Groundwork

Auto · Metro area · Idaho

Insurance agencies in the Idaho Falls, ID metro area

The insurance agencies in the Idaho Falls, ID metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 47 out of 100: Lower middle

Ranked #207 of 387 scored metro areas
#3 of 6 scored metro areas based in Idaho

Listings
103
19 chain locations (18%)
Official establishments
83
+9.5% since 2019
Household spending a year
$126.4M
On vehicle insurance · $2,279 a household
Spending per listing
$1.2M
2% below the U.S.
Listings per 10k households
18.6
19% above the U.S.
Population, 2025
173,851
+9.8% since 2020

See the insurance agencies around any address in the Idaho Falls metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Idaho Falls metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 103 insurance agencies in the Idaho Falls metro area. Chain locations make up 18% of them, against 21% across the U.S. That comes to 18.6 for every 10,000 households, 19% above the U.S. rate of 15.6.

At $2,279 per household (16% above the U.S. average), households in the Idaho Falls metro area spend about $126.4M a year on vehicle insurance. That is about $1.2M of household spending for each agency on map listings, 2% below the U.S. figure of $1.3M.

Official counts show 83 businesses with payroll classed as insurance agencies and brokerages in the Idaho Falls metro area in 2023, up 9.5% from 2019. That is one for every 668 households, against one for every 966 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $701K have gone to businesses classed as insurance agencies and brokerages in the Idaho Falls metro area.

Population estimates put the population change in the Idaho Falls metro area from 2020 to 2025 at +9.8%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in the Idaho Falls metro area is 47 (lower middle), #207 of 387 scored metro areas and #3 of 6 scored metro areas based in Idaho.

How the Idaho Falls metro area compares

The same measures for Idaho and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Idaho Falls, ID metro area compared with Idaho and the U.S.
MeasureIdaho Falls metro areaIdahoU.S.
Listings per 10k households18.617.215.6
Spending per listing$1.2M$1.3M$1.3M
Households per official establishment668756966
Official establishment growth, 2019–2023+9.5%+5.5%−1.0%
Population growth, 2020–2025+9.8%+9.8%+3.1%
Spending per household on vehicle insurance$2,279$2,175$1,957
Median household income$80,291$77,800$80,734
Groundwork market score4756

Official counts and lending

Businesses

Official establishments, 2019 to 2023
83+9.5% over the period
Employees, 2023
292
Annual payroll, 2023
$16.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10319 chain locations
Listings at the U.S. rate for this spending
101The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$701K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Idaho Falls metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Idaho Falls metro area

Population, 2025 estimate
173,851+9.8% since 2020
Households
55,456
Median age
34.2
Homes lived in by their owners
74%
Vehicles per household
2.2
Land area
5,196 sq. mi.
People per square mile
32
Median household income
$80,291+31.6% vs. 2015–2019, before inflation
Average household income
$101,557
Median home value
$372,100
Jobs located here
80,023
Daytime population
171,300Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Idaho Falls metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Idaho Falls metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Idaho

Every Idaho market ranked →

The highest-scoring metro areas in Idaho for insurance agencies, numbered among those based in Idaho (a market based in another state is listed without a number), with the Idaho Falls metro area marked.

Top metro areas in Idaho

Metro areas in Idaho ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
Logan, UT-ID547815.8$1.5M+8.8%#163 of 387
1Lewiston, ID-WA533914.6$1.5M+1.5%#169 of 387
2Twin Falls, ID499020.9$1M+8.1%#192 of 387
3Idaho Falls, ID4710318.6$1.2M+9.8%#207 of 387
4Boise City, ID4653517.6$1.2M+12.2%#212 of 387
5Coeur d’Alene, ID4313418.8$1.1M+11.0%#237 of 387
6Pocatello, ID386519.4$1.1M+4.9%#266 of 387

Other business types in the Idaho Falls metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Idaho Falls, ID metro area?

The Idaho Falls metro area has 103 insurance agencies on map listings as of September 2026. 19 of them (18%) are chain locations. The listings count insurance agencies. Official counts show 83 businesses with payroll classed as insurance agencies and brokerages in 2023, up 9.5% from 2019.

How much do households in the Idaho Falls, ID metro area spend on vehicle insurance?

About $126.4M a year, or $2,279 per household. That is 16% above the U.S. average (an index of 116, where 100 is the U.S. average). Spread across the 103 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 55,456 households in the Idaho Falls metro area and national spending patterns by income.

How does the Idaho Falls, ID metro area compare with the U.S. for insurance agencies?

The Idaho Falls metro area has 18.6 insurance agencies per 10,000 households, 19% above the U.S. rate of 15.6. Spending per agency is $1.2M, 2% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Idaho Falls metro area would have about 101, against 103 on map listings. There is one business with payroll in the industry for every 668 households, against one for every 966 across the U.S. The official count rose 9.5% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Idaho Falls, ID metro area growing?

Population estimates put the Idaho Falls metro area at 173,851 people in 2025, up 9.8% since 2020, faster than the U.S. (+3.1%). It has 55,456 households. The median household income in the Idaho Falls metro area is $80,291 a year, in line with the U.S. median of $80,734. That rose 31.6% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Idaho Falls metro area scores 47 for insurance agencies (lower middle), #207 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Idaho Falls metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Idaho Falls metro area

Screening a site or an acquisition in the Idaho Falls metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Idaho Falls metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.