Groundwork

Real estate · Metro area · Idaho

Mortgage brokers and lenders in the Idaho Falls, ID metro area

The mortgage brokers and lenders in the Idaho Falls, ID metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 50 out of 100: Upper middle

Ranked #187 of 373 scored metro areas
#2 of 6 scored metro areas based in Idaho

Listings
26
5 chain locations (19%)
Official establishments
17
Businesses with payroll, 2023
Household spending a year
$988.8M
On rent and homeowner costs · $17,831 a household
Housing spending per listing (U.S. = 100)
97
3% below the U.S.
Listings per 10k households
4.7
9% above the U.S.
Population, 2025
173,851
+9.8% since 2020

See the mortgage brokers and lenders around any address in the Idaho Falls metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Idaho Falls metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 26 mortgage brokers and lenders in the Idaho Falls metro area. 5 of them (19%) are chain locations, against 21% across the U.S. That is 4.7 per 10,000 households, 9% above the U.S. rate of 4.3.

At $17,831 per household (7% above the U.S. average), households in the Idaho Falls metro area spend about $988.8M a year on rent and homeowner costs. Housing spending per office is 3% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 17 businesses with payroll classed as mortgage brokers and real estate lenders in the Idaho Falls metro area in 2023. That is one for every 3,262 households, against one for every 4,897 across the U.S.

Population estimates put the population change in the Idaho Falls metro area from 2020 to 2025 at +9.8%, faster than the U.S. (+3.1%). For mortgage brokers and lenders, the Idaho Falls metro area has a Groundwork market score of 50 (upper middle): #187 of 373 scored metro areas and #2 of 6 scored metro areas based in Idaho.

How the Idaho Falls metro area compares

The same measures for Idaho and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Idaho Falls, ID metro area compared with Idaho and the U.S.
MeasureIdaho Falls metro areaIdahoU.S.
Listings per 10k households4.76.14.3
Housing spending per listing (U.S. = 100)9774100
Households per official establishment3,2623,3634,897
Official establishment growth, 2019–2023n/a+7.6%+9.5%
Population growth, 2020–2025+9.8%+9.8%+3.1%
Spending per household on rent and homeowner costs$17,831$17,677$16,661
Median household income$80,291$77,800$80,734
Groundwork market score5039

Official counts and lending

Businesses

Official establishments, 2019 to 2023
17
Employees, 2023
50
Annual payroll, 2023
$4.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
265 chain locations
Listings at the U.S. rate for this spending
25The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Idaho Falls metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Idaho Falls metro area

Population, 2025 estimate
173,851+9.8% since 2020
Households
55,456
Median age
34.2
Homes lived in by their owners
74%
Vehicles per household
2.2
Land area
5,196 sq. mi.
People per square mile
32
Median household income
$80,291+31.6% vs. 2015–2019, before inflation
Average household income
$101,557
Median home value
$372,100
Jobs located here
80,023
Daytime population
171,300Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Idaho Falls metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Idaho Falls metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Idaho

Every Idaho market ranked →

The highest-scoring metro areas in Idaho for mortgage brokers and lenders, numbered among those based in Idaho (a market based in another state is listed without a number), with the Idaho Falls metro area marked.

Top metro areas in Idaho

Metro areas in Idaho ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Pocatello, ID57154.595+4.9%#129 of 373
2Idaho Falls, ID50264.797+9.8%#187 of 373
3Twin Falls, ID49266.071+8.1%#195 of 373
4Lewiston, ID-WA42134.990+1.5%#247 of 373
Logan, UT-ID41295.978+8.8%#259 of 373
5Coeur d’Alene, ID39517.264+11.0%#278 of 373
6Boise City, ID382648.755+12.2%#288 of 373

Other business types in the Idaho Falls metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Idaho Falls, ID metro area?

There are 26 mortgage brokers and lenders on map listings in the Idaho Falls metro area as of September 2026. 5 of them (19%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 17 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in the Idaho Falls, ID metro area spend on rent and homeowner costs?

About $988.8M a year, or $17,831 per household. That is 7% above the U.S. average (an index of 107, where 100 is the U.S. average). For the 26 mortgage brokers and lenders on map listings, housing spending per office is 3% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 55,456 households in the Idaho Falls metro area and national spending patterns by income.

How does the Idaho Falls, ID metro area compare with the U.S. for mortgage brokers and lenders?

The Idaho Falls metro area has 4.7 mortgage brokers and lenders per 10,000 households, 9% above the U.S. rate of 4.3. The index of housing spending per office is 97, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Idaho Falls metro area would have about 25, against 26 on map listings. There is one business with payroll in the industry for every 3,262 households, against one for every 4,897 across the U.S.

How fast is the Idaho Falls, ID metro area growing?

Population estimates put the Idaho Falls metro area at 173,851 people in 2025, up 9.8% since 2020, faster than the U.S. (+3.1%). It has 55,456 households. The median household income in the Idaho Falls metro area is $80,291 a year, in line with the U.S. median of $80,734. That rose 31.6% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Idaho Falls metro area scores 50 for mortgage brokers and lenders (upper middle), #187 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Idaho Falls metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Idaho Falls metro area

Screening a site or an acquisition in the Idaho Falls metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Idaho Falls metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.