Groundwork

Real estate · Metro area · Idaho

Mortgage brokers and lenders in the Coeur d’Alene, ID metro area

The mortgage brokers and lenders in the Coeur d’Alene, ID metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 39 out of 100: Lower middle

Ranked #278 of 373 scored metro areas
#5 of 6 scored metro areas based in Idaho

Listings
51
10 chain locations (20%)
Official establishments
23
+15.0% since 2019
Household spending a year
$1.3B
On rent and homeowner costs · $17,773 a household
Housing spending per listing (U.S. = 100)
64
36% below the U.S.
Listings per 10k households
7.2
67% above the U.S.
Population, 2025
191,864
+11.0% since 2020

See the mortgage brokers and lenders around any address in the Coeur d’Alene metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Coeur d’Alene metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 51 mortgage brokers and lenders in the Coeur d’Alene metro area. Chain locations make up 20% of them, against 21% across the U.S. That is 7.2 per 10,000 households, 67% above the U.S. rate of 4.3.

Households in the Coeur d’Alene metro area spend about $1.3B a year on rent and homeowner costs, or $17,773 per household, 7% above the U.S. average. Housing spending per office is 36% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Coeur d’Alene metro area was 23 in 2023, up 15.0% from 2019. That is one for every 3,094 households, against one for every 4,897 across the U.S.

Population estimates show the Coeur d’Alene metro area grew 11.0% from 2020 to 2025, faster than the U.S. (+3.1%). The Coeur d’Alene metro area scores 39 (lower middle) on the Groundwork market score for mortgage brokers and lenders, ranking #278 of 373 scored metro areas and #5 of 6 scored metro areas based in Idaho.

How the Coeur d’Alene metro area compares

The same measures for Idaho and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Coeur d’Alene, ID metro area compared with Idaho and the U.S.
MeasureCoeur d’Alene metro areaIdahoU.S.
Listings per 10k households7.26.14.3
Housing spending per listing (U.S. = 100)6474100
Households per official establishment3,0943,3634,897
Official establishment growth, 2019–2023+15.0%+7.6%+9.5%
Population growth, 2020–2025+11.0%+9.8%+3.1%
Spending per household on rent and homeowner costs$17,773$17,677$16,661
Median household income$81,861$77,800$80,734
Groundwork market score3939

Official counts and lending

Businesses

Official establishments, 2019 to 2023
23+15.0% over the period
Employees, 2023
65
Annual payroll, 2023
$6.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
5110 chain locations
Listings at the U.S. rate for this spending
32The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Coeur d’Alene metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Coeur d’Alene metro area

Population, 2025 estimate
191,864+11.0% since 2020
Households
71,172
Median age
42.2
Homes lived in by their owners
71%
Vehicles per household
2.2
Land area
1,238 sq. mi.
People per square mile
147
Median household income
$81,861+43.0% vs. 2015–2019, before inflation
Average household income
$103,508
Median home value
$518,700
Jobs located here
71,721
Daytime population
176,785Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Coeur d’Alene metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Coeur d’Alene metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Idaho

Every Idaho market ranked →

The highest-scoring metro areas in Idaho for mortgage brokers and lenders, numbered among those based in Idaho (a market based in another state is listed without a number), with the Coeur d’Alene metro area marked.

Top metro areas in Idaho

Metro areas in Idaho ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Pocatello, ID57154.595+4.9%#129 of 373
2Idaho Falls, ID50264.797+9.8%#187 of 373
3Twin Falls, ID49266.071+8.1%#195 of 373
4Lewiston, ID-WA42134.990+1.5%#247 of 373
Logan, UT-ID41295.978+8.8%#259 of 373
5Coeur d’Alene, ID39517.264+11.0%#278 of 373
6Boise City, ID382648.755+12.2%#288 of 373

Other business types in the Coeur d’Alene metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Coeur d’Alene, ID metro area?

The Coeur d’Alene metro area has 51 mortgage brokers and lenders on map listings as of September 2026. 10 of them (20%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 23 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 15.0% from 2019.

How much do households in the Coeur d’Alene, ID metro area spend on rent and homeowner costs?

About $1.3B a year, or $17,773 per household. That is 7% above the U.S. average (an index of 107, where 100 is the U.S. average). For the 51 mortgage brokers and lenders on map listings, housing spending per office is 36% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 71,172 households in the Coeur d’Alene metro area and national spending patterns by income.

How does the Coeur d’Alene, ID metro area compare with the U.S. for mortgage brokers and lenders?

The Coeur d’Alene metro area has 7.2 mortgage brokers and lenders per 10,000 households, 67% above the U.S. rate of 4.3. The index of housing spending per office is 64, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Coeur d’Alene metro area would have about 32, against 51 on map listings. There is one business with payroll in the industry for every 3,094 households, against one for every 4,897 across the U.S. The official count rose 15.0% from 2019 to 2023, against +9.5% for the U.S.

How fast is the Coeur d’Alene, ID metro area growing?

Population estimates put the Coeur d’Alene metro area at 191,864 people in 2025, up 11.0% since 2020, faster than the U.S. (+3.1%). It has 71,172 households. The median household income in the Coeur d’Alene metro area is $81,861 a year, in line with the U.S. median of $80,734. That rose 43.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Coeur d’Alene metro area scores 39 for mortgage brokers and lenders (lower middle), #278 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Coeur d’Alene metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Coeur d’Alene metro area

Screening a site or an acquisition in the Coeur d’Alene metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Coeur d’Alene metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.