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Holland area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.